1284 E 4th Street Loveland, CO ^$ 528,000

1284 E 4th Street

^$ 528,000

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1284 E 4th Street

Loveland, CO, 80537

^$ 528,000

Bedrooms3 Baths2.0 Sq 1,997

Monthly Estimate*

^$ 3,251

Listed by Better Homes and Gardens Real Estate - Neuhaus

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Single Family Home for sale in Loveland, CO

for $528,000 with 3 bedrooms and 2 full baths. This 1,997 square foot home was built in 1898 on a lot size of 0.24.

ZONED R3E + HUGE WORKSHOP GARAGE + NO HOA! Unique opportunity on a corner lot just minutes from Downtown Loveland, parks, trails, restaurants & quick I-25 access. This versatile property offers live/work, multigenerational or future income potential with alley access & multiple outdoor spaces. Major improvements are already complete including a NEW roof, NEW gutters & downspouts, FRESH interior paint, REFINISHED hardwood floors, NEW carpet, NEW baseboards & NEW automatic garage door opener. Inside, the flexible layout features multiple living areas including a living room, sunny family room, office & an upper-level loft/flex space ideal for working from home, hobbies or guests. Upstairs, the private primary retreat offers a walk-in closet, a private balcony with southwest views, a 5-piece primary bathroom with a soaking tub & new rain showerhead, a spacious loft-style sitting area-creating a peaceful place to unwind. The attached oversized workshop garage is a rare find with over 1,200 sq ft, tall ceilings, extensive shelving, bright lighting, oversized door & a dedicated bathroom with shower, utility sink & tankless water heater-ideal for car enthusiasts, contractors, hobbyists or home-based business needs. The long driveway, alley access & additional yard space provide excellent room for extra vehicles, trailers, RV or boat storage-perfect for embracing the Colorado lifestyle-plus an outdoor shed for even more storage. A newly enclosed mudroom seamlessly connects the home, garage & outdoor spaces with dual yard access & dog doors for an easy dog-run setup. A fully fenced private courtyard is accessible directly from the kitchen area-perfect for outdoor dining, BBQs, gardening or relaxing. With R3E zoning, alley access & a large lot, this property offers space, versatility & convenience in one of Loveland's most accessible locations. Enjoy the freedom of no HOA and the flexibility to truly make this property your own.

Single Family Pending

Price

^$ 528,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,483

Style

Rustic

Lot Size

0.24

Year Built

1898

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1052012

Features

Interior

Interior Amenities Five Piece Bath Vaulted Ceiling(s) Walk-In Closet(s)

Basement Crawl Space None

Flooring Wood

Total Fireplaces 1

Fireplace Features Living Room Other

Basement (Y/N) N

Window Features Double Pane Windows Window Coverings

Above Grade Finished Area 1997

Half Baths 0

3/4 Baths 0

Laundry Features In Unit

Total Bedrooms 3

Below Grade Finished Area 0

Main Level Bedrooms 2

Main Level Bathrooms 1

Total Baths 2

General

Sewer Public Sewer

Heating Forced Air

Cooling Air Conditioning-Room Ceiling Fan(s)

Utilities Cable Available Electricity Available Internet Access (Wired) Natural Gas Available

Possession Closing/DOD

Roof Composition Metal

Appliances Dishwasher Disposal Dryer Microwave Oven Refrigerator Washer

Zoning R3E

Garage Spaces 2

Patio/Porch Features Patio

Architectural Style Rustic

Security Features Smoke Detector(s)

Construction Materials Frame

Exclusions Seller's Personal Property

Year Built 1898

Levels Two

Property Subtype Single Family Residence

Tax Year 2025

Ownership Individual

County Larimer

Property Type Residential

HOA N

Attached Garage Y

Subdivision Name Kempton-Turney

Possible Use Residential

Full Baths 2

Status Pending

Directions From I-25 take Exit 257 for US-34/Eisenhower Blvd and head west toward Loveland. Continue west on Hwy 34 for approximately 3.5 miles then turn left (south) onto Madison Ave. Continue south for about

High School Mountain View

City Loveland

High School District Thompson R2-J

Lot Size Square Feet 10539

Listing Terms Cash Conventional FHA VA Loan

Elementary School Winona

Tax Annual Amount 2483

Middle/Junior High School Other

Concessions No

Virtual Tour https://www.zillow.com/view-imx/64c53d93-b074-4be6-9f5a-017e82999483/?utm_source=captureapp

Structure Type House

Standard Status Active Under Contract

Elementary School District Thompson R2-J

Exterior

Exterior Amenities Balcony Dog Run

Vegetation Wooded

Fencing Fenced

Parking Features Heated Garage Oversized RV Access/Parking

Lot Features Corner Lot Level

Water Source Public

Total Parking 2

Building Area Total 1997

Lot Size Acres 0.24

Road Surface Type Alley Paved Paved

Road Frontage Type Public

Other Equipment Satellite Dish

Internal Only

Street Number 1 1284

* Excluded Features

List By

Better Homes And Gardens Real Estate - Neuhaus

Broker

(970) 331-2582

Phone

Affordability Calculator

$3,458

Per Month

Monthly Principal & Interest: $3,251
Monthly Property Taxes: $207
Monthly Home Insurance: --

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Down Payment

Loan Term

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$717,887

Percent of Sale Price 36%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

732128 Elementary School

3043800 Middle School

Mountain View High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/18/2026	$528,000	-1.86%	Price Down
2/19/2026	$538,000		Listed Price

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1284 E 4th Street, Loveland, CO, 80537 is a Single Family Home for sale at $528,000 with 1,997 sqft and a lot size of 0.24. 1284 E 4th Street has 3 bedrooms, 2.0 baths, and was built in 1898. The property's zip code is 80537 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 4/27/2026.

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PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

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1284 E 4th Street

Single Family Home for sale in Loveland, CO

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