3098 Sloop Lane St James City, FL $ 399,000
3098 Sloop Lane
$ 399,000
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3098 Sloop Lane

St James City, FL, 33956
$ 399,000
Bedrooms3 Baths2.0 Sq 1,307

Monthly Estimate*

$ 2,457

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Single Family Home for sale in St James City, FL

for $399,000 with 3 bedrooms and 2 full baths. This 1,307 square foot home was built in 2018 on a lot size of 0.09.

Direct Gulf Access Waterfront Under $400K – Furnished + Boat Lift Live the ultimate Pine Island lifestyle with this 2018-built, move-in ready waterfront home offering direct Gulf access and beautiful canal views right from your backyard. NO FLOODING during recent hurricanes — high elevation for added peace of mind Boaters and outdoor lovers will love: 7,000 lb boat lift with canopy Dedicated kayak lift + TWO kayaks included Fish cleaning station Quick access to open water This home is being sold FULLY FURNISHED with coastal décor — just bring your toothbrush and start enjoying island living immediately. Recent upgrades provide comfort and efficiency: New HVAC system New water heater Updated kitchen appliances Newer roof Spray foam insulation (2023) Relax on the screened lanai overlooking the water — perfect for entertaining or unwinding after a day on the boat. Waterfront living UNDER $400K opportunity Ideal for full-time living, seasonal use, or rental income Schedule your showing today

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Single Family Active

Price

$ 399,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,420

Style

Ranch, One Story, Manufactured Home

Lot Size

0.09

Year Built

2018

Town/City

St James City

County/Region

Lee

MLS | Web ID

2026009357

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Ice Maker Microwave Range Refrigerator RefrigeratorWithIce Maker Washer
HOA Fee 0
Garage Spaces 0
Association Fee Includes None
Patio/Porch Features Deck Lanai Porch Screened
Architectural Style Ranch One Story Manufactured Home
Construction Materials Manufactured Vinyl Siding
Pets Allowed Yes
Year Built 2018
View Canal
Stories Count 1
Property Subtype Manufactured Home
Tax Year 2025
Ownership Single Family
Waterfront Features Canal Access
Community Features Boat Facilities Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Subdivision Name CHERRY ESTATES
Facing Direction West
Garage Y/N false
Full Baths 2
Status Active
City St James City
Disclosures Owner Has Flood Insurance
Land Lease Amount 0
Senior Community Y/N false
Zoning Description MH-1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 1
Carport Y/N true
Tax Annual Amount 5420.12
Property Condition Resale
Virtual Tour https://track.pstmrk.it/3s/app.visualprophotography.com%2Fsites%2Frnqzqgmv%2Funbranded/cUpU/nxHEAQ/AQ/e36f9320-46b6-4546-9211-8207047d60d1/3/002vuqcT5B
Structure Type Manufactured House
Standard Status Active
Tax Lot 733
Property Sub Type Additional Manufactured Home
Legal Description CHERRY ESTS SECT 1 THRU 9 ISLAND 7 PB 29 PG 59 LOT 733
HOA Fee 3 0
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Interior
Interior Amenities Living/Dining Room Pantry Shower Only Separate Shower Walk-In Closet(s) Window Treatments
Flooring Laminate
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Impact Glass Window Coverings
Half Baths 0
Total Bedrooms 3
Entry Level 1
Room Type Screened Porch Great Room
Total Baths 2
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Exterior
Exterior Amenities Deck
Parking Features Attached Carport
Lot Features Cul-De-Sac
Water Source Public
Lot Size Area 0.09
Spa false
Building Area Total 1307
Lot Dimensions 48 x 82 x 48 x 82
Lot Size Acres 0.09
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 1
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* Excluded Features
List By
Christy Knight

Listing Agent

John R. Wood Properties

Broker

topagent@christyknight.com

Email

Affordability Calculator

$2,908
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,457
Monthly Property Taxes
$452
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/7/2026$399,000 -6.99% Price Down
3/17/2026$429,000 -4.45% Price Down
2/23/2026$449,000 Listed Price

Map


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3098 Sloop Lane, St James City, FL, 33956 is a Single Family Home for sale at $399,000 with 1,307 sqft and a lot size of 0.09. 3098 Sloop Lane has 3 bedrooms, 2.0 baths, and was built in 2018. The property's zip code is 33956 which is in St James City, FL