127 S Boca Bay Lane # A Surf City, NC $ 829,000
127 S Boca Bay Lane # A
$ 829,000
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127 S Boca Bay Lane # A

Surf City, NC, 28445
$ 829,000
Bedrooms4 Baths3.0 Sq 2,204

Monthly Estimate*

$ 5,234

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Townhouse for sale in Surf City, NC

for $829,000 with 4 bedrooms and 3 full baths. This 2,204 square foot townhouse was built in 2021 on a lot size of 0.3.

Where coastal beauty and everyday living come together, this exceptional waterfront home offers panoramic Intracoastal Waterway, marsh, sound, and partial ocean views from four expansive decks designed to capture the best of life on Topsail Island. Enjoy watching boats travel the Intracoastal Waterway while taking in coastal breezes, the distant sound of the surf, and the ever-changing colors of the coastal sky--all from the comfort of home. Just moments from the beach on a quiet, non-through street, this is a place where every day feels like a getaway. Located within a community intentionally reserved for homeowners and second-home residents, rentals of less than six months are not permitted, creating a quieter neighborhood where lasting friendships replace weekly turnover. Launch your kayak or paddleboard from the neighborhood to explore the scenic marsh and sound, with the Intracoastal Waterway just beyond. Enjoy a day at the beach before returning home to relax by the community pool and clubhouse. Thoughtfully designed for comfortable coastal living, the home features an elevator, outdoor shower, and ample storage throughout, including generous closets, attic storage, and two exterior storage rooms. While designated as a townhouse, the thoughtful design offers the privacy, layout, and feel of a detached coastal home, with the neighboring residence connected only by the exterior storage roof--no shared living walls--providing both privacy and the convenience of low-maintenance living.

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Townhouse Active

Price

$ 829,000

Bedrooms

4

Full Bath

3

Property Type

Townhouse

Taxes

$ 4,287

Style

Townhouse

Lot Size

0.3

Year Built

2021

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100540688

Features
General
Living Area 2204.0
Heating Electric Heat Pump
Cooling Central Air
Utilities Sewer Available Water Available
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Gas Oven Gas Cooktop Built-In Microwave Refrigerator Ice Maker Disposal Dishwasher
Zoning R5
HOA Fee 1152.0
Patio/Porch Features Open Covered Deck Patio Porch
Security Features Smoke Detector(s)
Construction Materials Fiber Cement Wood Frame
Year Built 2021
View ICW Marsh Ocean Sound Water
Stories Count 3
Levels Three Or More
Unit Number A
Property Subtype Townhouse
Tax Year 2023
Taxes 4287.59
Parcel Number 4245-44-6615-0000
Waterfront Features Salt Marsh Sound Side Water Access Comm
Accessibility Accessible Elevator Installed
Assoc Fee Paid Per Annually
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Clubhouse Community Pool Maintenance Common Areas Sidewalks Street Lights
HOA Y
Attached Garage N
Subdivision Name Boca Bay
Garage Y/N N
Total Rooms 6
Full Baths 3
Status Active
Directions Take Hwy 210 or Hwy 50 east across Surf City bridge. Take 2nd exit offer the roundabout head north on New River Drive. Take left on Pender Ave. Take left on S Boca Bay Lane. 127A is on the right.
High School Topsail
City Surf City
Association Name Oaks at Boca Bay
Open Parking Spaces 2
Lot Size Units Acres
Lot Size Square Feet 13068.0
Carport Spaces 2.0
Carport Y/N N
Green Building Verification Type None
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Virtual Tour https://my.matterport.com/show/?m=kt2iwtcwH9k&mls=1
Structure Type Townhouse Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 345774
Legal Description LT 14A PB 68/74 SLA SURF CITY LLC FKA LT 14 OSPREY COVE THE OAKS AT BOCA BAY
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Interior
Interior Amenities Walk-in Closet(s) High Ceilings Elevator Ceiling Fan(s) Pantry Reverse Floor Plan Blinds/Shades Walk-In Closet(s)
Basement None
Water Heater Electric
Master Bed Level Non Primary Living Area
Total Stories 3
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Dryer Hookup Washer Hookup Laundry Closet
Total Bedrooms 4
Attic Features Access Only Floored - Partial
Entry Level 1
Room Type Master Bedroom Bedroom 1 Bedroom 2 Bedroom 3 Dining Area Living Room
Total Baths 3
Living Area Range 2200 - 2399
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Exterior
Exterior Amenities Shutters - Functional Outdoor Shower Irrigation System
Exterior Finish Fiber Cement
Fencing None
Parking Features Additional Parking
Lot Features Salt Marsh Sound Side Water Access Comm
Water Source Public
Total Parking 0.0
Lot Size Area 0.3
Foundation Details Other Pilings
Spa N
Building Area Total 2204.0
Lot Dimensions Irregular
Lot Size Acres 0.3
Road Surface Type Paved
Frontage Type Marsh Front Sound Front
Waterfront Y/N Y
Road Frontage Type Private Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 127
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* Excluded Features
List By
Leigh Sunshine

Listing Agent

Wicker Properties Of The Carolinas, Inc.

Broker

sunshine@huntleighrealty.com

Email

Affordability Calculator

$5,592
Per Month
94%
6%
0%
Monthly Principal & Interest
$5,234
Monthly Property Taxes
$357
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
6/26/2026$829,000 -2.46% Price Down
4/13/2026$849,900 -2.20% Price Down
3/26/2026$869,000 -0.69% Price Down
3/17/2026$875,000 -0.46% Price Down
2/8/2026$879,000 -0.68% Price Down
11/11/2025$885,000 Listed Price

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127 S Boca Bay Lane # A, Surf City, NC, 28445 is a Townhouse for sale at $829,000 with 2,204 sqft and a lot size of 0.3. 127 S Boca Bay Lane # A has 4 bedrooms, 3.0 baths, and was built in 2021. The property's zip code is 28445 which is in Surf City, NC