231 Cardinal Point Monticello, GA $ 490,000
231 Cardinal Point
$ 490,000
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231 Cardinal Point

Monticello, GA, 31064
$ 490,000
Bedrooms3 Baths2.0 Sq 1,368

Monthly Estimate*

$ 3,094

231 Cardinal Point, Monticello, GA 31064 - Image 1

Single Family Home for sale in Monticello, GA

for $490,000 with 3 bedrooms and 2 full baths. This 1,368 square foot home was built in 1985 on a lot size of 1.093.

Jackson Lake Waterfront Deal! Lake life reimagined on this 1 acre GA Power lease lot with panoramic views, big deep water, and unforgetable sunsets. Renovated in 2021 with additional upgrades in 2023 including tankless gas water heater, spray foam insulation, all new windows, and LVP flooring, this home is ready. Just bring your swimsuits and boat! Featuring 3 beds, 2 baths, a stunning kitchen with granite countertops and huge island, open living/dining, a sunroom, carport and two garages (one for boats with a wench!). The property gently slopes to the lake with landscaping, irrigation, firepit, swing, boat ramp, and screened gazebo, plus 190+ feet of seawall.

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Single Family Active

Price

$ 490,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,666

Style

Bungalow/Cottage, Ranch

Lot Size

1.093

Year Built

1985

Town/City

Monticello

County/Region

Jasper

MLS | Web ID

10674629

Features
General
Sewer Septic Tank
Heating Central Electric Hot Water
Cooling Ceiling Fan(s) Central Air Electric
Utilities Cable Available Electricity Available High Speed Internet Phone Available Water Available
Roof Composition
Appliances Cooktop Disposal Gas Water Heater Microwave Oven Refrigerator Stainless Steel Appliance(s) Tankless Water Heater Trash Compactor
HOA Fee 0
Association Fee Includes None
Patio/Porch Features Deck Porch Screened
Architectural Style Bungalow/Cottage Ranch
Security Features Smoke Detector(s)
Construction Materials Concrete
Year Built 1985
View Lake
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Deep Water Access Lake Privileges Seawall Utility Company Controlled
Community Features Lake Marina
County Jasper
New Construction false
Property Type Residential
HOA false
Attached Garage false
Energy Efficient Insulation Roof Thermostat Water Heater Windows
Subdivision Name Jackson Lake
Garage Y/N true
Other Structures Boat House Covered Dock Garage(s) Second Garage
Full Baths 2
Status Active
Directions GPS
High School Jasper
City Monticello
Body of Water Jackson
Lot Size Units Acres
Lot Size Square Feet 47611.08
Carport Y/N true
Elementary School Jasper Elementary
Property Attached Y/N false
Land Lease Y/N true
Tax Annual Amount 2666
Home Warranty Y/N false
Middle/Junior High School Jasper
Property Condition Updated/Remodeled
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Master On Main Level Rear Stairs Walk-In Closet(s)
Basement Crawl Space
Flooring Tile Vinyl
Total Fireplaces 1
Fireplace Features Family Room Gas Log Masonry
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows Skylight(s)
Fireplace Y/N true
Above Grade Finished Area 1368
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area Breakfast Bar Kitchen Island Pantry Solid Surface Counters
Total Baths 2
Dining Room Features Dining Rm/Living Rm Combo Seats 12+
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Exterior
Exterior Amenities Dock Sprinkler System
Vegetation Partially Wooded
Fencing Front Yard Wood
Parking Features Garage Carport Detached Kitchen Level RV Access/Parking Boat
Lot Features Private
Water Source Shared Well
Total Parking 4
Lot Size Area 1.093
Foundation Details Pillar/Post/Pier
Building Area Total 1368
Lot Size Acres 1.093
Frontage Length Waterfront Footage: 190
Frontage Type Lakefront
Lot Size Source Public Records
Waterfront Y/N true
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* Excluded Features

Affordability Calculator

$3,316
Per Month
93%
7%
0%
Monthly Principal & Interest
$3,094
Monthly Property Taxes
$222
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
4574995 Middle School
Jasper High School High School
Pricing History
DatePricePrice ChangeDescription
2/18/2026$490,000 -2.00% Price Down
1/18/2026$500,000 Listed Price

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231 Cardinal Point, Monticello, GA, 31064 is a Single Family Home for sale at $490,000 with 1,368 sqft and a lot size of 1.093. 231 Cardinal Point has 3 bedrooms, 2.0 baths, and was built in 1985. The property's zip code is 31064 which is in Monticello, GA