165 Sullivan Drive
Merced, CA, 95348
$
424,900
Bedrooms4
Baths2.1
Sq
1,919
Monthly Estimate*
$
2,683
for $424,900 with 4 bedrooms and 2 full baths, 1 half bath. This 1,919 square foot home was built in 2021 on a lot size of 0.0562.
Back on Market at no fault of the property. Previous buyer was unable to qualify for the loan assumption, creating a second chance to take advantage of one of the best financing opportunities available in today's market. Rare opportunity to assume the seller's FIXED 2.75% interest rate loan and potentially save hundreds of dollars per month compared to current market rates. Whether you're a homeowner looking to maximize affordability or an investor seeking stronger cash flow, this assumable loan is a game-changing advantage. Why pay extra for upgrades in new construction when they're already included here? Built just four years ago and beautifully maintained, this like-new 4-bedroom, 2.5-bath + loft home offers 1,919 sq ft of modern living space with features that many builders charge extra for, including owned solar, window coverings, a finished, backyard, and an EV-ready setup. The thoughtfully designed floor plan features an open-concept layout, spacious living areas, and a versatile loft ideal for a home office, media room, second living space, or play area. Energy-efficient features and owned solar provide immediate savings and long-term value from day one. Additional highlights include a second set of laundry hookups in the garage, offering flexibility for multi-generational living, rental potential, or customized use of space. Step outside to a completed low-maintenance backyard, already finished and ready to enjoy without the added expense and hassle often associated with new construction. Conveniently located near UC Merced, Mercy Medical Center, shopping, dining, and Lake Yosemite, this home combines modern comfort, location, and exceptional financial advantages. Move-in ready, upgraded, and featuring a rare assumable 2.75% loan. Opportunities like this don't come along often.
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Features
General
Sewer
Public Sewer
Heating
Central
Cooling
Ceiling Fan(s)
Central
MultiZone
Utilities
Public
Solar
Roof
Composition
Appliances
Free Standing Gas Range
Free Standing Refrigerator
Ice Maker
Dishwasher
Disposal
Microwave
Tankless Water Heater
HOA Fee
0
Garage Spaces
2.0
Construction Materials
Stucco
Year Built
2021
Electric
220 Volts in Kitchen
220 Volts in Laundry
Stories Count
2
Property Subtype
Single Family Residence
Elevation
0
County
Merced
Property Type
Residential
HOA
N
Energy Efficient
Water Heater
Total Rooms
0
Full Baths
2
Close Price
0.0
Status
Pending
Directions
G St to W Cardella
Shafer
Rutherford
Sullivan.
City
Merced
Senior Community Y/N
N
High School District
Merced Union High
Zoning Description
Residential
Open Parking Spaces
0.0
MLS Area
20409
Lot Size Square Feet
2448.0
Carport Spaces
0.0
Home Warranty Y/N
N
Property Condition
New Construction
Standard Status
Pending
Middle/Junior School District
Merced City
Elementary School District
Merced City
Year Built Source
Assessor Auto-Fill
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Interior
Flooring
Carpet
Tile
Total Fireplaces
0
Laundry Features
Laundry Closet
Dryer Included
Upper Floor
Washer Included
Total Bedrooms
4
Entry Level
0
Kitchen Features
Pantry Closet
Stone Counter
Total Baths
3
1/2 Baths
1
Bedrooms Possible
5
Living Room Features
Great Room
Dining Room Features
Dining/Living Combo
Primary Bedroom Features
Walk-In Closet
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Exterior
Parking Features
Attached
EV Charging
Lot Features
Low Maintenance
Water Source
Public
Total Parking
0.0
Foundation Details
Slab
Spa
N
Lot Size Acres
0.0562
Private Pool
N
Lot Size Source
Assessor Auto-Fill
Other Equipment
Water Filter System
Horse Y/N
N
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* Excluded Features
List By
Exp Realty Of California Inc.
Broker
rebeca@realtor-rebeca.com
Email
Affordability Calculator
- Monthly Principal & Interest
- $2,683
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save
Nearby
Single family listings in Merced, CA
Average List Price
$471,393
Percent of Sale Price
11%
About Merced, CA
84,061
Population
29%
Since 2002
$
39,961
Median Income
31.46
Median Age
38%
Households with Children
Trends Information provided by ATTOM Data Solutions.
3193768
Elementary School
3193616
Middle School
Unknown High School
High School
Pricing History
| Date |
Price |
Price Change |
Description |
|
4/2/2026
|
$424,900
|
-3.41%
|
Price Down
|
|
1/23/2026
|
$439,888
|
-2.22%
|
Price Down
|
|
11/6/2025
|
$449,888
|
|
Listed Price
|