12 Congress Street Cohoes, NY ^$ 180,000

12 Congress Street

^$ 180,000

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12 Congress Street

Cohoes, NY, 12047

^$ 180,000

Bedrooms6 Baths2.0 Sq 1,528

Monthly Estimate*

^$ 1,123

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Multi-Family Home for sale in Cohoes, NY

for $180,000 with 6 bedrooms and 2 full baths. This 1,528 square foot home was built in 1890 on a lot size of 0.08.

Spacious two-family home in the heart of Cohoes offering excellent owner-occupant or investment potential. This duplex features a total of 6 bedrooms and 2 full bathrooms across both units. Each apartment offers an eat-in kitchen with ample cabinet space, updated flooring, and plenty of natural light throughout. The property has generously sized bedrooms, comfortable living areas, and some modern touches including updated vanities and newer flooring. Convenient off-street parking available in front. With easy access to local shops, restaurants, and highways, this property presents a fantastic opportunity for steady rental income or multi-generational living.

Multi-Family Pending

Price

^$ 180,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 3,434

Style

Traditional

Lot Size

0.08

Year Built

1890

Town/City

Cohoes

County/Region

Albany

MLS | Web ID

202527195

Features

General

Sewer Public Sewer

Heating Hot Water Natural Gas

Cooling None

Possession At Closing

Roof Asbestos Shingle

Garage Spaces 0.0

Architectural Style Traditional

Construction Materials Brick

Year Built 1890

Tenant Pays Heat Electricity

Property Subtype Duplex

County Albany

New Construction N

Property Type MultiFamily

HOA N

Full Baths 2

Status Pending

Buyer Financing Cash

Directions Columbia St to Congress St

City Cohoes

High School District Cohoes

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 3484.8

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 3434.49

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Pending

Tax Assessed Value 0

Tax Lot 29.000

Interior

Basement Full

Flooring Vinyl

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Above Grade Finished Area 1528.0

Half Baths 0

Laundry Features Main Level Upper Level

Total Bedrooms 6

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

Exterior

Exterior Amenities None

Fencing Fenced

Water Source Public

Lot Size Area 0.08

Spa N

Lot Size Acres 0.08

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 12

* Excluded Features

List By

Nate Monson

Listing Agent

Miuccio Real Estate Group

Broker

(518) 653-5983

Phone

nate@miucciogroup.com

Affordability Calculator

$1,409

Per Month

Monthly Principal & Interest: $1,123
Monthly Property Taxes: $286
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Cohoes, NY

Average List Price ^$255,834

Percent of Sale Price 42%

About Cohoes, NY

18,421 Population

18% Since 2002

^$48,659 Median Income

41.11 Median Age

18% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853203 Elementary School

853151 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/6/2025	$180,000		Listed Price

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12 Congress Street, Cohoes, NY, 12047 is a Multi-Family Home for sale at $180,000 with 1,528 sqft and a lot size of 0.08. 12 Congress Street has 6 bedrooms, 2.0 baths, and was built in 1890. The property's zip code is 12047 which is in Cohoes, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/25/2025.

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12 Congress Street

Multi-Family Home for sale in Cohoes, NY

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