138 Tim Stephens Road Stearns, KY ^$ 115,000

138 Tim Stephens Road

^$ 115,000

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138 Tim Stephens Road

Stearns, KY, 42647

^$ 115,000

Bedrooms3 Baths2.0 Sq 1,904

Monthly Estimate*

^$ 794

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Single Family Home for sale in Stearns, KY

for $115,000 with 3 bedrooms and 2 full baths. This 1,904 square foot home was built in 1920 on a lot size of 0.95.

Two story home in Stearns Ky. Colonial style home with upper level that has kitchenette area, two bedrooms and bathroom and separate entrance. Perfect for rental income. Main level has living room, dining room, kitchen, bedroom, bathroom and laundry room. Unfinished basement. Detached two bay garage with basement area under garage and attic storage. Spacious yard with approx 1 acre.

Single Family Active

Price

^$ 115,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Colonial

Lot Size

0.95

Year Built

1920

Town/City

Stearns

County/Region

McCreary

MLS | Web ID

25502431

Features

General

Sewer Septic Tank

Heating Electric Heat Pump

Cooling Electric Heat Pump

Utilities Electricity Connected Phone Connected Water Connected

Possession Negotiable

Roof Shingle

Appliances Dryer Oven Refrigerator Washer

Garage Spaces 2

Patio/Porch Features Porch Front Porch

Architectural Style Colonial

Construction Materials Other

Year Built 1920

View Rural

Levels Two

Property Subtype Single Family Residence

Parcel Number 106-40-07-024.00

County McCreary

Property Type Residential

HOA false

Attached Garage false

Subdivision Name Rural

Garage Y/N true

Total Rooms 8

Full Baths 2

Status Active

Directions From Hwy 27 onto Hwy 1651 in Stearns. Onto Tim Stephens Road.

High School McCreary County

City Stearns

High School District McCreary County - 69

MLS Area 069 - McCreary County

Lot Size Units Acres

Lot Size Square Feet 41382

Carport Y/N false

Elementary School Pine Knot

Middle/Junior High School McCreary County

MLS Area Minor 069 - McCreary County

Structure Type House

Standard Status Active

Interior

Interior Amenities In-Law Floorplan Primary Downstairs

Basement Unfinished Walk-Out Access

Flooring Hardwood Wood

Basement (Y/N) Yes

Air Conditioning Y/N true

Heating Y/N true

Fireplace Y/N false

Above Grade Finished Area 1904

Half Baths 0

Laundry Features Electric Dryer Hookup Main Level Washer Hookup

Total Bedrooms 3

Below Grade Finished Area 0

Total Baths 2

Heating-Heat Pump true

Exterior

Parking Features Detached Garage Driveway

Water Source Public

Lot Size Area 0.95

Foundation Details Block

Building Area Total 1904

Lot Size Acres 0.95

Lot Size Source Public Records

Waterfront Y/N false

Horse Y/N true

* Excluded Features

List By

Wright Realty

Broker

ritawrightrealty@yahoo.com

Affordability Calculator

$794

Per Month

Monthly Principal & Interest: $794
Monthly Property Taxes: --
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Stearns, KY

Average List Price ^$210,449

Percent of Sale Price 83%

About Stearns, KY

1,564 Population

-7% Since 2002

^$17,592 Median Income

42.81 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

2236493 Elementary School

3436182 Middle School

McCreary County High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
4/19/2026	$115,000		Listed Price

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138 Tim Stephens Road, Stearns, KY, 42647 is a Single Family Home for sale at $115,000 with 1,904 sqft and a lot size of 0.95. 138 Tim Stephens Road has 3 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 42647 which is in Stearns, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of Bluegrass REALTORS.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Bluegrass REALTORS. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 10/29/2026.

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138 Tim Stephens Road

Single Family Home for sale in Stearns, KY

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