409A Main Street
McKinney, TX, 75069 $ 749,000
Bedrooms10 Baths6.0 Sq 4,370 Monthly Estimate*
$ 4,612
for $749,000 with 10 bedrooms and 6 full baths. This 4,370 square foot home was built in 2026 on a lot size of 0.16.
Rare opportunity to own a brand-new luxury duplex just steps from Historic Downtown McKinney. This three-story new construction offers nearly 7,000 square feet total (approx. 2,185 SF per side), blending modern design with unmatched flexibility for investors, multi-generational living, or owner-occupants seeking rental income. Each unit features 5 bedrooms, 3 full baths, a private 2-car garage, and a fenced yard ideal for pets. Thoughtfully designed for functionality and comfort, the main level includes a spacious island kitchen with pantry, refrigerator included, open living and dining areas, plus a bedroom and full bath—perfect for guests or multi-gen needs. Upstairs, the primary suite offers a private balcony overlooking the back of the property, a spa-style en suite bath with garden tub, separate shower, and an oversized walk-in closet. Additional bedrooms and baths are well positioned for privacy and flow. The third floor provides a large bonus living area ideal for a media room, home office, or additional flex space. Whether purchased as a full investment property or a house-hack opportunity—live in one side and lease the other—this property offers strong rental potential in one of McKinney’s most desirable walkable locations. Enjoy boutique shopping, dining, nightlife, and year-round events just minutes away. New construction, downtown proximity, rare 5-bedroom layout per side, and income-producing versatility make this a standout asset in Collin County.
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FeaturesInteriorInterior Features Eat-in Kitchen High Speed Internet Available Kitchen Island Walk-In Closet(s)
Flooring Carpet Luxury Vinyl Plank Tile
Basement Y/N 0
Total Units 2
Half Baths 0
Total Bedrooms 10
Total Baths 6
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GeneralHeating Central
Complex Name City of Mckinney Duplexes
Cooling Central Air
Utilities City Sewer City Water
Possession Closing/Funding
Roof Other
Appliances Dishwasher Electric Range Refrigerator
Number of Garage Spaces 4
School District McKinney ISD
Pool Y/N 0
Year Built 2026
Levels Three Or More
Property Subtype Duplex
Subdivision Name H & T C Railroad Add
Occupant Type Vacant
County Collin
Property Type Residential Income
Construction Materials Brick Siding
Year Built Details New Construction - Complete
Accessory Unit Y/N N
HOA Type None
# of Buildings 2
Full Baths 6
Status Active
Directions GPS
City McKinney
Elementary School Name Caldwell
High School McKinney North
Elementary School Caldwell
Standard Status Active
Listing Terms Cash Conventional FHA VA Assumable
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ExteriorWaterfront 0
Exterior Features Balcony Dog Run Private Yard
Lot Features Interior Lot Landscaped
Fencing Wood
Garage Length 19
Garage Width 19
Parking Features Garage Faces Rear Shared Driveway
Lot Size Less Than .5 Acre (not Zero)
Foundation Slab
Building Area Total 4370.00
Garage Y/N 1
Attached Garage Y/N 1
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* Excluded FeaturesList ByTexcel Real Estate, LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,612
- Monthly Property Taxes
- $947
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in McKinney, TX
Average List Price $966,000
Percent of Sale Price 29%
About McKinney, TX 184,083 Population
230% Since 2002
$ 85,849 Median Income
34.32 Median Age
45% Households with Children
Trends Information provided by ATTOM Data Solutions.
285497 Elementary School
3672581 Middle School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/4/2026 | $749,000 | -2.60% | Price Down |
| 3/5/2026 | $769,000 | -2.53% | Price Down |
| 2/18/2026 | $789,000 | | Listed Price |