306 HARBOR DRIVE Indian Rocks Beach, FL $ 3,700,000
306 HARBOR DRIVE
$ 3,700,000
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306 HARBOR DRIVE

Indian Rocks Beach, FL, 33785
$ 3,700,000
Bedrooms5 Baths4.0 Sq 4,571

Monthly Estimate*

$ 23,362

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Single Family Home for sale in Indian Rocks Beach, FL

for $3,700,000 with 5 bedrooms and 4 full baths. This 4,571 square foot home was built in 2004 on a lot size of 0.21.

Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year—an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 15 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough.

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Single Family Active

Price

$ 3,700,000

Bedrooms

5

Full Bath

4

Property Type

Single Family

Taxes

$ 24,526

Style

Mediterranean

Lot Size

0.21

Year Built

2004

Town/City

Indian Rocks Beach

County/Region

Pinellas

MLS | Web ID

TB8467679

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Mini-Split Unit(s)
Utilities BB/HS Internet Available Cable Connected Electricity Connected Sewer Connected Street Lights Water Connected
Possession Close Of Escrow
Roof Tile
Appliances Bar Fridge Built-In Oven Cooktop Dishwasher Disposal Dryer Electric Water Heater Ice Maker Microwave Refrigerator Washer Water Filtration System Wine Refrigerator
Garage Spaces 5
Patio/Porch Features Covered Deck Rear Porch
Architectural Style Mediterranean
Pool Features Chlorine Free Gunite Heated In Ground Salt Water
Security Features Security System
Construction Materials Block Stucco Wood Frame
Year Built 2004
View Park/Greenbelt Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Intracoastal Waterway
Community Features Irrigation-Reclaimed Water Park Playground Tennis Court(s)
County Pinellas
New Construction false
Property Type Residential
Association Amenities Basketball Court
Attached Garage true
Subdivision Name INDIAN BEACH RE-REVISED 5TH ADD
Facing Direction Southwest
Garage Y/N true
Total Rooms 11
Full Baths 4
Status Active
Directions From US 19 head West on East Bay Drive. Take Left at Gulf Blvd Left on 27th Ave N Left on Bay Blvd Right on Harbor Dr 2nd House on Left
City INDIAN ROCKS BEACH
Body of Water INTRACOASTAL AND GULF
Senior Community Y/N false
MLS Area 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size Units Square Feet
Lot Size Square Feet 9013
Carport Y/N false
Listing Terms Cash Conventional
Spa Features Heated In Ground
Land Lease Y/N false
Tax Annual Amount 24526.47
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8467679
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 3
Legal Description INDIAN BEACH RE-REVISED 5TH ADD LOT 3
Water View Gulf/Ocean - Partial Intracoastal Waterway
Water Access Type Gulf/Ocean Intracoastal Waterway
Minimum Lease 1-7 Days
Water Access Y/N true
Additional Rooms Breakfast Room Separate Formal Dining Room Separate Inside Utility
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Built-in Features Cathedral Ceiling(s) Ceiling Fan(s) Coffered Ceiling(s) Dry Bar Eating Space In Kitchen Elevator Kitchen/Family Room Combo PrimaryBedroom Upstairs Skylight(s) Smart Home Solid Wood Cabinets Split Bedroom Stone Counters Thermostat Walk-In Closet(s) Window Treatments
Flooring Carpet Ceramic Tile Hardwood
Furnished Y/N Negotiable
Fireplace Features Living Room Master Bedroom Wood Burning
Total Stories 3
Air Conditioning Y/N true
Heating Y/N true
Window Features Shutters Storm Window(s)
Fireplace Y/N true
Half Baths 0
Laundry Features Inside
Total Bedrooms 5
Total Baths 4
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Exterior
Exterior Amenities Balcony Hurricane Shutters Irrigation System Private Mailbox Rain Gutters Sliding Doors
Water Source Public
Lot Size Area 9013
Foundation Details Slab
Spa true
Building Area Total 7104
Lot Dimensions 75 x 120
Lot Size Acres 0.21
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 5
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* Excluded Features
List By
kackleysells@gmail.com

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Affordability Calculator

$25,406
Per Month
92%
8%
0%
Monthly Principal & Interest
$23,362
Monthly Property Taxes
$2,044
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/15/2026$3,700,000 -2.63% Price Down
7/17/2026$3,800,000 -2.56% Price Down
1/22/2026$3,900,000 Listed Price

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306 HARBOR DRIVE, Indian Rocks Beach, FL, 33785 is a Single Family Home for sale at $3,700,000 with 4,571 sqft and a lot size of 0.21. 306 HARBOR DRIVE has 5 bedrooms, 4.0 baths, and was built in 2004. The property's zip code is 33785 which is in Indian Rocks Beach, FL