195 Montgomery Street # ABC Chula Vista, CA ^$ 1,050,000

195 Montgomery Street # ABC

^$ 1,050,000

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195 Montgomery Street # ABC

Chula Vista, CA, 91911

^$ 1,050,000

Studio Baths1.0 Sq 2,300

Monthly Estimate*

^$ 6,465

Listed by Coldwell Banker West

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 1

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 2

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 3

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 4

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 5

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 6

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 7

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 8

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 9

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 10

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 11

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 12

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 13

195 Montgomery Street # ABC, Chula Vista, CA 91911 - Image 14

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Studio

Multi-Family Home for sale in Chula Vista, CA

for $1,050,000 with 1 full bath. This 2,300 square foot home was built in 1950 on a lot size of 0.1865.

Excellent investment opportunity in Chula Vista! This versatile income property features three total units: a detached 2-bedroom, 1-bath single-family home plus a duplex offering two 2-bedroom, 1-bath units. Two of the 3 units are occupied by long-term tenants with upside to increase rents to current market rents in future. Owner has managed & owned property for 40 yrs plus. The property has seen recent upgrades, including updated kitchens and bathrooms and fresh exterior paint, enhancing both curb appeal and tenant satisfaction. An on-site laundry area adds convenience and additional value for residents. With strong rental history, low turnover, and solid layout, this multi-unit property is ideal for investors seeking dependable returns in a desirable South Bay location. FHA and VA terms being offered as an option to purchase, live in one and rent the other units to help offset mortgage.

Multi-Family Active

Price

^$ 1,050,000

Bedrooms

Studio

Full Bath

Property Type

Multi-Family

Taxes

^$ 0

Style

Lot Size

0.1865

Year Built

1950

Town/City

Chula Vista

County/Region

San Diego

MLS | Web ID

PTP2601206

Days on Market

Features

General

Sewer Public Sewer

Zoning Single family Multi -fam

HOA Fee 0

Garage Spaces 0

Pool Features None

Year Built 1950

Gross Income 0

Community Features Suburban

County San Diego

Net Operating Income 56200

Operating Expense 0

Insurance Expense 0

Property Type Residential Income

HOA false

Garage Y/N false

Special Listing Conditions Standard

Status Active

Directions GPS

City Chula Vista

Entry Location 1

Senior Community Y/N false

Open Parking Spaces 5

Number Of Units Total 3

MLS Area 91911 - Chula Vista

Lot Size Units Square Feet

Lot Size Square Feet 8122

Number of Units Leased 3

Listing Terms Cash Conventional FHA VA Loan

Property Attached Y/N true

Land Lease Y/N true

Trash Expense 715

Water Sewer Expense 985

Rent Control Y/N false

Virtual Tour https://www.propertypanorama.com/instaview/crmls/PTP2601206

Standard Status Active

Year Built Source Assessor

Tax Lot 124445

Total Actual Rent 57900

Taxes 0

Cap Rate 0

Interior

Total Stories 1

Common Walls 1 Common Wall

Air Conditioning Y/N false

Heating Y/N false

Fireplace Y/N false

Laundry Features Common Area Laundry Room

Entry Level 1

Total Baths 0

Exterior

Lot Features Level Street Level

Total Parking 5

Lot Size Area 8122

Number of Buildings 2

Spa false

Building Area Total 2300

Lot Size Acres 0.1865

Private Pool false

Lot Size Source Assessor

Number of Separate Water Meters 1

Number of Separate Gas Meters 3

Number of Separate Electric Meters 3

* Excluded Features

List By

Coldwell Banker West

Broker

stenberg619@gmail.com

Affordability Calculator

$6,465

Per Month

Monthly Principal & Interest: $6,465
Monthly Property Taxes: --
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Chula Vista, CA

Average List Price ^$1,434,750

Percent of Sale Price 37%

About Chula Vista, CA

270,474 Population

54% Since 2002

^$67,673 Median Income

35.5 Median Age

41% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4827338 Elementary School

4827337 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
3/6/2026	$1,050,000	-4.46%	Price Down
3/2/2026	$1,099,000		Listed Price

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195 Montgomery Street # ABC, Chula Vista, CA, 91911 is a Multi-Family Home for sale at $1,050,000 with 2,300 sqft and a lot size of 0.1865. 195 Montgomery Street # ABC is a studio with 1.0 baths and was built in 1950. The property's zip code is 91911 which is in Chula Vista, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the California Regional Multiple Listing Service, Inc..

Based on information from California Regional Multiple Listing Service, Inc. as of 4/14/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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195 Montgomery Street # ABC

Multi-Family Home for sale in Chula Vista, CA

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