195 River Street
Ellijay, GA, 30540 $ 2,850,000
Bedrooms4 Baths3.1 Sq 3,936 Monthly Estimate*
$ 17,548
for $2,850,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,936 square foot home was built in 1981 on a lot size of 26.5.
Discover a once-in-a-generation opportunity in the heart of Downtown Ellijay—an extraordinary 26.5 acre in-town RIVERFRONT ESTATE just steps from downtown restaurants, shopping, boutiques, and entertainment. This rare offering seamlessly blends walkability, privacy, and natural beauty, allowing you to enjoy city conveniences while retreating to your own private sanctuary along the Ellijay River. The main residence offers approximately 3,936 square feet with 4 bedrooms and 3.5 baths, featuring a stately brick façade, spacious living areas, warm wood accents, abundant natural light, and a flowing floor plan ideal for both everyday living and entertaining, with solid construction and generous proportions that provide the perfect canvas for thoughtful renovation or modernization. Outside, the property unfolds into gently rolling acreage framed by mature hardwoods and open meadows, all embraced by over 2,300 feet of Ellijay River frontage—ideal for fishing, kayaking, or peaceful moments by the water, a combination rarely found within city limits. Adding exceptional versatility is a second homesite with power and water already in place, along with multiple additional potential building sites throughout the acreage, each offering privacy and unique character, making this property well-suited for a private riverfront estate, legacy family retreat, or boutique development opportunity. Properties with this rare combination of acreage, river frontage, and downtown walkability are almost never available, making 195 River Street one of Ellijay’s most unique and irreplaceable offerings.
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FeaturesGeneralSewer Public Sewer
Heating Central Electric Heat Pump Propane
Cooling Ceiling Fan(s) Central Air
Utilities Cable Available Electricity Available Sewer Available Water Available
Roof Shingle
Appliances Other
Patio/Porch Features Patio
Architectural Style Traditional
Pool Features None
Security Features None
Construction Materials Brick 4 Sides Frame
Year Built 1981
Electric Other
View River Other
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 1081 021
Waterfront Features River Front
Community Features None
Accessibility None
Additional Parcels Description 1081 021B
HOA Fee 2 0
County Gilmer - GA
Property Type Residential
HOA false
Energy Efficient None
Subdivision Name None
Green Energy Generation None
Other Structures None
Full Baths 3
Status Active
Directions From Downtown Ellijay take River Street to a left on the small road just before the bridge next to Bernhardt Funeral Home. Follow to property at the end of the road.
High School Gilmer
City Ellijay
Body of Water None
Carport Spaces 2
Spa Features None
Elementary School Ellijay
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 3960
Home Warranty Y/N false
Middle/Junior High School Clear Creek
Property Condition Resale
Standard Status Active
Freehold IDX
Corporate Owner None
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InteriorInterior Amenities Other
Basement Unfinished
Flooring Hardwood Tile
Total Fireplaces 1
Fireplace Features Living Room
Common Walls No Common Walls
Window Features Insulated Windows Wood Frames
Half Baths 1
Laundry Features Laundry Room Other
Total Bedrooms 4
Room Type Den Dining Room Kitchen Laundry Living Room Other
Main Level Bedrooms 1
Main Level Bathrooms 1
Kitchen Features Pantry Other
Total Baths 4
Primary Bathroom Features Other
Dining Room Features Separate Dining Room
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ExteriorExterior Amenities Private Yard Other
Fencing None
Parking Features Carport Driveway
Lot Features Level Other
Water Source Public
Foundation Details See Remarks
Building Area Total 3936
Lot Dimensions x
Lot Size Acres 26.5
Road Surface Type Paved
Lot Size Source Other
Road Frontage Type State Road
Other Equipment None
Horse Amenities None
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* Excluded FeaturesList ByRe/Max Town And CountryBroker
cindytwest@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $17,548
- Monthly Property Taxes
- $330
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ellijay, GA
Average List Price $562,946
Percent of Sale Price 80%
About Ellijay, GA 1,922 Population
11% Since 2002
$ 41,063 Median Income
38.31 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
4661487 Elementary School
4134484 Middle School
Gilmer High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/23/2026 | $2,850,000 | | Listed Price |