709 Church Street
Cambridge, MD, 21613 $ 615,000
Bedrooms8 Baths3.0 Sq 5,000 Monthly Estimate*
$ 4,248
for $615,000 with 8 bedrooms and 3 full baths. This 5,000 square foot home was built in 1920 on a lot size of 0.34.
A rare opportunity in Cambridge Historic District, 709 Church Street is an extensively renovated American Four-Square set on a triple corner lot with approximately 5,000 square feet of space and remarkable flexibility. This beautifully finished first floor includes 3-4 bedrooms (including a primary ensuite) and 2 additional bathrooms. Large eat-in island kitchen is gorgeous, and you can stack the soiled dishes in the (original) "dirty" kitchen/laundry area! Take advantage of these renovations living on the first floor as you take your time on finishing the 2nd and 3rd floors to your current or future desires. Finish these your way; bedrooms, guest suites, offices, studio space, gym, hobby space, media room, playroom, storage, etc. You don't need to be concerned with major systems as they are all new (including plumbing, 2 zoned HVAC, tankless water heater, and 320 amp electric service). Two additional bathrooms are ready for fixtures on the second floor. Historic charm remains with grand front and rear staircases, built-in cabinetry, millwork, wainscoting, pocket doors, architectural radiators, two original Rumford corner fireplaces, restored leaded glass at front entry, and large front/side porch. Enjoy ample off-street parking from Choptank Avenue on these three lots where there is also room for a "carriage house"/garage, workshop, boat storage and/or pool. A handicap ramp gives access to the porch and front entrance. There is an existing sprinkler system. Within blocks of historic downtown shopping and dining, water access, the Yacht Club, city marina, and waterfront parks. Also, there are nearby marinas that offer travel lifts, maintenance, and offseason storage. Nearby beaches and commuting distances: Assateague Island (61 miles), Rehoboth (65 miles), Ocean City (69 miles), Lewes with ferry to Cape May, and Cape Henlopen (61 miles). Distances to other areas of interest: Blackwater National Wildlife Refuge and Harriet Tubman Museum (11 miles), Saint Michaels (26 miles), Annapolis (58 miles), Washington DC (86 miles), Newark DE (88 miles), Wilmington (98 miles), NY, NY (414 miles). Airports and distances: BWI (78 miles), Dulles (117 miles), PHL (115 miles).
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FeaturesGeneralLiving Area 5000
Sewer Public Sewer
Heating Heat Pump(s) Radiant Zoned Hot Water Central
Cooling Central A/C Heat Pump(s) Zoned
Possession Settlement
Roof Architectural Shingle
Zoning R-3
Patio/Porch Features Patio(s)
Architectural Style Other
Construction Materials Stick Built
School District DORCHESTER COUNTY PUBLIC SCHOOLS
Year Built 1920
Electric 200+ Amp Service
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility Ramp - Main Level
County DORCHESTER
New Construction N
Property Type Residential
HOA N
Subdivision Name CAMBRIDGE HISTORIC DISTRICT
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade
Total Rooms 20
Full Baths 3
Status ACTIVE
Directions Route 50 E to just over the Choptank River Bridge make a right on Maryland Avenue. then make a right on Academy Street after crossing the draw bridge over Cambridge Creek. Stay straight on Academy th
City CAMBRIDGE
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 14810.00
Tax Annual Amount 2906.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 3
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 123.0
Vacation Rental Y/N N
Standard Status Active
Year Built Source Estimated
Tax Lot 14
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InteriorHeating Fuel Electric Natural Gas
Basement Partial Windows
Flooring Wood Other
Total Fireplaces 2
Fireplace Features Corner
Hot Water Natural Gas Tankless
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 5000
Half Baths 0
Central Air Y/N Y
Total Bedrooms 8
Room Type Sitting Room Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Bedroom 1 Study Great Room Loft Mud Room Storage Room Bathroom 1 Bathroom 2 Bathroom 3 Bonus Room
Main Level Bedrooms 3
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorPool No Pool
Water Source Public
Type of Parking Off Street On Street
Foundation Details Brick/Mortar Pillar/Post/Pier
Water View Y/N N
Lot Size Acres 0.34
Lot Size Source Estimated
Waterfront Y/N N
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByBenson & Mangold, LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,248
- Monthly Property Taxes
- $242
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cambridge, MD
Average List Price $380,448
Percent of Sale Price 38%
About Cambridge, MD 12,341 Population
8% Since 2002
$ 38,307 Median Income
38.72 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
3536465 Elementary School
3534448 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/6/2026 | $615,000 | -5.24% | Price Down |
| 12/30/2025 | $649,000 | | Listed Price |