2806 SW 38th Terrace Cape Coral, FL $ 555,000
2806 SW 38th Terrace
$ 555,000
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2806 SW 38th Terrace

Cape Coral, FL, 33914
$ 555,000
Bedrooms4 Baths2.0 Sq 2,062

Monthly Estimate*

$ 3,504

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Single Family Home for sale in Cape Coral, FL

for $555,000 with 4 bedrooms and 2 full baths. This 2,062 square foot home was built in 1989 on a lot size of 0.23.

Well-maintained gulf-access, waterfront home with screened pool and numerous recent updates. This bright, open residence features vaulted ceilings, neutral interior paint (2021), and updated lighting and ceiling fans throughout. The living areas flow seamlessly to the screened lanai, offering ideal indoor-outdoor living with tranquil canal views. Major improvements include a new HVAC system (2021), resurfaced pool (2021), pool heater (2021), and a brand-new pool cage/screen enclosure (2023). Additional updates include new blinds and closet doors in all bedrooms, new storage closets in the garage, and a new garage door opener and track system (2024). Recent functional upgrades include a new washer and dryer (2023) and dishwasher (2025). The spacious screened pool area provides ample room for relaxing or entertaining while enjoying the waterfront setting. Move-in ready and thoughtfully updated, this home offers comfort, functionality, and classic Florida living.

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Single Family Active

Price

$ 555,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 8,789

Style

Ranch, One Story

Lot Size

0.23

Year Built

1989

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026007223

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Electric Cooktop Freezer Disposal Range Refrigerator Self Cleaning Oven Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Open Patio Porch
Architectural Style Ranch One Story
Pool Features In Ground
Security Features Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1989
View Canal
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Intersecting Canal Navigable Water Seawall
Community Features Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities Guest Suites Hobby Room
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Active
City Cape Coral
Disclosures Owner Has Flood Insurance
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC22 - Cape Coral Unit 69 70 72-
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 8789.08
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026007223
Standard Status Active
Tax Lot 3
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 74 BLK 4911 PB 22 PG 119 LOTS 3 + 4
HOA Fee 3 0
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Interior
Interior Amenities Bedroom on Main Level Separate/Formal Dining Room Dual Sinks Main Level Primary Shower Only Separate Shower Walk-In Closet(s) Split Bedrooms
Flooring Tile Vinyl
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung
Half Baths 0
Laundry Features Inside
Total Bedrooms 4
Room Type Den Great Room
Total Baths 2
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Exterior
Exterior Amenities None Patio
Parking Features Attached Driveway Garage Paved Garage Door Opener
Lot Features Rectangular Lot Cul-De-Sac Dead End
Water Source Public
Lot Size Area 0.23
Spa false
Building Area Total 2473
Lot Dimensions 77 x 126 x 77 x 126
Lot Size Acres 0.23
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Michael Soto

Listing Agent

Soto Realty Group

Broker

mike@sotorealty.com

Email

Affordability Calculator

$4,237
Per Month
83%
17%
0%
Monthly Principal & Interest
$3,504
Monthly Property Taxes
$732
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
6/10/2026$555,000 -6.72% Price Down
5/20/2026$595,000 -2.46% Price Down
4/25/2026$610,000 -3.92% Price Down
3/24/2026$634,900 -3.05% Price Down
2/20/2026$654,900 Listed Price

Map


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2806 SW 38th Terrace, Cape Coral, FL, 33914 is a Single Family Home for sale at $555,000 with 2,062 sqft and a lot size of 0.23. 2806 SW 38th Terrace has 4 bedrooms, 2.0 baths, and was built in 1989. The property's zip code is 33914 which is in Cape Coral, FL