509 13th Street Spirit Lake, IA $ 399,000
509 13th Street
$ 399,000
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509 13th Street

Spirit Lake, IA, 51360
$ 399,000
Bedrooms4 Baths3.0 Sq 3,014

Monthly Estimate*

$ 2,489

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Single Family Home for sale in Spirit Lake, IA

for $399,000 with 4 bedrooms and 3 full baths. This 3,014 square foot home was built in 1983 on a lot size of 0.24.

Welcome to Easy Living in the Heart of Spirit Lake! This nicely updated 4-bedroom, 3-bath home offers the perfect blend of comfort, space, and location! You will love being close to East Okoboji Lake, downtown Spirit Lake and just a short distance from the Splash Pad at Memorial Park and Gilbert Park. Step inside to an open-concept layout that’s perfect for entertaining. The kitchen and living room flow easily to the deck, where you can relax, grill under the covered station and enjoy peaceful views of East Okoboji Lake. The primary suite includes a private full bath and the main-floor laundry adds extra convenience. Downstairs, the completely finished lower level (2023) offers a whole new living space - cozy bedrooms, stylish barnwood wainscoting accents, and epoxy floors that make cleaning a breeze. The lower level is perfect for your guests, offering them privacy and comfort. There is plenty of flexible space to make it your own. Need storage or workspace? This property delivers! You will find an oversized attached garage (22x32) plus a heated workshop (24x30) with insulated 12’ walls, a concrete floor and a floor drain—plenty of room for projects, vehicles or lake toys. With its great layout, lake views, and ideal location, this home checks all the boxes for anyone who wants space to spread out while staying close to everything in Spirit Lake. Come take a look!

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Single Family Contingent

Price

$ 399,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 2,786

Style

Ranch

Lot Size

0.24

Year Built

1983

Town/City

Spirit Lake

County/Region

Dickinson

MLS | Web ID

251354

Features
Interior
Interior Features Ceiling Fan(s) Eat-in Kitchen Garage Door Opener Kitchen Center Island Main Floor Bedrooms Main Floor Laundry Smoke Alarms Washer/Dryer Hkups Window Coverings
Furnished Y/N Negotiable
Fireplace 1
Total Baths 3
Full Baths 1
Bath Description 3/4 Basement Full Master Main Floor 3/4 Bath
1/4 Baths 0
Basement Features Egress Windows Finished-Full Sump Pump
Basement Material Wood
Basement Style Full
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General
Sewer Public Sewer
Construction Frame/Wood Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Disposal Exhaust Fan/Hood
Flood Zone Unknown
Number of Garage Spaces 2
School District Spirit Lake
Electric Breakers
Architctural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments Unknown
Levels Two
Type Single Family Residence
Total Lots 1
Yearly Taxes 2786
Property Condition Updated/Remodeled
Tax Year 2024
Fuel Natural Gas
Status Active Contingent-CTS
Subdivision IA
Sale/Rent For Sale
Status Detail 1
Lot Sqft 10560
Construction Materials Vinyl Siding
Primary City Spirit Lake
Year Built 1983
Directions From Hill Ave. in Spirit Lake - turn right/east on 13th Street; Corner of Fargo and 13th Street
City Spirit Lake
Disclosures Property Condition Disc
Total Sq Ft 3128
DOM 51
Secondary City Dickinson County
Postal Code 51360
Price Per Sq Ft Total AG 132.38
Public Remarks Welcome to Easy Living in the Heart of Spirit Lake! This nicely updated 4-bedroom 3-bath home offers the perfect blend of comfort space and location! You will love being close to East Okoboji Lake
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Exterior
Exterior Features Deck Driveway-Concrete Invisible Fencing
Lot Features Corner Lot Lake View Paved Street(s)
Waterfront 0
Garage Type Attached
Garage Capacity 22 x 32 - 704 SF
Other Structures Workshop
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Kolette Delperdang

Listing Agent

Exit Realty Midwest

Broker

(712) 330-1805

Phone

kolette@exitrealtymidwest.com

Email

Affordability Calculator

$2,721
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,489
Monthly Property Taxes
$232
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883280 Elementary School
1883298 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/8/2025$399,000 -2.68% Price Down
10/29/2025$410,000 -4.65% Price Down
10/17/2025$430,000 Listed Price

Map


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509 13th Street, Spirit Lake, IA, 51360 is a Single Family Home for sale at $399,000 with 3,014 sqft and a lot size of 0.24. 509 13th Street has 4 bedrooms, 3.0 baths, and was built in 1983. The property's zip code is 51360 which is in Spirit Lake, IA