195 River Street
Ellijay, GA, 30540 $ 2,490,000
Bedrooms4 Baths3.1 Sq 3,936 Monthly Estimate*
$ 15,722
for $2,490,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,936 square foot home was built in 1981 on a lot size of 26.5.
Imagine owning 26.5 private acres with over 2,300 feet of Ellijay River frontage-all within walking distance of vibrant Downtown Ellijay! This once-in-a-generation offering delivers a combination almost unheard of within the city limits: extraordinary river frontage, gently rolling acreage, mature hardwoods, open meadows, remarkable privacy, and effortless access to restaurants, boutiques, shopping, and entertainment. At the heart of the property is a stately brick residence offering approximately 3,936 square feet with 4 bedrooms and 3.5 baths. Spacious living areas, warm wood accents, abundant natural light, and a flowing floor plan create an inviting setting for everyday living and entertaining, while the home's solid construction and generous proportions provide an exceptional canvas for a stunning renovation or modernization. Step outside and discover your own riverfront sanctuary, where you can fish, kayak, gather by the water, or simply enjoy the peaceful sights and sounds of the river. A second homesite with power and water already in place adds tremendous flexibility, while multiple potential building sites throughout the property offer privacy and distinctive natural settings. Whether envisioned as a magnificent private estate, multigenerational family compound, exclusive riverfront retreat, or thoughtfully planned boutique development, the possibilities are truly extraordinary. Acreage of this scale, paired with extensive river frontage and downtown walkability, is virtually impossible to recreate-making 195 River Street one of the most distinctive and irreplaceable properties ever offered in Ellijay.
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FeaturesGeneralSewer Public Sewer
Heating Central Electric Heat Pump Propane
Cooling Ceiling Fan(s) Central Air
Utilities Cable Available Electricity Available Sewer Available Water Available
Roof Composition
Appliances Other
Association Fee Includes None
Patio/Porch Features Patio
Architectural Style Other Traditional
Construction Materials Brick
Year Built 1981
View River
Levels Two
Property Subtype Single Family Residence
Tax Year 24
Community Features None
County Gilmer
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name None
Garage Y/N true
Full Baths 3
Status Active
Directions From Downtown Ellijay take River Street to a left on the small road just before the bridge next to Bernhardt Funeral Home. Follow to property at the end of the road.
High School Gilmer
City Ellijay
Body of Water Ellijay
Lot Size Units Acres
Lot Size Square Feet 1154340
Carport Y/N false
Elementary School Ellijay
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 4422.55
Home Warranty Y/N false
Middle/Junior High School Clear Creek
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities Master On Main Level Other
Basement Unfinished
Flooring Hardwood Tile
Total Fireplaces 1
Fireplace Features Living Room Other
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 3936
Half Baths 1
Laundry Features Other
Total Bedrooms 4
Below Grade Finished Area 0
Main Level Bedrooms 1
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Pantry
Total Baths 4
Dining Room Features Separate Room
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ExteriorExterior Amenities Other
Parking Features Garage
Lot Features Level Other
Water Source Public
Total Parking 2
Lot Size Area 26.5
Building Area Total 3936
Lot Size Acres 26.5
Frontage Type River
Lot Size Source Public Records
Waterfront Y/N true
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $15,722
- Monthly Property Taxes
- $369
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ellijay, GA
Average List Price $633,358
Percent of Sale Price 75%
About Ellijay, GA 1,922 Population
11% Since 2002
$ 41,063 Median Income
38.31 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
4661487 Elementary School
4134484 Middle School
Gilmer High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/17/2026 | $2,490,000 | -12.63% | Price Down |
| 2/19/2026 | $2,850,000 | | Listed Price |