38461 Chaptico Road
Mechanicsville, MD, 20659 $ 369,900
Bedrooms3 Baths2.0 Sq 912 Monthly Estimate*
$ 2,278
for $369,900 with 3 bedrooms and 2 full baths. This 912 square foot home was built in 1970 on a lot size of 1.
**SELLER OFFERING $8000 CLOSING HELP WITH AN ACCEPTED OFFER** Welcome home to this charming Southern Maryland property that offers the perfect blend of comfort, space, and opportunity, especially for first time buyers looking to put down roots. Imagine starting your mornings with a cup of coffee on the porch, enjoying the quiet surroundings before the day begins. In the evenings, unwind as the sun sets, or spend time working on hobbies and projects in your spacious two bay garage or one of the additional storage sheds. Whether you enjoy woodworking, gardening, or simply need room for tools, equipment, and outdoor gear, this property offers an abundance of storage and workspace that is hard to find. Inside, the home has been recently refreshed with thoughtful updates that make it move in ready. Renovations include updated flooring, modern lighting, a refreshed kitchen, fresh paint, and more, creating a bright and welcoming interior that feels comfortable from the moment you walk in. Another great feature is that there is no HOA, giving you the freedom to truly enjoy your property without additional restrictions. For buyers looking to take their first step into homeownership, this home presents an exciting opportunity. Qualified buyers may be able to take advantage of the Maryland Mortgage Program offering up to 100% financing, making it easier than ever to move from renting to owning. The seller is motivated and ready to work with buyers, so bring your offer and make this home yours. With its great location, recent updates, incredible storage, and room to grow, this Southern Maryland home is ready for its next chapter. Picture yourself relaxing on the porch after a long day or spending the weekend working on projects in the garage or sheds while enjoying the space that truly feels like home.
See more
FeaturesGeneralLiving Area 912
Sewer On Site Septic
Heating Heat Pump(s)
Cooling Other
Possession Settlement
Zoning R
Garage Spaces 2.00
Architectural Style Ranch/Rambler
Construction Materials Vinyl Siding
School District ST. MARYS COUNTY PUBLIC SCHOOLS
Year Built 1970
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County SAINT MARYS
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE UNDER CONTRACT
Directions Please use GPS
City MECHANICSVILLE
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 43560.00
Tax Annual Amount 2071.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 405.59
Acceptable Financing Cash Conventional FHA VA USDA
Vacation Rental Y/N N
Standard Status Active Under Contract
Year Built Source Assessor
See more
InteriorHeating Fuel Electric
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 912
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
See more
ExteriorPool No Pool
Water Source Well
Inclusions 2 car detached garage
Garage Features Garage - Front Entry
Type of Parking Detached Garage Driveway
Foundation Details Crawl Space
Water View Y/N N
Lot Size Acres 1.00
Lot Size Source Assessor
Waterfront Y/N N
Navigable Water Y/N N
Water Oriented Y/N N
See more
* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $2,278
- Monthly Property Taxes
- $173
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Mechanicsville, MD
Average List Price $479,216
Percent of Sale Price 30%
About Mechanicsville, MD 1,489 Population
34% Since 2002
$ 106,777 Median Income
38.76 Median Age
32% Households with Children
Trends Information provided by ATTOM Data Solutions.
5386061 Elementary School
4761514 Middle School
Chopticon High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/2/2026 | $359,900 | -2.70% | Price Down |
| 2/20/2026 | $369,900 | | Listed Price |