306 HARBOR DRIVE Indian Rocks Beach, FL $ 3,900,000
306 HARBOR DRIVE
$ 3,900,000
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306 HARBOR DRIVE

Indian Rocks Beach, FL, 33785
$ 3,900,000
Bedrooms5 Baths4.0 Sq 4,571

Monthly Estimate*

$ 24,013

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Single Family Home for sale in Indian Rocks Beach, FL

for $3,900,000 with 5 bedrooms and 4 full baths. This 4,571 square foot home was built in 2004 on a lot size of 0.21.

Welcome to 306 Harbor Drive—where waterfront dreams take center stage in Indian Rocks Beach. This custom-built waterfront masterpiece was crafted by its original builder-owner with precision, passion, and a love for elevated coastal living. With 4,571 square feet of air-conditioned luxury, five bedrooms and four full baths, every inch of this home is dialed into the water-loving, space-craving, view-chasing soul. From the moment you enter, the open water views steal the show—visible from nearly every angle. The primary suite is nothing short of a sanctuary, stretching 27 by 37 feet with its fireplace, private waterfront balcony, and a spa-inspired bath complete with dual vanities, deep soaking tub, double-headed walk-in shower, and private water closet trimmed in wood and granite. The heart of the home flows effortlessly from the waterfront living room (yes, with its fireplace and balcony) into a dream kitchen built for entertaining and everyday luxury—custom wood cabinetry, granite countertops, eat-in island, breakfast nook, walk-in pantry, and a butler’s pantry that glides right into a coffered-ceiling formal dining room. One of the five bedrooms is set up as a home office with views fit for royalty—a daily reminder working from home doesn’t have to feel like work at all. Downstairs, you'll find a social room that opens wide to the pool area, ideal for game nights, movie marathons or cocktail hours that drift into moonlit swims. A full bath on this level means your guests can rinse off from the saltwater pool and heated spa without a second thought. Smart home systems, high ceilings, tile, wood, and carpet flooring add comfort and control, while the private elevator whisks you to every floor—including the rooftop. Yes, a fourth-floor rooftop balcony awaits with unmatched views of the Intracoastal and beyond. Sunrise coffees, sunset toasts, and stargazing under coastal skies—it’s all yours. The five-car garage includes one bay converted into a climate-controlled gym, and your private dock is fully loaded with a 25,000-pound boat lift and twin jet ski lifts for spontaneous salty escapes. All this just a short walk to the beach, Brown Park and tennis courts. No HOA. No drama. Just bold, beautiful, waterfront freedom.

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Single Family Active

Price

$ 3,900,000

Bedrooms

5

Full Bath

4

Property Type

Single Family

Taxes

$ 24,526

Style

Mediterranean

Lot Size

0.21

Year Built

2004

Town/City

Indian Rocks Beach

County/Region

Pinellas

MLS | Web ID

TB8467679

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Mini-Split Unit(s)
Utilities BB/HS Internet Available Cable Connected Electricity Connected Sewer Connected Street Lights Water Connected
Possession Close Of Escrow
Roof Tile
Appliances Bar Fridge Built-In Oven Cooktop Dishwasher Disposal Dryer Electric Water Heater Ice Maker Microwave Refrigerator Washer Water Filtration System Wine Refrigerator
Garage Spaces 5
Patio/Porch Features Covered Deck Rear Porch
Architectural Style Mediterranean
Pool Features Chlorine Free Gunite Heated In Ground Salt Water
Security Features Security System
Construction Materials Block Stucco Wood Frame
Year Built 2004
View Park/Greenbelt Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Intracoastal Waterway
Community Features Irrigation-Reclaimed Water Park Playground Tennis Court(s)
County Pinellas
New Construction false
Property Type Residential
Association Amenities Basketball Court
Attached Garage true
Subdivision Name INDIAN BEACH RE-REVISED 5TH ADD
Facing Direction Southwest
Garage Y/N true
Total Rooms 11
Full Baths 4
Status Active
Directions From US 19 head West on East Bay Drive. Take Left at Gulf Blvd Left on 27th Ave N Left on Bay Blvd Right on Harbor Dr 2nd House on Left
City INDIAN ROCKS BEACH
Body of Water INTRACOASTAL AND GULF
Senior Community Y/N false
MLS Area 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Lot Size Units Square Feet
Lot Size Square Feet 9013
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Spa Features Heated In Ground
Land Lease Y/N false
Tax Annual Amount 24526.47
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8467679
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 3
Legal Description INDIAN BEACH RE-REVISED 5TH ADD LOT 3
Water View Gulf/Ocean - Partial Intracoastal Waterway
Water Access Type Gulf/Ocean Intracoastal Waterway
Minimum Lease 1-7 Days
Water Access Y/N true
Additional Rooms Breakfast Room Separate Formal Dining Room Separate Inside Utility
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Built-in Features Cathedral Ceiling(s) Ceiling Fan(s) Coffered Ceiling(s) Dry Bar Eating Space In Kitchen Elevator Kitchen/Family Room Combo PrimaryBedroom Upstairs Skylight(s) Smart Home Solid Wood Cabinets Split Bedroom Stone Counters Thermostat Walk-In Closet(s) Window Treatments
Flooring Carpet Ceramic Tile Hardwood
Furnished Y/N Negotiable
Fireplace Features Living Room Master Bedroom Wood Burning
Total Stories 3
Air Conditioning Y/N true
Heating Y/N true
Window Features Shutters Storm Window(s)
Fireplace Y/N true
Half Baths 0
Laundry Features Inside
Total Bedrooms 5
Total Baths 4
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Exterior
Exterior Amenities Balcony Hurricane Shutters Irrigation System Private Mailbox Rain Gutters Sliding Doors
Water Source Public
Lot Size Area 9013
Foundation Details Slab
Spa true
Building Area Total 7104
Lot Dimensions 75 x 120
Lot Size Acres 0.21
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 5
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* Excluded Features
List By
Keller Williams Realty Portfolio Collection

Broker

kackleysells@gmail.com

Email

Affordability Calculator

$26,057
Per Month
92%
8%
0%
Monthly Principal & Interest
$24,013
Monthly Property Taxes
$2,044
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/22/2026$3,900,000 Listed Price

Map


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306 HARBOR DRIVE, Indian Rocks Beach, FL, 33785 is a Single Family Home for sale at $3,900,000 with 4,571 sqft and a lot size of 0.21. 306 HARBOR DRIVE has 5 bedrooms, 4.0 baths, and was built in 2004. The property's zip code is 33785 which is in Indian Rocks Beach, FL