10647 SW 85TH TERRACE Ocala, FL $ 155,000
10647 SW 85TH TERRACE
$ 155,000
Adult Community
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10647 SW 85TH TERRACE

Ocala, FL, 34481
$ 155,000
Bedrooms2 Baths2.0 Sq 960

Monthly Estimate*

$ 954

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Single Family Home for sale in Ocala, FL

for $155,000 with 2 bedrooms and 2 full baths. This 960 square foot home was built in 1987 on a lot size of 0.29.

.Corner lot, fenced tropical backyard, air-conditioned lanai, and easy access near the gate — this Palm Cay home has it all. Located in a welcoming 55+ gated community in southwest Ocala, this nicely updated 2-bedroom, 2-bath home with a 1-car garage offers easy one-level living, low-maintenance gray laminate flooring, an updated electrical panel, A/C replaced in 2017, and a spacious 9x12 laundry room for extra storage and everyday convenience. The air-conditioned lanai adds flexible bonus space for relaxing, hobbies, reading, entertaining, or enjoying morning coffee year-round. The home may also be available fully furnished if desired, making it an easy move-in option for seasonal residents, downsizers, or buyers looking for a simple Florida lifestyle. Outside, the large fenced backyard gives you room for pets, gardening, or private outdoor enjoyment. Mature palms, banana trees, and unique tropical plantings give the property character and a warm Florida feel that plant lovers will appreciate. The large corner lot and location near the gate house make coming and going especially convenient. Palm Cay offers the lifestyle buyers want in a 55+ Ocala community, with amenities such as a clubhouse, fitness center, outdoor pool, library, billiards, card room, arts and crafts studio, walking and biking trails, tennis, bocce, shuffleboard, horseshoes, and RV/boat parking listed among community amenities. The HOA/community fee is reported to include common area maintenance, gated entry, clubhouse and pool access, trash pickup, and lawn debris pickup. The location is also a major plus — close to shopping, restaurants, medical services, and everyday conveniences along the SW Highway 200 corridor, including the new Sprouts Farmers Market, Chipotle and much more. If you’re looking for a comfortable, low-maintenance home in a secure 55+ community with a fenced yard, tropical landscaping, and a true Florida lifestyle, this Palm Cay home is worth seeing in person."

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Single Family Pending

Price

$ 155,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,482

Style

Ranch

Lot Size

0.29

Year Built

1987

Town/City

Ocala

County/Region

Marion

MLS | Web ID

OM710613

Features
General
Sewer Septic Tank
Heating Heat Pump
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
Appliances Dishwasher Dryer Range Refrigerator Washer
Zoning B4
HOA Fee 120.4
Garage Spaces 1
Association Fee Includes 24-Hour Guard Common Area Taxes Community Pool Pool Maintenance Trash
Patio/Porch Features Enclosed
Architectural Style Ranch
Construction Materials Metal Siding Wood Frame
Pets Allowed Cats OK Dogs OK Number Limit Size Limit
Year Built 1987
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Clubhouse Deed Restrictions Fitness Center Gated Community - Guard Golf Carts OK Pool
Assoc Fee Paid Per Monthly
County Marion
New Construction false
Property Type Residential
Association Amenities Clubhouse Fence Restrictions Fitness Center Gated Pool Shuffleboard Court
Attached Garage true
Subdivision Name PALM CAY
Facing Direction Southwest
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Pending
Directions HWY 200 west. Turn left into Palm Cay and proceed to guard enter community home is the first on the left.
City OCALA
Association Name Robbie
Senior Community Y/N true
MLS Area 34481 - Ocala
Lot Size Units Square Feet
Lot Size Square Feet 12632
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional
Land Lease Y/N false
Tax Annual Amount 2482.9
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/OM710613
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Vacant
Tax Lot 32
Legal Description SEC 25 TWP 16 RGE 20 PLAT BOOK Y PAGE 049 PALM CAY BLK C LOT 32
Pet Size Limit Small (16-35 Lbs.)
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 120.4
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Laminate
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Sliding Doors
Vegetation Trees/Landscaped
Fencing Chain Link
Lot Features Corner Lot
Water Source Private
Lot Size Area 12632
Foundation Details Slab
Building Area Total 1470
Lot Dimensions 100 x 125
Lot Size Acres 0.29
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 1
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Re/Max Foxfire - Hwy200/103 S

Broker

kathyvan31@yahoo.com

Email

Affordability Calculator

$1,161
Per Month
82%
18%
0%
Monthly Principal & Interest
$954
Monthly Property Taxes
$207
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
4/24/2026$155,000 -6.06% Price Down
4/14/2026$165,000 Listed Price

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10647 SW 85TH TERRACE, Ocala, FL, 34481 is a Single Family Home for sale at $155,000 with 960 sqft and a lot size of 0.29. 10647 SW 85TH TERRACE has 2 bedrooms, 2.0 baths, and was built in 1987. The property's zip code is 34481 which is in Ocala, FL