401 28TH STREET Holmes Beach, FL $ 1,680,000
401 28TH STREET
$ 1,680,000
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401 28TH STREET

Holmes Beach, FL, 34217
$ 1,680,000
Bedrooms3 Baths2.0 Sq 1,656

Monthly Estimate*

$ 10,344

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Single Family Home for sale in Holmes Beach, FL

for $1,680,000 with 3 bedrooms and 2 full baths. This 1,656 square foot home was built in 1965 on a lot size of 0.21.

~Best Waterfront Value on the Island~ Welcome to your turn-key island retreat, a meticulously reimagined 3-bedroom, 2-bathroom waterfront home where thoughtful renovation meets serious boating credentials. Every inch of this property has been brought back to better-than-new condition through a complete renovation that included a comprehensive storm damage remediation strategy, giving you confidence in both the craftsmanship and the long-term resilience of your investment. Boaters, take note: this property boasts the closest boat lift to the beach north of Cortez — just a short distance to the sand and surf, giving you the best of both worlds. A heavy-duty 13,000 lb private lift stands ready for your vessel. With a remarkable 200 feet of waterfront on the canal, you'll have room to spare for water toys, dockside lounging, and quick deep-water access to the Gulf. Whether you're chasing tarpon at sunrise or cruising to a sandbar at sunset, you're already there. Step inside and discover an upgraded kitchen built for entertainers and home chefs alike, anchored by premium Thor appliances and an abundance of custom cabinetry that delivers both style and storage. The open layout flows seamlessly to your private outdoor oasis — a sparkling pool, relaxing spa, and convenient outdoor shower set the scene for everyday vacation living. A separate laundry room and attached garage add the everyday practicality that makes island life effortless. Tucked into a quiet pocket in the heart of the island, this home offers the rare combination of central location and peaceful surroundings. Best of all, there are no HOA fees — and dedicated parking accommodates your RV, boat trailer, or extra vehicles. Whether you're searching for the perfect second home to escape to season after season, or you're ready to make the leap to sunny Florida living full time, this property delivers on every front. Renovated, resilient, and ready to enjoy — this is coastal Florida living without the typical trade-offs.

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Single Family Active

Price

$ 1,680,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 15,915

Style

Single Family Residence

Lot Size

0.21

Year Built

1965

Town/City

Holmes Beach

County/Region

Manatee

MLS | Web ID

A4681048

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air Mini-Split Unit(s)
Utilities Cable Connected Electricity Connected Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Range Hood Refrigerator Washer Wine Refrigerator
Zoning R1
Garage Spaces 1
Pool Features Gunite Heated In Ground Outside Bath Access
Construction Materials Block HardiPlank Type
Pets Allowed Yes
Year Built 1965
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Saltwater
County Manatee
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name SUNRISE PARK
Facing Direction North
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Active
Directions From Manatee Ave (64) take a left on Gulf Drive N (789) turn left on 28th St Property is on the right From Cortez Road (684) take a right on Gulf Drive N (789) turn right on 28th Street Property is on the right.
City HOLMES BEACH
Senior Community Y/N false
MLS Area 34217 - Holmes Beach/Bradenton Beach
Lot Size Units Square Feet
Lot Size Square Feet 8999
Carport Y/N false
Listing Terms Cash Conventional
Spa Features Heated In Ground
Land Lease Y/N false
Tax Annual Amount 15915.16
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://show.tours/v/bYC4xJk?b=0
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 1
Legal Description LOT 1 BLK B SUNRISE PARK PI#74650.0000/3
Water View Canal
Water Access Type Canal - Saltwater
Minimum Lease 1 Month
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Primary Bedroom Main Floor Stone Counters Thermostat Vaulted Ceiling(s)
Flooring Laminate Tile
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Outdoor Shower
Fencing Fenced
Lot Features Corner Lot Flood Insurance Required FloodZone City Lot Landscaped Level Street Dead-End
Water Source Public
Lot Size Area 8999
Foundation Details Slab
Spa true
Building Area Total 2275
Lot Dimensions 80 x 120
Lot Size Acres 0.21
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 1
Road Frontage Type Street Dead-End Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Michael Saunders & Company

Broker

amyward@michaelsaunders.com

Email

Affordability Calculator

$11,670
Per Month
89%
11%
0%
Monthly Principal & Interest
$10,344
Monthly Property Taxes
$1,326
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/12/2026$1,680,000 -6.67% Price Down
4/17/2026$1,800,000 -9.09% Price Down
3/2/2026$1,980,000 -7.91% Price Down
2/6/2026$2,150,000 Listed Price

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401 28TH STREET, Holmes Beach, FL, 34217 is a Single Family Home for sale at $1,680,000 with 1,656 sqft and a lot size of 0.21. 401 28TH STREET has 3 bedrooms, 2.0 baths, and was built in 1965. The property's zip code is 34217 which is in Holmes Beach, FL