48 Union Street Oneonta, NY $ 337,000
48 Union Street
$ 337,000
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48 Union Street

Oneonta, NY, 13820
$ 337,000
Bedrooms3 Baths1.1 Sq 1,496

Monthly Estimate*

$ 2,102

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Single Family Home for sale in Oneonta, NY

for $337,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,496 square foot home was built in 1928 on a lot size of 0.13.

Welcome to this timeless Tudor-style home, where character, charm, and location all come together. With three bedrooms and one and a half baths, this residence is filled with original details that have been lovingly maintained, including beautiful woodwork, built-ins, hardwood floors, and the classic staircase. Best of all, from your very own backyard you can step through a private gate and directly into Wilber Park with its walking trails and wooded space. The curb appeal of this Tudor hints at the warmth inside. The kitchen has been thoughtfully updated with laminate flooring, granite and butcher block counters, a tile backsplash, and stainless-steel appliances. A sunny breakfast nook offers the perfect spot for morning coffee or casual meals. Just off the foyer, a private office or den with built-in shelves provides a quiet retreat, while a formal dining room is ready for gatherings and special occasions. The large living room is the heart of the home, featuring a fireplace and French doors that open to a covered patio—ideal for enjoying a peaceful morning or evening sunsets. A convenient half bath completes the main level. Upstairs, you will find three comfortable bedrooms and a full bath. The spacious primary bedroom features a cozy fireplace and a charming window seat overlooking the backyard. The additional bedrooms are generous in size, both with walk-in closets; one even offers a small balcony with views of the yard. The lower level expands your living space with a refinished 200 SF bonus/family room, perfect for a playroom, workout area, studio, or hobby space. The basement also includes a dedicated laundry area and additional storage. Outside, the private backyard is framed by mature landscaping, creating a serene retreat. With direct gated access to Wilber Park’s trails, this home blends privacy with convenience in one of the most desirable locations. This home is the perfect balance of historic charm, modern updates, and unbeatable access to nature—truly a special opportunity.

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Single Family Pending

Price

$ 337,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 6,629

Style

TwoStory,Tudor

Lot Size

0.13

Year Built

1928

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1641112

Features
Interior
Interior Amenities Den SeparateFormalDiningRoom EntranceFoyer SeparateFormalLivingRoom GraniteCounters PullDownAtticStairs NaturalWoodwork
Basement Full PartiallyFinished
Flooring Hardwood Tile Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 2
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General
Sewer Connected
Heating Gas Baseboard HotWater
Utilities HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Asphalt
Appliances Dishwasher GasCooktop GasWaterHeater Refrigerator
Garage Spaces 1.0
Architectural Style TwoStory Tudor
Construction Materials Frame
School District Oneonta
Year Built 1928
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Community Features TrailsPaths
County Otsego
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Total Rooms 10
Full Baths 1
Status Pending
Directions From Center Street to East Street. Take a right onto Mary Street. Come to the STOP sign immediately will be a slight right and it is on your LEFT.
High School Oneonta High
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 5663.0
Elementary School Other - See Remarks
Year Built Details Existing
Tax Annual Amount 6629.0
Middle/Junior High School Other - See Remarks
Property Condition Resale
Standard Status Pending
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 175000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 59
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Exterior
Exterior Amenities GravelDriveway
Parking Features Attached Garage
Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.13
Foundation Details Block
Building Area Total 1496.0
Lot Dimensions 50X113
Lot Size Acres 0.13
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 48
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(607) 434-9538

Phone

Affordability Calculator

$2,655
Per Month
79%
21%
0%
Monthly Principal & Interest
$2,102
Monthly Property Taxes
$552
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5189142 Elementary School
5185610 Middle School
Oneonta High High School
Pricing History
DatePricePrice ChangeDescription
9/29/2025$337,000 Listed Price

Map


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48 Union Street, Oneonta, NY, 13820 is a Single Family Home for sale at $337,000 with 1,496 sqft and a lot size of 0.13. 48 Union Street has 3 bedrooms, 1.1 baths, and was built in 1928. The property's zip code is 13820 which is in Oneonta, NY