108 Pin Oak Road Spencer, IN $ 405,000
108 Pin Oak Road
$ 405,000
New Construction
Share Save

108 Pin Oak Road

Spencer, IN, 47460
$ 405,000
Bedrooms4 Baths3.1 Sq 2,552

Monthly Estimate*

$ 2,494

108 Pin Oak Road, Spencer, IN 47460 - Image 1
108 Pin Oak Road, Spencer, IN 47460 - Image 2
108 Pin Oak Road, Spencer, IN 47460 - Image 3
108 Pin Oak Road, Spencer, IN 47460 - Image 4
108 Pin Oak Road, Spencer, IN 47460 - Image 5
108 Pin Oak Road, Spencer, IN 47460 - Image 6
108 Pin Oak Road, Spencer, IN 47460 - Image 7
108 Pin Oak Road, Spencer, IN 47460 - Image 8
108 Pin Oak Road, Spencer, IN 47460 - Image 9
108 Pin Oak Road, Spencer, IN 47460 - Image 10
108 Pin Oak Road, Spencer, IN 47460 - Image 11
108 Pin Oak Road, Spencer, IN 47460 - Image 12
108 Pin Oak Road, Spencer, IN 47460 - Image 13
108 Pin Oak Road, Spencer, IN 47460 - Image 14
108 Pin Oak Road, Spencer, IN 47460 - Image 15
108 Pin Oak Road, Spencer, IN 47460 - Image 16
108 Pin Oak Road, Spencer, IN 47460 - Image 17
108 Pin Oak Road, Spencer, IN 47460 - Image 18
108 Pin Oak Road, Spencer, IN 47460 - Image 19
108 Pin Oak Road, Spencer, IN 47460 - Image 20
108 Pin Oak Road, Spencer, IN 47460 - Image 21
108 Pin Oak Road, Spencer, IN 47460 - Image 22
108 Pin Oak Road, Spencer, IN 47460 - Image 23
108 Pin Oak Road, Spencer, IN 47460 - Image 24
108 Pin Oak Road, Spencer, IN 47460 - Image 25
108 Pin Oak Road, Spencer, IN 47460 - Image 26
108 Pin Oak Road, Spencer, IN 47460 - Image 27
108 Pin Oak Road, Spencer, IN 47460 - Image 28
108 Pin Oak Road, Spencer, IN 47460 - Image 29
108 Pin Oak Road, Spencer, IN 47460 - Image 30
108 Pin Oak Road, Spencer, IN 47460 - Image 31
108 Pin Oak Road, Spencer, IN 47460 - Image 32
108 Pin Oak Road, Spencer, IN 47460 - Image 33
108 Pin Oak Road, Spencer, IN 47460 - Image 34
108 Pin Oak Road, Spencer, IN 47460 - Image 35
108 Pin Oak Road, Spencer, IN 47460 - Image 36
View a Virtual Tour

Single Family Home for sale in Spencer, IN

for $405,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,552 square foot home was built in 2025 on a lot size of 0.305.

The Sequoia offers 2,552 sq ft of thoughtfully designed living space with 4 bedrooms and 3.5 baths, perfectly suited for today's need for flexibility and room to grow. The main level features an open-concept living, kitchen, and dining area, along with a welcoming foyer with half bath and a convenient laundry room located just off the kitchen near the 2-car garage. The main-floor primary suite serves as a private retreat, complete with a tiled walk-in shower, dual-sink vanity, and walk-in closet. A covered front porch adds the perfect place to relax and enjoy the neighborhood atmosphere. Upstairs, the layout opens up even more possibilities with a spacious family room, two bedrooms connected by a Jack-and-Jill bath, and an additional bedroom suite featuring its own full bath and walk-in closet, ideal for guests, in-laws, or anyone who appreciates extra privacy. Notable upgrades include solid wood interior doors, luxury vinyl plank flooring, a 96% energy-efficient natural gas furnace, and 200-amp electrical service. Located in the Four Oaks community, residents enjoy access to a clubhouse, lakefront walking trail, dog park, city utilities, and fiber internet, offering the perfect blend of comfort, community, and convenience just minutes from Spencer and Bloomington.

See more

Single Family Active

Price

$ 405,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.305

Year Built

2025

Town/City

Spencer

County/Region

Owen

MLS | Web ID

22067626

Features
Interior
Interior Amenities Bath Sinks Double Main Kitchen Island Entrance Foyer Hi-Speed Internet Availbl Eat-in Kitchen Pantry Walk-In Closet(s)
Basement (Y/N) N
Half Baths 1
Laundry Features Main Level
Total Bedrooms 4
Main Level Bedrooms 1
Total Baths 4
See more
General
Heating Natural Gas
Cooling Central Air
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Closing
Appliances Dishwasher Dryer Electric Water Heater Disposal MicroHood Electric Oven Refrigerator Washer
HOA Fee 300
Garage Spaces 2
Association Fee Includes Clubhouse Walking Trails
Patio/Porch Features Covered Patio
Architectural Style Traditional
Construction Materials Vinyl Siding
Year Built 2025
Electric 200+ Amp Service
Township Washington
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Annually
County Owen
New Construction Y
Property Type Residential
Association Amenities Clubhouse Trail(s)
HOA Y
Subdivision Name Four Oaks
Garage Y/N Y
Total Rooms 10
Full Baths 3
Status Active
Directions GPS Friendly
High School Owen Valley Community High School
City Spencer
High School District Spencer-Owen Community Schools
MLS Area 6010 - Owen - Washington
Lot Size Square Feet 13286
Elementary School McCormick's Creek Elementary Sch
Property Attached Y/N N
Current Financing Conventional FHA VA
Middle/Junior High School Owen Valley Middle School
Property Condition New Construction
Additional Parcels Y/N N
Virtual Tour https://youtu.be/WO1iamUrh_Y?si=C_31mLXoqAxdLUcH
Builder Name OwenCty Homebuilders
Standard Status Active
Tax Lot 601026300370110027
Legal Description Four Oaks SD Ph 1 Lot 10 .305A
See more
Exterior
Parking Features Attached Concrete Garage Door Opener
Lot Features Close to Clubhouse Rural - Subdivision Sidewalks
Water Source Public
Foundation Details Slab
Spa N
Building Area Total 2552
Lot Size Acres 0.305
Waterfront Y/N N
Horse Amenities None
See more
* Excluded Features
List By
Home Team Properties

Broker

scarver@homefinder.org

Email

Affordability Calculator

$2,494
Per Month
100%
0%
0%
Monthly Principal & Interest
$2,494
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4046850 Elementary School
4046639 Middle School
Owen Valley Community High School High School
Pricing History
DatePricePrice ChangeDescription
10/23/2025$405,000 Listed Price

Map


See all

108 Pin Oak Road, Spencer, IN, 47460 is a Single Family Home for sale at $405,000 with 2,552 sqft and a lot size of 0.305. 108 Pin Oak Road has 4 bedrooms, 3.1 baths, and was built in 2025. The property's zip code is 47460 which is in Spencer, IN