1340 Cartona Road Fate, TX $ 489,000
1340 Cartona Road
$ 489,000
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1340 Cartona Road

Fate, TX, 75087
$ 489,000
Bedrooms4 Baths3.0 Sq 2,499

Monthly Estimate*

$ 3,011

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Single Family Home for sale in Fate, TX

for $489,000 with 4 bedrooms and 3 full baths. This 2,499 square foot home was built in 2024 on a lot size of 0.175.

Now offered at $489,000 + up to $10,000 in seller concessions, one of the best values in Monterra. Modern farmhouse style with a private guest suite, flexible living space, and move-in ready upgrades buyers are asking for. Inside, you’ll find an open-concept layout filled with natural light, upgraded finishes, and a seamless flow between the living, dining, and kitchen areas, ideal for both everyday living and entertaining. The kitchen serves as the heart of the home, offering ample cabinetry, generous prep space, and a layout designed for connection. One of the most desirable features is the private guest suite with separate entrance, perfect for multi-generational living, long-term guests, or a home office setup that offers both privacy and flexibility. The primary suite provides a relaxing retreat with a spacious layout and well-appointed finishes, while additional bedrooms offer versatility for family, work, or lifestyle needs. This home is truly move-in ready, with the refrigerator included and a home warranty offered for added peace of mind. Beyond the home itself, Monterra offers a lifestyle that’s hard to beat, featuring a resort-style pool, pickleball courts, and scenic walking trails, perfect for staying active, connecting with neighbors, and enjoying the outdoors without leaving your community. Conveniently located with quick access to I-30 and Highway 66, this home offers an easy commute to Rockwall, Dallas, and surrounding areas. Just minutes from downtown Fate and Rockwall, and near the upcoming Lafayette Landing development, you’ll be close to shopping, dining, and everyday conveniences with exciting growth still ahead. Seller is a Texas licensed real estate agent. Buyer and buyer’s agent to verify all information, including measurements, schools, and taxes. Seller offering home warranty up to $800 and up to $10K in closing cost or rate buydown assistance with acceptable offer.

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Single Family Active

Price

$ 489,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.175

Year Built

2024

Town/City

Fate

County/Region

Rockwall

MLS | Web ID

21183521

Features
Interior
Interior Features Cable TV Available Chandelier Decorative Lighting Double Vanity Eat-in Kitchen Flat Screen Wiring Granite Counters High Speed Internet Available In-Law Suite Floorplan Kitchen Island Open Floorplan S
Flooring Carpet Tile Vinyl
Basement Y/N 0
Dining Areas 1
Living Areas 1
Half Baths 0
Total Bedrooms 4
Total Baths 3
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General
Heating ENERGY STAR Qualified Equipment Fireplace(s) Natural Gas
Cooling Central Air ENERGY STAR Qualified Equipment
Utilities Asphalt Cable Available City Sewer City Water Community Mailbox Curbs Electricity Connected Individual Gas Meter Individual Water Meter Natural Gas Available Sidewalk
Possession Closing/Funding
Roof Composition
Appliances Dishwasher Disposal Gas Range Gas Water Heater Microwave Convection Oven Double Oven Plumbed For Gas in Kitchen Tankless Water Heater Vented Exhaust Fan
Assoc Fees 1200
Number of Garage Spaces 2
Restrictions Architectural Building Deed Easement(s) No Divide No Livestock No Mobile Home
School District Rockwall ISD
HOA Fee Includes Full Use of Facilities
Pool Y/N 0
Exclusions All TVs Deep Freezer Garage Refrigerator Mounted Shelf-Secondary Bedroom Hardware/Wall Hanging in Living Room Hallway Wall Sconce WasherDryer
Year Built 2024
Architectural Style Traditional
Community Features Community Pool Curbs Jogging Path/Bike Path Park Pickle Ball Court Playground Sidewalks
Levels One
Property Subtype Single Family Residence
Subdivision Name Monterra
Transaction Type For Sale
Occupant Type Owner
County Rockwall
Property Type Residential
Construction Materials Brick
Year Built Details Preowned
Accessory Unit Type Accessory Dwelling Unit (ADU)
Accessory Unit Y/N Y
HOA Type Mandatory
Special Notes Aerial Photo Agent Related to Owner Survey Available Verify Flood Insurance Verify Tax Exemptions
Full Baths 3
Status Active
Directions From downtown Rockwall take HWY 66 east 5 miles to Ben Payne Rd. Turn north to Monterra Way west to Holly Oak Way then north to Cartona Rd. Turn east on Cartona. Rd. house will be on the left.
City Fate
Elementary School Name Celia Hays
High School Rockwall
Elementary School Celia Hays
Standard Status Active
Listing Terms Cash Conventional FHA VA Loan
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Exterior
Waterfront 0
Exterior Features Covered Patio/Porch Rain Gutters Lighting Private Yard
Lot Features Few Trees Interior Lot Level Lrg. Backyard Grass Sprinkler System Subdivision
Vegetation Grassed
Fencing Wood
Soil Type Clay
Garage Length 19
Garage Width 19
Lot Size Source Public Records
Parking Features Driveway Garage Garage Door Opener Garage Faces Front
Lot Size Less Than .5 Acre (not Zero)
Foundation Slab
Lot Size Dimensions 7623
Structural Style Single Detached
Garage Y/N 1
Attached Garage Y/N 1
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Internal Only
Street Number 1 1340
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* Excluded Features
List By
Tina Reitz

Listing Agent

Better Homes & Gardens, Winans

Broker

Affordability Calculator

$3,011
Per Month
100%
0%
0%
Monthly Principal & Interest
$3,011
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
285813 Elementary School
5136202 Middle School
Pricing History
DatePricePrice ChangeDescription
4/9/2026$489,000 -1.21% Price Down
3/12/2026$495,000 -1.00% Price Down
2/19/2026$500,000 Listed Price

Map


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1340 Cartona Road, Fate, TX, 75087 is a Single Family Home for sale at $489,000 with 2,499 sqft and a lot size of 0.175. 1340 Cartona Road has 4 bedrooms, 3.0 baths, and was built in 2024. The property's zip code is 75087 which is in Fate, TX