9009 PALM KEY AVENUE Oldsmar, FL $ 654,900
9009 PALM KEY AVENUE
$ 654,900
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9009 PALM KEY AVENUE

Oldsmar, FL, 34677
$ 654,900
Bedrooms4 Baths3.0 Sq 2,587

Monthly Estimate*

$ 4,032

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View a Virtual Tour

Townhouse for sale in Oldsmar, FL

for $654,900 with 4 bedrooms and 3 full baths. This 2,587 square foot townhouse was built in 2018 on a lot size of 0.05.

Searching for a low-maintenance waterfront escape in Tampa Bay? Whether you’re looking for a full-time residence, seasonal escape, or the perfect “Lock Up & Go” second home, this property offers the ideal blend of low-maintenance living and resort-style amenities. An added bonus — the flood insurance is ASSUMABLE to new buyers at currently only $1,101 annually. The HOA includes cable, internet, water, trash, roof and grounds maintenance, and gated access, leaving electricity as the only additional utility needed. This rare oversized waterfront unit stands out as one of the few in the community with expanded water views from the main living areas, creating a brighter, more open feel throughout the home. Enjoy stunning bay and conservation views from the kitchen, dining, living room, and even the primary suite upstairs. High ceilings and an open-concept layout make the home feel spacious and inviting, while the upgraded kitchen was designed with entertaining in mind. Features include an extended island, side coffee/bar station with glass-front cabinetry, spacious walk-in pantry, and over $57,000 in builder upgrades throughout the home. Upstairs, the waterfront owner’s suite feels like a private retreat with beautiful water views, dual vanities, soaking tub, separate shower, and an oversized walk-in closet. Two additional bedrooms plus a generous bonus room provide flexible space for a media room, game room, second living area, or hosting guests. The oversized upstairs laundry room located just off the primary suite adds everyday convenience. Downstairs, the current office can easily be converted back into a fourth bedroom if desired. Step outside to your screened lanai and enjoy peaceful mornings or sunset evenings overlooking the water. Bayside Terrace offers RESORT-STYLE amenities including an infinity pool overlooking Old Tampa Bay, waterfront fire pit, fitness center, outdoor grills, kayak launch and storage, and a waterfront pier perfect for fishing or relaxing by the water. LOCATION, LOCATION, LOCATION — conveniently located just minutes to downtown Oldsmar, approximately 10 minutes to Safety Harbor, 20 minutes to Dunedin and Honeymoon Island, 25 minutes to Tampa International Airport, and 30 minutes to Clearwater Beach. This is waterfront living designed for both everyday enjoyment and effortless second-home ownership. You truly have to see it in person.

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Townhouse Active

Price

$ 654,900

Bedrooms

4

Full Bath

3

Property Type

Townhouse

Taxes

$ 6,740

Style

Townhouse

Lot Size

0.05

Year Built

2018

Town/City

Oldsmar

County/Region

Pinellas

MLS | Web ID

TB8461356

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Available
Roof Shingle
Appliances Cooktop Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer Water Softener
HOA Fee 580
Garage Spaces 2
Association Fee Includes Cable TV Internet Maintenance Structure Maintenance Grounds Security Sewer Trash Water
Patio/Porch Features Covered Enclosed Porch Rear Porch Screened
Security Features Gated Community
Construction Materials Block Concrete Stucco
Pets Allowed Cats OK Dogs OK
Year Built 2018
View Water
Levels Two
Property Subtype Townhouse
Tax Year 2025
Ownership Fee Simple
Waterfront Features Waterfront Bay/Harbor
Community Features Dock Fishing Water Access Waterfront Fitness Center Gated Community - No Guard Pool Sidewalks
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Association Amenities Cable TV Fitness Center Gated Pool
Attached Garage true
Subdivision Name BAYSIDE TERRACE
Facing Direction East
Garage Y/N true
Total Rooms 7
Full Baths 3
Status Active
Directions From SR 580 turn onto Shore Blvd thru the gate into community. Continue straight all the way to the end and unit is on the left at 9009 Palm Key Ave.
High School East Lake High-PN
City OLDSMAR
Body of Water OLD TAMPA BAY
Association Name Management and Associates - Emma Bartlett
Senior Community Y/N false
MLS Area 34677 - Oldsmar
Lot Size Units Square Feet
Lot Size Square Feet 2352
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Oldsmar Elementary-PN
Land Lease Y/N false
Tax Annual Amount 6740.44
Middle/Junior High School Carwise Middle-PN
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://my.matterport.com/show/?m=CDGN2qsP3jm&mls=1
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 35
Legal Description BAYSIDE TERRACE LOT 35
Water View Bay/Harbor - Full
Water Access Type Bay/Harbor
Pet Size Limit Medium (36-60 Lbs.)
Minimum Lease 1-2 Years
Water Access Y/N true
Monthly HOA Amount 580
Additional Rooms Bonus Room Den/Library/Office Inside Utility
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Attic Fan Ceiling Fan(s) Coffered Ceiling(s) Dry Bar Eating Space In Kitchen High Ceilings In Wall Pest System Living Room/Dining Room Combo Open Floorplan PrimaryBedroom Upstairs Solid Surface Counters Solid Wood Cabinets Split Bedroom Stone Counters Thermostat Tray Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Ceramic Tile Luxury Vinyl
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Shades
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Hurricane Shutters Lighting Sidewalk Sliding Doors
Parking Features Driveway Garage Door Opener Guest
Lot Features Flood Insurance Required FloodZone Sidewalk Street Dead-End
Water Source Public
Lot Size Area 2352
Foundation Details Slab
Building Area Total 2587
Lot Size Acres 0.05
Road Surface Type Brick Asphalt Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Brick Street Dead-End
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* Excluded Features
List By
Real Broker, Llc

Broker

alignwithnisa@gmail.com

Email

Affordability Calculator

$4,594
Per Month
88%
12%
0%
Monthly Principal & Interest
$4,032
Monthly Property Taxes
$562
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
East Lake High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
5/22/2026$654,900 -1.50% Price Down
5/1/2026$664,900 -1.48% Price Down
3/3/2026$674,900 -1.47% Price Down
2/10/2026$685,000 Listed Price

Map


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9009 PALM KEY AVENUE, Oldsmar, FL, 34677 is a Townhouse for sale at $654,900 with 2,587 sqft and a lot size of 0.05. 9009 PALM KEY AVENUE has 4 bedrooms, 3.0 baths, and was built in 2018. The property's zip code is 34677 which is in Oldsmar, FL