8031 E Hardin Ridge Road
Heltonville, IN, 47436 $ 1,079,900
Bedrooms4 Baths2.1 Sq 3,456 Monthly Estimate*
$ 6,649
for $1,079,900 with 4 bedrooms and 2 full baths, 1 half bath. This 3,456 square foot home was built in 1995 on a lot size of 0.81.
Imagine a place where weekends stretch a little longer, where the water glistens just beyond your backyard, and where every season brings a new chapter of memories with the people who matter most. This exceptional waterfront retreat on Lake Monroe offers a rare opportunity to own direct lakeside property with a private boat docksomething seldom found on the lake. Here, life naturally slows down and moments together take center stage. Picture mornings with coffee on the deck as mist rises over the water, afternoons spent boating, swimming, or paddleboarding just steps from your home, and evenings gathered around the lakeside firepit while the sunset paints the sky in brilliant colors. The expansive outdoor space invites connection and leisurevolleyball matches, croquet in the yard, grilling with friends, or simply relaxing while guests enjoy the open green space. Whether this becomes your everyday sanctuary or a cherished second home, the setting is designed for lake living at its very besteasy, relaxed, and centered around time together. Set on approximately 0.8 acres bordering the shoreline, the property offers rare direct access to the lake and a covered boat slip with electricity and a boat lift, just a short stroll from the homemaking spontaneous lake days effortless. The custom-built Amish home was thoughtfully designed to celebrate its surroundings, featuring energy-efficient 2x6 construction and water views from every room. Quality craftsmanship is evident throughout with solid wood doors, Andersen windows, and high-end custom window treatments. The flexible layout accommodates both comfortable everyday living and hosting guests: Main Level: Spacious primary suite with ensuite bath, living room, den with custom fireplace, kitchen, dining area, sunroom, laundry room, and half bath. Upper Level: Two generously sized bedrooms connected by a Jack-and-Jill bath, plus a large bonus room over the three-car garage ideal for a recreation space, office, or additional bedroom. Three-Car Garage: Oversized with a dedicated workshop areaperfect for hobbies, lake gear, or storage. Originally featured in H&L magazine, the home reflects thoughtful design, enduring craftsmanship, and a setting that celebrates lakeside living. Properties offering direct waterfront access with a private boat dock on Lake Monroe are truly rare. If youve been searching for a place where traditions can grow, this is could be it!
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FeaturesGeneralSewer Private
Heating Gas Conventional Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Lakefront
Garage Attached
Amenities 1st Bdrm En Suite Adj to State/Natnl Forest Balcony Closet(s) Walk-in Deck on Waterfront Dryer Hook Up Gas Eat-In Kitchen Garage Door Opener Open Floor Plan Porch Open Range/Oven Hook Up Elec Tub and
Status Active Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1995
New Construction No
Subdivision Lake Monroe
Style Detached
Township Clear Creek
Class RESIDENTIAL
Type Site-Built Home
Age 31
REO No
Status Detail 0
Dining Room Level Main
Area Monroe County
Location Lake Gated Community
High School Bloomington South
City Heltonville
School District Monroe County Community School C
HOA Fees $ 3500
Architectural Style Traditional
Total Sq Ft 3456
Elementary School Lakeview
Middle School Jackson Creek
Legal Description PT NE SE 24-7-1W .5453A and PT NW SW 19-7-1E .26A PLAT #44
Virtual Tour https://tours.janedanielsphotography.com/2359174?idx=1
Agent First Name Alice
Agent Last Name Chastain
DOM 98
Tax Year 2025
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ExteriorRoad Surface Asphalt
Exterior Stone Vinyl
Water Frontage 163
Driveway Asphalt
Pool No
Waterfront Lake
Garage Length 37
Garage Width 21
Lot Size Area 35283
Lot Dimensions Irregular
Lot Description Waterfront 0-2.9999 Lake Water View Waterfront-Medium Bank
Fence None
Water Features Pier/Dock Walk to Lake Access Deeded Gated Lakefront
Energy Efficient Doors/Windows Insulated Glass Windows
Garage Capacity 3
Lake Ski Lake
Waterfront Y/N Yes
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InteriorBasement Crawl
Fireplace(s) 1
Flooring Carpet Tile Other
Beds 4
Total Rooms 10
Dining Room Length 11
Dining Room Width 11
Fireplace Family Rm Wood Burning
Living Room Width 16
Other Room 1 Description Sunroom
Living Room Length 17
Full Baths Main 1
Full Baths Upper 1
Above Grade Bedrooms 4
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 14
2nd Bedroom Length 17
2nd Bedroom Level Upper
2nd Bedroom Width 17
3rd Bedroom Length 13
3rd Bedroom Level Upper
3rd Bedroom Width 12
4th Bedroom Length 38
4th Bedroom Level Upper
4th Bedroom Width 13
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* Excluded FeaturesList ByAlice ChastainListing Agent
Re/Max Acclaimed PropertiesBroker
chastain@homefinder.orgEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,649
- Monthly Property Taxes
- $467
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Heltonville, IN
Average List Price $509,063
Percent of Sale Price 53%
About Heltonville, IN 1,581 Population
2% Since 2002
$ 53,532 Median Income
45.76 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
1235871 Elementary School
1236228 Middle School
Bloomington South High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 4/15/2026 | $1,079,900 | -3.57% | Price Down |
| 3/23/2026 | $1,119,900 | -6.67% | Price Down |
| 1/21/2026 | $1,199,900 | | Listed Price |