4090 32ND AVENUE SE
Naples, FL, 34117 $ 429,900
Bedrooms3 Baths2.0 Sq 1,775 Monthly Estimate*
$ 2,647
for $429,900 with 3 bedrooms and 2 full baths. This 1,775 square foot home was built in 2005 on a lot size of 1.14.
MAJOR PRICE IMPROVEMENT — NOW $429,900! Exceptional value in Golden Gate Estates, a spacious 3-bedroom, 2-bathroom CBS home offering 1,775 sq ft of living area on a generous 1.14-acre lot with absolutely NO HOA! This well-built single-story home features an open floor plan with volume ceilings, a split-bedroom design for privacy, and natural light streaming through oversized windows. The kitchen is equipped with solid wood cabinetry with raised panel doors, beautiful granite countertops with matching backsplash, stainless steel appliances (range, refrigerator with ice maker, dishwasher, microwave, and disposal), and recessed lighting. The recently remodeled primary bathroom is a genuine highlight, featuring large-format marble-look porcelain tile on walls and floors, a frameless glass-enclosed walk-in shower with decorative pebble stone flooring, a separate soaking tub with elegant tile surround, a sleek modern gray vanity with white countertop, an LED-backlit mirror, and contemporary chrome fixtures. This spa-like retreat is a luxury upgrade rarely found at this price point. ALL MAJOR SYSTEMS WERE UPDATED IN 2018 — including a complete roof replacement with architectural shingles (Collier County permitted and finaled), a Rheem 3.5-ton split A/C system (permitted and finaled), water heater, and complete water treatment system. These updates provide significant insurance premium advantages and years of worry-free ownership. The functional 2-car attached garage features an automatic door opener and provides direct interior access. Step through sliding glass doors to the tiled screened lanai with ceiling fan — overlooking the expansive, private backyard with mature trees providing natural screening on this oversized 1.14-acre upland lot. CBS concrete block construction combined with manual hurricane shutters and FEMA Flood Zone X designation (no lender-required flood insurance) make this property exceptionally affordable to own and insure. The 2018 roof and CBS construction qualify for estimated 25-45% wind mitigation credits. Property is VACANT and available for IMMEDIATE SHOWING — lockbox access, no appointment restrictions, open house friendly. Interior needs cosmetic updating (paint, general freshening) — priced accordingly at just $242/sq ft, below recent comparable sales. This is an outstanding opportunity for owner-occupants ready to add their personal touch or investors seeking a cosmetic value-add play. After renovation, comparable homes in the area sell for $500,000-$550,000. No HOA means total freedom — boats, RVs, horses, outbuildings, pool, and ADU all permitted per Collier County zoning. Golden Gate Estates is one of Collier County's fastest-growing communities with convenient access to Collier Blvd shopping, I-75, downtown Naples and Gulf beaches (25-30 minutes), and Marco Island (30 minutes). All financing types welcome — FHA, VA, Conventional, Cash, and DSCR. This is Estates living at a price that works!
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FeaturesGeneralSewer Private Sewer Septic Tank
Heating Central Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Cable Connected Electricity Available Electricity Connected Phone Available Private Sprinkler Well Water Available Water Connected
Roof Shingle
Appliances Cooktop Dishwasher Disposal Dryer Electric Water Heater Freezer Ice Maker Microwave Range Refrigerator Washer Water Softener
Zoning E
Garage Spaces 2
Security Features Smoke Detector(s)
Construction Materials Concrete Stucco
Year Built 2005
View Trees/Woods
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
County Collier
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name GOLDEN GATE ESTATE UNIT 89
Facing Direction North
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions From I-75: Take Exit 101 (Collier Blvd / SR 951) and head south. Turn left (east) onto Golden Gate Blvd E. Continue approximately 3 miles then turn right (south) onto Wilson Blvd S. Travel south approximately 1.5 miles then turn left (east) onto 32nd Ave SE. The property will be on the right side of the road. Look for the Marzucco Real Estate sign. GPS Coordinates: 26.1348 -81.6531. From US 41 (Tamiami Trail): Head north on Collier Blvd (SR 951) approximately 8 miles to Golden Gate Blvd E. Turn right (east) and follow the directions above.
City NAPLES
Senior Community Y/N false
MLS Area 34117 - Naples
Lot Size Units Acres
Lot Size Square Feet 49658
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 3041.85
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8474129
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Tenant
Tax Lot 89
Legal Description GOLDEN GATE EST UNIT 89 E 75FT OF TR 113
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
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InteriorInterior Amenities Built-in Features Ceiling Fan(s) Crown Molding High Ceilings Living Room/Dining Room Combo Open Floorplan Thermostat Walk-In Closet(s)
Flooring Porcelain Tile Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Shutters
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 3
Total Baths 2
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ExteriorExterior Amenities Hurricane Shutters Irrigation System
Fencing Wire
Lot Features Cleared
Water Source Well
Lot Size Area 1.14
Foundation Details Slab
Building Area Total 2156
Lot Size Acres 1.14
Road Surface Type Asphalt Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Responsibility Public Maintained Road
Horse Amenities None
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* Excluded FeaturesList ByMarzucco Real EstateBroker
dluxnaples@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,647
- Monthly Property Taxes
- $253
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Naples, FL
Average List Price $2,229,766
Percent of Sale Price 419%
About Naples, FL 20,223 Population
-8% Since 2002
$ 92,989 Median Income
66.65 Median Age
8% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/6/2026 | $429,900 | -6.52% | Price Down |
| 2/9/2026 | $459,900 | | Listed Price |