20 Bay Point Road Merritt, NC $ 585,000
20 Bay Point Road
$ 585,000
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20 Bay Point Road

Merritt, NC, 28556
$ 585,000
Bedrooms3 Baths3.1 Sq 2,399

Monthly Estimate*

$ 3,602

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Single Family Home for sale in Merritt, NC

for $585,000 with 3 bedrooms and 3 full baths, 1 half bath. This 2,399 square foot home was built in 1998 on a lot size of 1.15.

WATERFRONT HOME, 4 bedrooms, Two master suites with a Downstairs Master! Appraised for $675,000 on 8/13/25! GREAT SHORT TERM RENTAL POTENTIAL!! Located on the Bay River with your own personal dock taking you out over the water. The views are endless in this tastefully updated and mostly furnished home. This 4 bedroom, 3.5 bath home has two master bedrooms enhanced with king sized furniture that convey, one downstairs with its own private ensuite, a large closet and small sitting area and one upstairs with a private balcony overlooking the water as well as a private sitting area for winding down in the evenings. The second floor master has two large closets in the master bath and plenty of space for linens and other storage needs. There are two more bedrooms upstairs, facing the front of the house, is the bunk bedroom with space enough for the bunk beds and a full size bed. The queen room faces the rear of the house and has a water view. With endless options for entertaining, this 2,399 sq ft home, has two ample sized living rooms, a flex space/dinning room and outdoor living space in the backyard, making it ideal. Low cost flood insurance is transferable, easy access to big water from the Bay River, leading to the Neuse, Pamlico Sound and ICW. The dock has a 16,000 lb boat lift, but needs to be repaired to make it fully functional. There is a private community boat ramp included for use of residents of Bay Shore Estates. The HOA has approved a 30x40 detached metal garage. Shops, restaurants and groceries nearby in Oriental or Bayboro. New Bern is just a short 35 minute drive. This home is a must see, incredible views, peaceful neighborhood and turn key... Just bring your suitcase!

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Single Family Active

Price

$ 585,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 1,680

Style

Single Family Residence

Lot Size

1.15

Year Built

1998

Town/City

Merritt

County/Region

Pamlico

MLS | Web ID

100532392

Features
General
Living Area 2399.0
Heating Heat Pump Natural Gas
Cooling Central Air
Utilities Other
Possession Close Of Escrow At Closing
Roof Shingle
Appliances Electric Cooktop Built-In Microwave Refrigerator Dishwasher
Zoning Res
HOA Fee 300.0
Garage Spaces 0.0
Patio/Porch Features Covered Deck Porch Balcony
Pool Features None
Construction Materials Vinyl Siding
Year Built 1998
View Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Taxes 1680.85
Parcel Number J043-3-14
Waterfront Features Boat Lift Boat Ramp Bulkhead Deeded Water Access Deeded Waterfront Water Access Comm Water Depth 4+
County Pamlico
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) N
Association Amenities Boat Dock Ramp
HOA Y
Attached Garage N
Subdivision Name Bay Shore Estates
Garage Y/N N
Total Rooms 14
Full Baths 3
Status Active
Directions Hwy 55 to Florence turn onto Bay Shore rd
High School Pamlico County
City Merritt
Association Name Bay shores estates
Lot Size Units Acres
Lot Size Square Feet 50094.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Pamlico County Primary
Property Attached Y/N N
Land Lease Y/N N
Showing Instructions Appt Required Call Listing Agent Lockbox No Sign
Home Warranty Y/N N
Middle/Junior High School Pamlico County
Lease Considered Y/N N
Structure Type Wood Frame
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 237980
Legal Description Lot 14 Bay Shore Estates
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Interior
Interior Amenities Walk-in Closet(s) Ceiling Fan(s) Furnished Walk-in Shower Walk-In Closet(s)
Flooring Vinyl See Remarks
Water Heater Electric
Master Bed Level Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 3
Attic Features Pull-Down Stairs
Room Type Master Bedroom Bedroom 3 Bedroom 4 Dining Room Den Dining Area Family Room Laundry
Total Baths 4
Living Area Range 2200 - 2399
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Exterior
Exterior Finish Vinyl Siding
Fencing None
Parking Features Circular Driveway Lighted
Lot Features Cul-De-Sac Wooded Boat Dock Boat Lift Boat Ramp Bulkhead Deeded Water Access Deeded Waterfront Water Access Comm Water Depth 4+
Total Parking 0.0
Lot Size Area 1.15
Foundation Details Crawl Space
Spa N
Building Area Total 2399
Lot Dimensions 50x516.98 404.33x164.21
Lot Size Acres 1.15
Road Surface Type Paved
Waterfront Y/N Y
Road Frontage Type Private Road Maintained Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 20
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* Excluded Features
List By
Tracy P Dowling

Listing Agent

Homecoin.Com

Broker

info.nc@homecoin.com

Email

Affordability Calculator

$3,742
Per Month
96%
4%
0%
Monthly Principal & Interest
$3,602
Monthly Property Taxes
$140
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3960318 Elementary School
3959372 Middle School
Pamlico County High School High School
Pricing History
DatePricePrice ChangeDescription
11/21/2025$585,000 -1.68% Price Down
10/13/2025$595,000 -2.46% Price Down
10/8/2025$610,000 -1.61% Price Down
9/24/2025$620,000 Listed Price

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20 Bay Point Road, Merritt, NC, 28556 is a Single Family Home for sale at $585,000 with 2,399 sqft and a lot size of 1.15. 20 Bay Point Road has 3 bedrooms, 3.1 baths, and was built in 1998. The property's zip code is 28556 which is in Merritt, NC