4400 Riverside Drive
Crystal Lake, IL, 60014 $ 499,000
Bedrooms3 Baths2.1 Sq 1,404 Monthly Estimate*
$ 3,072
for $499,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,404 square foot home was built in 1942 on a lot size of 0.2474.
Waterfront Living at Its Best - No HOA! Welcome to your riverfront retreat! This beautifully updated 3-bedroom, 2.5-bath home sits on a rare, level double lot with 80 feet of direct river frontage-ideal for waterskiing, boating, kayaking, paddle boarding, and fishing right from your backyard. "Bonus Value: The square footage for this home is deceptively spacious. The entire second floor (comprising bedrooms, bathrooms, laundry, and storage above the garage) is not included in the primary square footage count, offering significantly more functional room than meets the eye." The deep-water pier is ready for all your toys and adventures! Enjoy the outdoors in every season-watch abundant wildlife, snowmobile in winter, or gather around the fire pit under the stars. Inside, you'll find a bright, nautical cottage-inspired interior featuring new luxury vinyl plank flooring, fresh finishes, and newer stainless steel appliances in the open-concept kitchen. The spacious layout offers plenty of room to entertain, unwind, or simply take in the stunning water views. Additional highlights include an attached 2-car garage, ample parking, and a golf cart-friendly neighborhood. You'll also appreciate the new septic system (installed 2023) for added peace of mind. With no HOA restrictions, this home offers true flexibility-perfect as a full-time residence, weekend getaway, or high-performing short-term rental (Airbnb or VRBO). Don't miss this rare opportunity to own your own slice of riverfront paradise-where every day feels like vacation!
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FeaturesGeneralLiving Area 1404
Sewer Septic Tank
Heating Natural Gas Electric Forced Air Sep Heating Systems - 2+
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Stainless Steel Appliance(s)
Garage Spaces 2
Association Fee Includes None
Architectural Style Cape Cod
Construction Materials Vinyl Siding
Year Built 1942
Electric Circuit Breakers
Township Nunda
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County McHenry
New Construction N
Property Type Residential Detached Single
Subdivision Name Bayview Beach
Total Rooms 6
Full Baths 2
Status Active
Directions Rte 176 to Bay View Beach Rd to Sherman to Riverside to Home.
High School Prairie Ridge High School
City Crystal Lake
High School District 155
MLS Area Crystal Lake / Lakewood / Prairie Grove
Elementary School Prairie Grove Elementary School
Tax Annual Amount 6634
Middle/Junior High School Prairie Grove Junior High School
Additional Parcels Y/N N
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
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InteriorBasement None
Total Fireplaces 1
Fireplace Features Gas Log
Half Baths 1
Laundry Features In Unit
Total Bedrooms 3
Room Type Mud Room
Total Baths 3
Bedrooms Possible 3
Bathroom Separate Shower
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ExteriorExterior Amenities Boat Slip Fire Pit
Parking Features Garage Door Opener Yes Garage Owned Attached Driveway Other Garage
Lot Features Water Rights
Water Source Well
Total Parking 8
Foundation Details Concrete Perimeter
Lot Dimensions 80X126
Lot Size Acres 0.2474
Waterfront Y/N Y
Other Equipment Water-Softener Owned CO Detectors Ceiling Fan(s) Sump Pump
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* Excluded FeaturesList By4 Sale Realty Advantage LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,072
- Monthly Property Taxes
- $553
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Crystal Lake, IL
Average List Price $541,806
Percent of Sale Price 9%
About Crystal Lake, IL 39,160 Population
2% Since 2002
$ 82,263 Median Income
38.88 Median Age
35% Households with Children
Trends Information provided by ATTOM Data Solutions.
567559 Elementary School
567094 Middle School
Prairie Ridge High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/15/2026 | $499,000 | -9.11% | Price Down |
| 11/18/2025 | $549,000 | -3.51% | Price Down |
| 9/26/2025 | $569,000 | | Listed Price |