203 TESORO Terrace St. Augustine, FL $ 1,079,999
203 TESORO Terrace
$ 1,079,999
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203 TESORO Terrace

St. Augustine, FL, 32095
$ 1,079,999
Bedrooms4 Baths3.1 Sq 2,951

Monthly Estimate*

$ 6,650

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Single Family Home for sale in St. Augustine, FL for $1,079,999 with 4 bedrooms and 3 full baths, 1 half bath. This 2,951 square foot home was built in 2024 on a lot size of 0.39.

Why build when you can move into nearly $80,000 in after market upgrades -- ready to enjoy from day one? 203 Tesoro Terrace is a rare lakefront estate in the exclusive Estate Section of Madeira, set on a premium 70-foot homesite with panoramic lake and distant lighthouse views -- a location that can't be replicated. Step outside to your private resort: a heated saltwater pool with water features, an expanded paver sun deck, and a custom solid-roof screened pergola with motorized panoramic screens and designer puck lighting -- all enclosed with no-see-um screening for year-round comfort. The fully equipped Coyote outdoor kitchen makes entertaining effortless against a backdrop most homeowners only dream of. Inside, this Mastercraft Lola model shines with 10-foot ceilings, 8-foot solid doors, and 12-foot sliders that blur the line between indoor and outdoor living. The chef's kitchen features a 36" gas cooktop, upgraded Electrolux suite, under-cabinet lighting, and a secondary prep kitchen -- a rare find that entertainers will love. Custom plantation shutters, whole-home soft water system, smart thermostat and door lock, and soft-close cabinetry throughout reflect the level of care that only comes from those who invested in doing it right. Unlike new construction, this home delivers a fully landscaped, fenced yard with Queen and Sylvester palms, sealed driveway pavers, low-voltage lighting, and a 230-foot artisan irrigation well -- upgrades that take months to complete and tens of thousands to install. And while builder incentives typically require using their preferred lender and title company -- with costs already built into the purchase price -- this seller is offering to pay for owner's title insurance, putting real savings in the buyer's pocket with no strings attached. Perfectly positioned just 3 miles from historic downtown St. Augustine and minutes from Vilano Beach. Community amenities include resort-style pool, fitness center, clubhouse, and a future Intracoastal pier with kayak launch. This is what move-in ready actually means.

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Single Family Active

Price

$ 1,079,999

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 15,560

Style

Traditional

Lot Size

0.39

Year Built

2024

Town/City

St. Augustine

County/Region

SAINT JOHNS

MLS | Web ID

2131100

Features
Interior
Interior Amenities Breakfast Bar Breakfast Nook Butler Pantry Ceiling Fan(s) Eat-in Kitchen Entrance Foyer Kitchen Island Open Floorplan Pantry Primary Bathroom - Shower No Tub Primary Downstairs Smart Home Smart Therm
Flooring Carpet Tile Vinyl
Furnished Y/N Negotiable
Total Fireplaces 1
Fireplace Features Electric Free Standing
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 1
Laundry Features In Unit Lower Level
Total Bedrooms 4
Entry Level 1
Total Baths 4
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General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Convection Oven Dishwasher Disposal Double Oven ENERGY STAR Qualified Dryer ENERGY STAR Qualified Washer Gas Cooktop Gas Water Heater Ice Maker Microwave Refrigerator Tankless Water Heater Water Soft
HOA Fee 426.0
Garage Spaces 3.0
Association Fee Includes Cable TV Internet
Patio/Porch Features Awning(s) Covered Deck Front Porch Patio Screened
Architectural Style Traditional
Pool Features In Ground Heated Salt Water
Security Features Carbon Monoxide Detector(s) Security Gate Smoke Detector(s)
Construction Materials Fiber Cement Frame
Year Built 2024
View Intracoastal Lake Pool Water
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
Parcel Number 0734330490
Waterfront Features Pond
Community Features Sidewalks Street Lights Gated
Assoc Fee Paid Per Quarterly
County St. Johns
New Construction 0
Property Type Residential
Association Amenities Pool Clubhouse Fitness Center Gated Jogging Path Maintenance Grounds Park
HOA Y
Attached Garage N
Subdivision Name Madeira
Facing Direction South
Garage Y/N Y
Other Structures Outdoor Kitchen
Total Rooms 0
Full Baths 3
Status Active
Directions US-1 to Marlinda Dr. Proceed through security gate to first stop sign. Enter the Marshes of Madeira community. Left on Pasarela continue to circle take 3rd right onto Tesoro Terrace. Home will be on
High School St. Augustine
City St. Augustine
Association Name First Coast Association Management
Senior Community Y/N N
Zoning Description Single Family
MLS Area 313-Whitecastle/Airport Area
Lot Size Units Acres
Lot Size Square Feet 16988.4
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Ketterlinus
Property Attached Y/N N
Tax Annual Amount 15560.6
Home Warranty Y/N N
Middle/Junior High School Sebastian
Lease Renewal Y/N N
MLS Area Minor 313-Whitecastle/Airport Area
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD Y
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Exterior
Exterior Amenities Outdoor Kitchen
Fencing Fenced Back Yard Wrought Iron
Parking Features Garage Garage Door Opener
Lot Features Sprinklers In Front Sprinklers In Rear
Water Source Public
Lot Size Area 0.39
Spa N
Building Area Total 3979.0
Lot Size Acres 0.39
Road Surface Type Asphalt
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 203
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* Excluded Features
List By
Re/Max Unlimited

Broker

nicole@firstcoastcollective.com

Email

Affordability Calculator

$7,946
Per Month
84%
16%
0%
Monthly Principal & Interest
$6,650
Monthly Property Taxes
$1,297
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308129 Elementary School
307923 Middle School
St. Augustine High School High School
Pricing History
DatePricePrice ChangeDescription
3/5/2026$1,079,999 -1.73% Price Down
2/20/2026$1,099,000 Listed Price

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203 TESORO Terrace, St. Augustine, FL, 32095 is a Single Family Home for sale at $1,079,999 with 2,951 sqft and a lot size of 0.39. 203 TESORO Terrace has 4 bedrooms, 3.1 baths, and was built in 2024. The property's zip code is 32095 which is in St. Augustine, FL