804 S Lincoln Street
Philo, IL, 61864 $ 899,000
Bedrooms4 Baths4.1 Sq 4,507 Monthly Estimate*
$ 5,609
for $899,000 with 4 bedrooms and 4 full baths, 1 half bath. This 4,507 square foot home was built in 1961 on a lot size of 5.
Discover a truly unique property on the edge of Philo-5 acres of privacy and charm featuring mature trees, a fully stocked pond, and multiple living options, all thoughtfully updated and meticulously maintained. The main home, rebuilt in 2000-2001, offers a flexible layout with 2-3 bedrooms, multiple living areas, and hard-surface flooring throughout. The kitchen was beautifully refreshed in 2019 with Quartz countertops and hickory cabinets, blending modern style with everyday functionality. An attached 2-car garage, plus an additional 1-car garage and shop, provide generous space for vehicles, storage, and hobbies. Adding exceptional value to the property is the separate guest house, remodeled in 2022. This charming 1-bedroom, 1-bath home features central air, hard-surface flooring, and its own 2-car garage, making it ideal for guests, extended family, or potential rental income. Both homes enjoy peace of mind with roofs (Main house replaced in 2015, guest house in 2022), and the entire property runs on a single public water, public gas, and electric meter for convenience. For those who enjoy the outdoors, the grounds are truly a highlight. Spend your mornings by the private pond, stocked with bass and catfish, or take advantage of the 30 x 40 outbuilding w/ electric and full concrete (2005), perfect for equipment, workshop space, or recreation. Paid-off, ground-mounted solar system provides major utility savings (recent bills for the whole property: $310, $179, $112, and $238). This is a rare opportunity to enjoy the best of both worlds: a secluded country retreat with mature landscaping, abundant space, and energy efficiency-yet only minutes from town. Whether you're seeking a primary residence with guest accommodations, a multi-generational setup, or a private lifestyle retreat, 804 S. Lincoln is ready to welcome you home.
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FeaturesGeneralLiving Area 4507
Sewer Septic Tank
Heating Natural Gas Solar
Cooling Central Air
Possession Closing
Appliances Range Dishwasher Refrigerator Freezer Disposal Cooktop Oven Range Hood
Garage Spaces 5
Association Fee Includes None
Construction Materials Brick Cedar
Year Built 1961
Township Philo
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Champaign
New Construction N
Property Type Residential Detached Single
Other Structures Outbuilding
Total Rooms 9
Full Baths 4
Status Active
Directions Rt. 130 is Lincoln. The property is just South of town on the E side of the street.
High School Unity High School
City Philo
High School District 7
MLS Area Southern Champaign County / Douglas County
Elementary School Unity East Elementary School
Tax Annual Amount 8006
Middle/Junior High School Unity Junior High School
Virtual Tour https://trautmanphotography.hd.pics/804-Lincoln-St/idx
Standard Status Active
Middle/Junior School District 7
Elementary School District 7
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InteriorBasement Unfinished Partial
Total Fireplaces 2
Half Baths 1
Laundry Features Multiple Locations
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Kitchen
Total Baths 5
Bedrooms Possible 4
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ExteriorParking Features Garage Door Opener Garage Yes Garage Owned Attached Detached Off Street Driveway Owned
Water Source Public
Total Parking 10
Lot Dimensions 694 x 631.88
Lot Size Acres 5
Waterfront Y/N Y
Other Equipment Security System CO Detectors Ceiling Fan(s)
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* Excluded FeaturesList ByTrautman Real Estate Agency & Appraisal LlcBroker
pj@trautmanagency.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,609
- Monthly Property Taxes
- $667
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Philo, IL
Average List Price $572,450
Percent of Sale Price 36%
About Philo, IL 1,354 Population
9% Since 2002
$ 84,626 Median Income
39.91 Median Age
39% Households with Children
Trends Information provided by ATTOM Data Solutions.
2518896 Elementary School
2518895 Middle School
Unity High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/30/2025 | $899,000 | -2.81% | Price Down |
| 11/6/2025 | $925,000 | -3.14% | Price Down |
| 10/7/2025 | $955,000 | | Listed Price |