40 WESTSIDE SAGINAW Road Bay City, MI $ 145,000
40 WESTSIDE SAGINAW Road
$ 145,000
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40 WESTSIDE SAGINAW Road

Bay City, MI, 48706
$ 145,000
Bedrooms4 Baths2.1 Sq 1,328

Monthly Estimate*

$ 893

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Single Family Home for sale in Bay City, MI

for $145,000 with 4 bedrooms and 2 full baths, 1 half bath. This 1,328 square foot home was built in 1946 on a lot size of 0.42.

Step inside and imagine the possibilities. This Bay City home sits on nearly half an acre and welcomes you with an attached garage and a large, fully fenced backyard-offering space, privacy, and room to grow. As you enter, you're greeted by a spacious living room that flows into a formal dining area, creating an inviting layout for everyday living and hosting. Just beyond, the well-sized kitchen anchors the main level and offers a functional footprint ready for your personal touch. Two bedrooms and a full bathroom are conveniently located on the main floor. Upstairs, you'll find two additional bedrooms, a half bathroom, and a charming nook with built-in drawers-perfect for extra storage or a cozy reading space. The lower level adds even more potential, featuring a full bathroom and an egress window, making a finished basement a real possibility for additional living or recreational space. This home presents as a renovation opportunity. Updates and repairs needed include replacement of the meter socket, a new main breaker, and updated water pipes/plumbing. With 1,328 square feet above grade, a generous fenced lot, and convenient access to local colleges, shopping, dining, and everyday amenities, this property offers strong upside for buyers looking to customize and build equity.

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Single Family Active

Price

$ 145,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 2,695

Style

Ranch

Lot Size

0.42

Year Built

1946

Town/City

Bay City

County/Region

Bay

MLS | Web ID

60050197834

Features
General
Sewer PublicSewer SewerAtStreet
Heating NaturalGas Steam
Possession Negotiable
Garage Spaces 1.0
Architectural Style Ranch
Pool Features None
Construction Materials VinylSiding
Year Built 1946
Levels One
Property Subtype SingleFamilyResidence
County Bay
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name UNKNOWN
Garage Y/N Y
Other Structures Sheds
Total Rooms 9
Full Baths 2
Status Active
City MonitorCharterTownship_Bay
Disclosures TaxesHomesteadExempt
Senior Community Y/N N
High School District BayCity
MLS Area Area92091MonitorTwp
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 2695.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description COM AT INTER OF S LI OF N 1/2 OF NE 1/4 WI C/L OF HWY M-84 TH N 21D 45M E ALG SD C/L 181.93 FT TH NELY 259.42 FT ALG C/L TO POB TH NELY 75.11 FT ALG C/L TH S 72D 37M E 256.44 FT TH SWLY 72.44 FT TH N
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Interior
Basement Unfinished
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1328.0
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 0.0
Above Grade Finished Area Source PublicRecords
Above Grade Finished Area Unit Type SquareFeet
Total Baths 3
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Exterior
Fencing Fenced
Parking Features OneCarGarage Assigned2Spaces Attached
Water Source Public
Foundation Details Basement
Spa N
Lot Dimensions 73.00 X 217
Lot Size Acres 0.42
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 40
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* Excluded Features
List By
Jamie Diffin

Listing Agent

Gateway Brokerage

Broker

(989) 443-5689

Phone

Affordability Calculator

$1,117
Per Month
80%
20%
0%
Monthly Principal & Interest
$893
Monthly Property Taxes
$225
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4909319 Elementary School
4909818 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/19/2026$145,000 Listed Price

Map


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40 WESTSIDE SAGINAW Road, Bay City, MI, 48706 is a Single Family Home for sale at $145,000 with 1,328 sqft and a lot size of 0.42. 40 WESTSIDE SAGINAW Road has 4 bedrooms, 2.1 baths, and was built in 1946. The property's zip code is 48706 which is in Bay City, MI