195 River Street
Ellijay, GA, 30540 $ 2,490,000
Bedrooms4 Baths3.1 Sq 3,936 Monthly Estimate*
$ 15,722
for $2,490,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,936 square foot home was built in 1981 on a lot size of 26.5.
Imagine owning 26.5 private acres with over 2,300 feet of Ellijay River frontage—all within walking distance of vibrant Downtown Ellijay! This once-in-a-generation offering delivers a combination almost unheard of within the city limits: extraordinary river frontage, gently rolling acreage, mature hardwoods, open meadows, remarkable privacy, and effortless access to restaurants, boutiques, shopping, and entertainment. At the heart of the property is a stately brick residence offering approximately 3,936 square feet with 4 bedrooms and 3.5 baths. Spacious living areas, warm wood accents, abundant natural light, and a flowing floor plan create an inviting setting for everyday living and entertaining, while the home’s solid construction and generous proportions provide an exceptional canvas for a stunning renovation or modernization. Step outside and discover your own riverfront sanctuary, where you can fish, kayak, gather by the water, or simply enjoy the peaceful sights and sounds of the river. A second homesite with power and water already in place adds tremendous flexibility, while multiple potential building sites throughout the property offer privacy and distinctive natural settings. Whether envisioned as a magnificent private estate, multigenerational family compound, exclusive riverfront retreat, or thoughtfully planned boutique development, the possibilities are truly extraordinary. Acreage of this scale, paired with extensive river frontage and downtown walkability, is virtually impossible to recreate—making 195 River Street one of the most distinctive and irreplaceable properties ever offered in Ellijay.
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FeaturesGeneralSewer Public Sewer
Heating Central Electric Heat Pump Propane
Cooling Ceiling Fan(s) Central Air
Utilities Cable Available Electricity Available Sewer Available Water Available
Roof Shingle
Appliances Other
Patio/Porch Features Patio
Architectural Style Traditional
Pool Features None
Security Features None
Construction Materials Brick 4 Sides Frame
Year Built 1981
Electric Other
View River Other
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 1081 021
Waterfront Features River Front
Community Features None
Accessibility None
Additional Parcels Description 1081 021B
HOA Fee 2 0
County Gilmer - GA
Property Type Residential
HOA false
Energy Efficient None
Subdivision Name None
Green Energy Generation None
Other Structures None
Full Baths 3
Status Active
Directions From Downtown Ellijay take River Street to a left on the small road just before the bridge next to Bernhardt Funeral Home. Follow to property at the end of the road.
High School Gilmer
City Ellijay
Body of Water None
Carport Spaces 2
Spa Features None
Elementary School Ellijay
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 3960
Home Warranty Y/N false
Middle/Junior High School Clear Creek
Property Condition Resale
Standard Status Active
Freehold IDX
Corporate Owner None
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InteriorInterior Amenities Other
Basement Unfinished
Flooring Hardwood Tile
Total Fireplaces 1
Fireplace Features Living Room
Common Walls No Common Walls
Window Features Insulated Windows Wood Frames
Half Baths 1
Laundry Features Laundry Room Other
Total Bedrooms 4
Room Type Den Dining Room Kitchen Laundry Living Room Other
Main Level Bedrooms 1
Main Level Bathrooms 1
Kitchen Features Pantry Other
Total Baths 4
Primary Bathroom Features Other
Dining Room Features Separate Dining Room
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ExteriorExterior Amenities Private Yard Other
Fencing None
Parking Features Carport Driveway
Lot Features Level Other
Water Source Public
Foundation Details See Remarks
Building Area Total 3936
Lot Dimensions x
Lot Size Acres 26.5
Road Surface Type Paved
Lot Size Source Other
Road Frontage Type State Road
Other Equipment None
Horse Amenities None
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* Excluded FeaturesList ByRe/Max Town And CountryBroker
cindytwest@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $15,722
- Monthly Property Taxes
- $330
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ellijay, GA
Average List Price $631,933
Percent of Sale Price 75%
About Ellijay, GA 1,922 Population
11% Since 2002
$ 41,063 Median Income
38.31 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
4661487 Elementary School
4134484 Middle School
Gilmer High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/17/2026 | $2,490,000 | -12.63% | Price Down |
| 2/23/2026 | $2,850,000 | | Listed Price |