78 Old Mill Bottom Road N # 409
Annapolis, MD, 21409 $ 530,000
Bedrooms2 Baths2.0 Sq 1,210 Monthly Estimate*
$ 3,263
for $530,000 with 2 bedrooms and 2 full baths. This 1,210 square foot condo was built in 2024.
Welcome to penthouse living at Element at Mill Creek, one of Annapolis most stylish and thoughtfully designed 55+ communities. This 2 bed + Den, 2 bath top-floor residence with in-home laundry offers the privacy and quiet youll appreciate, paired with the elevated finishes and upgrades that truly make it better than new construction. From the moment you enter, youll notice the difference. Since purchasing, the owner has enhanced the home with carefully selected upgradesrefined lighting, custom touches, and elevated finishes that go beyond the builders base offerings. The result is a move-in-ready home with personality, warmth, and polish already in place. No waiting on construction timelines, no post-settlement projectsjust effortless living from day one. This penthouse unit enjoys abundant natural light and peaceful views, along with the convenience of an assigned parking space in a secure garageproviding comfort and ease year-round. Life at Element at Mill Creek is designed for connection, wellness, and enjoyment. Residents enjoy a beautifully appointed clubhouse featuring indoor and outdoor dining spaces, a state-of-the-art fitness center, gathering rooms, and even a golf simulator for year-round play. Outdoors, youll find pickleball courts, scenic walking trails, and a dedicated dog parkperfect for staying active and social while enjoying the thoughtfully landscaped grounds. The communitys modern coastal architecture and easy layout create a fresh, welcoming neighborhood atmosphere that feels both intimate and sophisticated. Located just minutes from downtown Annapolis, youll have easy access to everything that makes the area so specialwaterfront dining, boutique shopping, art galleries, live music, and year-round festivals. Spend afternoons strolling along City Dock, catching a sailboat race on the Chesapeake Bay, or enjoying dinner at one of the many acclaimed local restaurants. The charm, history, and vibrant lifestyle of Annapolis are right at your doorstep. And unlike many new construction purchaseswhere buyers are often responsible for the majority of closing coststhis resale offers a more traditional and balanced approach, with costs typically shared between buyer and seller. Title insurance discount also available. Stylish, upgraded, and ideally located, this penthouse at Element at Mill Creek offers the perfect blend of low-maintenance luxury, active living, and the best of Annapolis just moments away.
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FeaturesGeneralLiving Area 1210
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Zoning U
Garage Spaces 1.00
Association Fee Includes All Ground Fee Common Area Maintenance Insurance Recreation Facility
Architectural Style Transitional
Security Features Security Gate
Construction Materials Combination
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 2024
View Garden/Lawn
Levels 1
Unit Number 409
Tax Year 2026
Ownership Condominium
Cool Fuel Electric
Accessibility Elevator Doors - Lever Handle(s) No Stairs
HOA Fee 2 251.00
County ANNE ARUNDEL
New Construction N
Property Type Residential
Association Amenities Billiard Room Club House Community Center Common Grounds Dining Rooms Dog Park Elevator Exercise Room Fitness Center Game Room Meeting Room Party Room Pickleball Courts Retirement Community
HOA N
Subdivision Name ELEMENT AT MILL CREEK
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade
Total Rooms 8
Full Baths 2
Status ACTIVE
Directions Use GPS. Park in non-numbered spaces.
City ANNAPOLIS
Senior Community Y/N Y
HOA Fee 2 Frequency Monthly
Tax Annual Amount 5141.0
Structure Type Penthouse Unit/Flat/Apartment
Condo/Coop Association fee Y/N Y
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 438.02
Senior Community Age Req 55
Vacation Rental Y/N N
Standard Status Active
Year Built Source Estimated
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InteriorHeating Fuel Electric
Hot Water Natural Gas
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1210
Half Baths 0
Central Air Y/N Y
Total Bedrooms 2
Entry Level 5
Room Type Living Room Dining Room Bedroom 2 Den Bedroom 1 Laundry Bathroom 1 Bathroom 2
Main Level Bedrooms 2
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
Number of Elevators 1
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ExteriorPool No Pool
Parking Features Assigned Secure Parking
Water Source Public
Garage Features Covered Parking Garage Door Opener
Type of Parking Parking Garage
Water View Y/N N
Waterfront Y/N N
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByColdwell Banker RealtyBroker
alison.wisnom@cbmove.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,263
- Monthly Property Taxes
- $428
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Annapolis, MD
Average List Price $607,036
Percent of Sale Price 15%
About Annapolis, MD 40,323 Population
12% Since 2002
$ 79,580 Median Income
38.67 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
3533405 Elementary School
3533185 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/13/2026 | $530,000 | -3.64% | Price Down |
| 2/20/2026 | $550,000 | | Listed Price |