2676 Emerald Street Loveland, CO ^$ 589,900

2676 Emerald Street

^$ 589,900

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2676 Emerald Street

Loveland, CO, 80537

^$ 589,900

Bedrooms5 Baths3.1 Sq 3,214

Monthly Estimate*

^$ 3,680

Listed by Golba Group Real Estate LLC

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Single Family Home for sale in Loveland, CO

for $589,900 with 5 bedrooms and 3 full baths, 1 half bath. This 3,214 square foot home was built in 2021 on a lot size of 0.13.

Beautiful two-story home with a Fully Finished Basement backing to Open Space and Walking Trails! This spacious 5-bedroom, 4-bath home features a 3-car garage and thoughtful upgrades throughout. A welcoming entryway with a built-in bench and coat rack leads to a Main-Level Office and convenient Half Bath. The bright Kitchen offers White Cabinets, Granite-look Laminate Countertops, Glass Cabinet Handles, and Stainless Steel Appliances including a side-by-side Refrigerator, Smooth Top Stove, Dishwasher, and Microwave. The Open-Concept layout connects the Kitchen, Dining, and Living Areas-perfect for entertaining or everyday living. Enjoy the convenience of an additional upstairs Living Room and Laundry Room with gray GE Washer and Dryer included. Four bedrooms up, including a roomy Primary Suite, 5pc Bath, & Walk-In Closet. The Full Basement is finished to include Bedroom #5, a Full Bath, a Rec Room and a Storage Room. Outdoor living at its best with a fully landscaped backyard, 6' white vinyl fence, large extended concrete patio, wiring for a hot tub and ceiling fan, raised garden beds with drip lines, peach trees, and whole-house pre-wiring for Christmas lights. Exterior Siding is James Hardie concrete infused fiberboard for long life wear. Move-in ready and beautifully maintained! SELLER IS OFFERING A RATE BUY DOWN!-- INFORMATION:$10,000 Permanent Buydown-Gets rates to the low 5's-depending on LTV and Credit. Buys the rate down a little more than 1%.Closing Costs-This would take care of all the closing costs-so the borrower would essentially just have to bring their down payment.2.1 Buydown: This would get that rate the first year in the low 4%'s-the 10k would almost cover this, the Lender would cover the rest. Ask Bob Golba for details! Seller is a licensed realtor in the state of Colorado

Single Family Pending

Price

^$ 589,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,546

Style

Contemporary

Lot Size

0.13

Year Built

2021

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1045940

Features

Interior

Interior Amenities Eat-in Kitchen Five Piece Bath Kitchen Island Open Floorplan Pantry Walk-In Closet(s)

Basement Full

Flooring Vinyl Wood

Total Fireplaces 0

Basement (Y/N) Y

Window Features Double Pane Windows Window Coverings

Above Grade Finished Area 2334

Half Baths 1

3/4 Baths 0

Laundry Features In Unit

Total Bedrooms 5

Below Grade Finished Area 880

Main Level Bedrooms 0

Main Level Bathrooms 1

Total Baths 4

General

Sewer Public Sewer

Heating Forced Air

Cooling Ceiling Fan(s) Central Air

Utilities Electricity Available Internet Access (Wired) Natural Gas Available

Possession Closing/DOD

Roof Composition

Appliances Dishwasher Disposal Microwave Oven Refrigerator Self Cleaning Oven

Zoning Res

HOA Fee 400

Garage Spaces 3

Association Fee Includes Reserves

Architectural Style Contemporary

Security Features Smoke Detector(s)

Construction Materials Stone Frame

Exclusions Seller's Personal Property

Year Built 2021

Levels Two

Property Subtype Single Family Residence

Tax Year 2024

Ownership Individual

Assoc Fee Paid Per Annually

County Larimer

Property Type Residential

HOA Y

Attached Garage Y

Subdivision Name Millennium Sw 18th Sub

Facing Direction Northwest

Possible Use Residential

Full Baths 3

Status Pending

High School Mountain View

City Loveland

High School District Thompson R2-J

Lot Size Square Feet 5610

Listing Terms Cash Conventional FHA VA Loan

Elementary School Winona

Tax Annual Amount 3546

Middle/Junior High School Other

Concessions No

Virtual Tour https://www.zillow.com/view-imx/e68d28fd-8119-4ed5-98c0-00dd76f442d8?setAttribution=mls&wl=true&initialViewType=pano

Structure Type House

Standard Status Active Under Contract

Occupancy Type Vacant

Elementary School District Thompson R2-J

Exterior

Lot Features Level Sprinklers In Front

Water Source Public

Total Parking 3

Building Area Total 3214

Lot Size Acres 0.13

Road Surface Type Paved

Road Frontage Type Public

Other Equipment Satellite Dish

Builder Model J&J Construction

Internal Only

Street Number 1 2676

* Excluded Features

List By

Golba Group Real Estate Llc

Broker

(970) 227-7212

Phone

Affordability Calculator

$3,976

Per Month

Monthly Principal & Interest: $3,680
Monthly Property Taxes: $296
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$739,360

Percent of Sale Price 25%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

732128 Elementary School

3043800 Middle School

Mountain View High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/17/2025	$589,900		Listed Price

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2676 Emerald Street, Loveland, CO, 80537 is a Single Family Home for sale at $589,900 with 3,214 sqft and a lot size of 0.13. 2676 Emerald Street has 5 bedrooms, 3.1 baths, and was built in 2021. The property's zip code is 80537 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/13/2025.

This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.

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PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

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2676 Emerald Street

Single Family Home for sale in Loveland, CO

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