1821 NW 20th Avenue
Crystal River, FL, 34428 $ 1,100,000
Bedrooms4 Baths2.1 Sq 1,712 Monthly Estimate*
$ 6,773
for $1,100,000 with 4 bedrooms and 2 full baths, 1 half bath. This 1,712 square foot home was built in 1992 on a lot size of 0.21.
A sense of calm and refinement defines this exceptional waterfront residence, where light, water, and architecture come together seamlessly. Soaring vaulted ceilings with warm wood planking and expansive architectural windows frame tranquil canal views, filling the home with natural light from the moment you enter. The main living areas are positioned to maximize the waterfront setting, creating a seamless flow between indoor and outdoor living. New luxury vinyl flooring throughout the second and third floors, along with updated interior doors and designer lighting, establish a clean, modern aesthetic while keeping the water as the focal point. The living and dining areas open to a spacious waterfront balcony, ideal for morning coffee, sunset entertaining, or quiet moments overlooking the canal. The kitchen offers both function and style with generous cabinetry, stainless steel appliances, an oversized island, and abundant natural light that enhances both everyday living and entertaining. The primary suite features a spa-inspired bath with a freestanding soaking tub, double vanity, walk-in shower, and refined modern finishes. The lower level provides flexible living space ideal for an in-law suite, guest retreat, or extended living area, complete with an updated bath and direct access to the pool and outdoor entertaining spaces. The total heated living area of 2,672 square feet includes this finished lower level. Outdoors, the property transforms into a private waterfront retreat with a resurfaced screened-in pool, expansive brick pavers, new landscaping, and a covered ductless seating area designed for year-round enjoyment. A private dock with an 8,000-lb boat lift and fish cleaning station completes the elevated coastal lifestyle. With an acceptable offer, the seller is willing to install an exterior lift from the first floor to the second floor, adding convenience and accessibility. Recent improvements include a new AC system installed in 2026, a new hot water tank, updated flooring, designer lighting, refreshed landscaping, and numerous interior enhancements that contribute to the home's move-in-ready appeal. Ideally located near Crystal River's renowned springs, boating, fishing, and natural attractions, this residence offers a lifestyle defined by tranquility, comfort, and refined waterfront living. Seller may consider Bitcoin (BTC), Ethereum (ETH), or USDC, subject to conversion to U.S. Dollars at closing and standard Florida title and escrow requirements.
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FeaturesGeneralSewer Public Sewer
Utilities Electricity Connected Sewer Connected Water Connected
Zoning Other
Property Subtype Single Family Residence
Tax Year 2024
Current Use Residential Single Family
County Citrus
Property Type Residential
HOA false
Subdivision Name Not In Hernando
Status Active
Directions From US-19 turn west onto NW 19th Street (also known locally as W Gulf to Lake Highway depending on your approach). Continue west to NW 20th Avenue. Turn right (north) onto NW 20th Avenue. Proceed north to 1821 NW 20th Avenue. The property will be on the right-hand side along the canal
High School Not Zoned for Hernando
City Crystal River
Senior Community Y/N false
Zoning Description Other
Lot Size Units Acres
Lot Size Square Feet 9147.6
Elementary School Not Zoned for Hernando
Tax Annual Amount 12336
Middle/Junior High School Not Zoned for Hernando
Standard Status Active
Possession Close Of Escrow
Waterfront Features Seawall
Heating Central Heat Pump
Cooling Central Air Electric
Roof Metal
Construction Materials Frame
Year Built 1992
Attached Garage true
Tax Lot 3
Appliances Dishwasher Dryer Electric Cooktop Electric Oven Electric Range Freezer Microwave Refrigerator Washer
Garage Spaces 2
Architectural Style Stilt
Stories Count 3
New Construction false
Garage Y/N true
Total Rooms 11
Full Baths 2
Carport Y/N false
Property Condition Updated/Remodeled
Legal Description WOODLAND ESTS UNIT 2A PB 3 PG 133 LOT 3 BLK 13
Patio/Porch Features Covered Patio Screened
Pool Features In Ground
View Canal Water
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InteriorTotal Baths 3
Flooring Tile Vinyl
Air Conditioning Y/N true
Heating Y/N true
Interior Amenities Ceiling Fan(s) Entrance Foyer Kitchen Island Open Floorplan Primary Bathroom -Tub with Separate Shower Vaulted Ceiling(s) Walk-In Closet(s)
Total Bedrooms 4
Fireplace Features Electric
Fireplace Y/N true
Furnished Y/N Unfurnished
Total Fireplaces 1
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ExteriorLot Features Cleared
Water Source Public
Lot Size Area 0.21
Lot Size Acres 0.21
Waterfront Y/N true
Parking Features Attached Garage
Building Area Total 1712
Exterior Amenities Balcony Boat Lift Dock
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* Excluded FeaturesList ByThomas DishmanListing Agent
Coldwell Banker Weaver Group RealtyBroker
tom.dishman@weavergroupoffice.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,773
- Monthly Property Taxes
- $1,028
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Crystal River, FL
Average List Price $597,582
Percent of Sale Price 46%
About Crystal River, FL 3,547 Population
-9% Since 2002
$ 41,818 Median Income
57.5 Median Age
14% Households with Children
Trends Information provided by ATTOM Data Solutions.
1951932 Elementary School
1951916 Middle School
Not Zoned for Hernando High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/3/2026 | $1,100,000 | -2.22% | Price Down |
| 5/26/2026 | $1,125,000 | -6.25% | Price Down |
| 1/16/2026 | $1,199,999 | | Listed Price |