118 Ginger Trail
Homer, GA, 30547 $ 479,426
Bedrooms5 Baths3.1 Sq 2,608 Monthly Estimate*
$ 2,952
for $479,426 with 5 bedrooms and 3 full baths, 1 half bath. This 2,608 square foot home was built in 2026 on a lot size of 0.25.
If you’ve been searching for a 5-bedroom home in Chimney Oaks with more than 2,600 square feet, you know how hard they are to find. That’s why 118 Ginger Trail is such a standout. This brand-new Bedford Plan by PBG offers 5 bedrooms, 3.5 baths, and 2,608 square feet on a full basement—giving you the space, flexibility, and comfort today’s buyers are looking for. From the moment you walk in, the home feels open and welcoming. The main floor includes a full bedroom, one full bath, and an additional half bath—a rare setup that works beautifully for guests, multigenerational living, or a dedicated office with easy access to everything on the main level. The kitchen is bright and modern with granite countertops, Ivory cabinetry, stainless steel appliances, and a large island that naturally becomes the heart of the home. It flows seamlessly into the main living area, where a cozy electric fireplace adds warmth and charm. Upstairs, you’ll find four bedrooms and two full bathrooms, giving everyone their own space while keeping the layout functional and easy to live in. Each room is generously sized, filled with light, and designed for comfort. The home sits on a lot with a lovely golf course view, offering a peaceful backdrop and a true connection to the Chimney Oaks community. With quality finishes throughout and a full unfinished basement ready for future expansion, you’ll have room to grow or create the spaces you’ve been dreaming about. Located in the established Chimney Oaks Golf Course community, residents enjoy swim and tennis amenities, the clubhouse, and convenient access to Hwy 441. If you’re looking for a spacious home in a beautiful golf community, 118 Ginger Trail truly checks all the boxes.
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FeaturesGeneralSewer Septic Tank
Heating Electric
Cooling Ceiling Fan(s) Electric
Utilities Cable Available Electricity Available Phone Available Water Available
Roof Composition Shingle
Appliances Dishwasher Disposal Electric Range Microwave
HOA Fee 1365
Garage Spaces 2
Association Fee Includes Maintenance Grounds Swim Tennis
Patio/Porch Features Covered
Architectural Style Traditional
Pool Features None
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials Cement Siding
Year Built 2026
Electric 110 Volts
View Golf Course
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number B50C060
Waterfront Features None
Community Features Clubhouse Fitness Center Golf Homeowners Assoc Near Schools Near Shopping Pickleball Pool Restaurant Street Lights Tennis Court(s)
Accessibility None
HOA Fee 2 0
Assoc Fee Paid Per Annually
County Banks - GA
Property Type Residential
HOA true
Energy Efficient None
Subdivision Name Chimney Oaks
Green Energy Generation None
Other Structures None
Full Baths 3
Status Pending
Directions Use GPS
High School Banks County
City Homer
Body of Water None
Spa Features None
Elementary School Banks County
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 260
Home Warranty Y/N true
Middle/Junior High School Banks County
Property Condition Under Construction
Builder Name PBG
Standard Status Pending
Tax Lot 60c
Freehold IDX
Corporate Owner None
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InteriorInterior Amenities Double Vanity Entrance Foyer 2 Story High Ceilings 9 ft Main Walk-In Closet(s)
Basement Unfinished
Flooring Carpet Ceramic Tile Luxury Vinyl
Total Fireplaces 1
Fireplace Features Electric
Common Walls No Common Walls
Window Features Double Pane Windows
Half Baths 1
Laundry Features Common Area
Total Bedrooms 5
Room Type Family Room
Main Level Bedrooms 1
Main Level Bathrooms 1
Kitchen Features Cabinets Other Kitchen Island Pantry Walk-In View to Family Room
Total Baths 4
Primary Bathroom Features Double Vanity Separate Tub/Shower
Dining Room Features None
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ExteriorExterior Amenities Private Yard
Fencing None
Parking Features Garage
Lot Features Back Yard Front Yard Irregular Lot
Water Source Public
Foundation Details Slab
Building Area Total 2608
Lot Dimensions x
Lot Size Acres 0.25
Road Surface Type Paved
Lot Size Source Public Records
Road Frontage Type Private Road
Other Equipment None
Horse Amenities None
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* Excluded FeaturesList ByGrayson GentzelListing Agent
Pbg Built Realty, LlcBroker
Ggentzel@pbgbuilt.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,952
- Monthly Property Taxes
- $22
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Homer, GA
Average List Price $440,481
Percent of Sale Price 8%
About Homer, GA 1,187 Population
26% Since 2002
$ 43,497 Median Income
39.42 Median Age
31% Households with Children
Trends Information provided by ATTOM Data Solutions.
4698156 Elementary School
4698155 Middle School
Banks County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/3/2026 | $479,426 | | Listed Price |
118 Ginger Trail, Homer, GA, 30547 is a Single Family Home for sale at $479,426 with 2,608 sqft and a lot size of 0.25. 118 Ginger Trail has 5 bedrooms, 3.1 baths, and was built in 2026. The property's zip code is 30547 which is in Homer, GA