445 Elk Lake Resort Road 105-106 Owenton, KY $ 215,000
445 Elk Lake Resort Road 105-106
$ 215,000
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445 Elk Lake Resort Road 105-106

Owenton, KY, 40359
$ 215,000
Bedrooms2 Baths1.0

Monthly Estimate*

$ 1,358

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Single Family Home for sale in Owenton, KY

for $215,000 with 2 bedrooms and 1 full bath. This home was built in 1963.

Great opportunity to enjoy lake life at an affordable price! This 2-bedroom, 1-bath cottage is situated on two dry lots, offering extra space and plenty of storage. The open-concept design makes the home feel spacious and welcoming, while the large covered front porch is perfect for relaxing with friends and family! Recent updates include metal roof 22', new kitchen cabinets, newer flooring on first floor, kitchen sink and faucets, a new hot water heater and a new side rear porch deck. The property also features two oversized metal sheds with concrete floors totaling 600 sq. ft.--ideal for storing lake toys, tools, or creating a workshop. From the cottage, enjoy a view of the lake cove, covered pavilion approx. 350 sq. ft. under roof, and take advantage of the convenient location near the front gate and the marina boat launch. Whether you're looking for a weekend getaway or a year-round retreat, this home is a wonderful way to become part of a private lake community. Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

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Single Family Active

Price

$ 215,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Cottage

Year Built

1963

Town/City

Owenton

County/Region

Owen

MLS | Web ID

636447

Features
General
Sewer Public Sewer
Heating Baseboard
Cooling Window Unit(s)
Utilities Cable Available
Roof Metal
HOA Fee 2500
Garage Spaces 0
Association Fee Includes Association Fees Maintenance Grounds
Patio/Porch Features Covered Deck Porch
Architectural Style Cottage
Construction Materials Block Vinyl Siding
Year Built 1963
View Lake
Levels One
Unit Number 105-106
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Owen
New Construction false
Property Type Residential
Association Amenities Lake Seasonal Playground Clubhouse Trail(s) Management
HOA true
Attached Garage false
Subdivision Name Elk Lake
Other Structures Shed(s)
Total Rooms 6
Status Active
Directions From Elk Creek Vineyard head East turn Right onto Rt 1883 turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
High School Owen County High
City Owenton
Zoning Description Residential
MLS Area K22 - Owen Cty
Elementary School Owen County Elementary
Property Attached Y/N false
Middle/Junior High School Maurice Bowling Middle School
Property Condition Existing Structure
MLS Area Minor K22 - Owen Cty
Virtual Tour https://player.vimeo.com/video/1118836771
Structure Type House
Standard Status Active
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Interior
Interior Amenities Open Floorplan Eat-in Kitchen Ceiling Fan(s)
Basement Storage Space Unfinished
Total Fireplaces 1
Fireplace Features Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Hung
Fireplace Y/N true
Laundry Features Main Level
Total Baths 1
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Exterior
Exterior Amenities Private Yard
Parking Features Driveway Off Street
Lot Features Cleared Sloped Wooded
Water Source Public
Foundation Details Block
Building Area Total 0
Lot Dimensions Of record
Road Surface Type Gravel
Road Frontage Type Private Road
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* Excluded Features
List By
Sibcy Cline, Realtors-Florence

Broker

ptenoever@sibcycline.com

Email

Affordability Calculator

$1,358
Per Month
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Monthly Principal & Interest
$1,358
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Owen County High High School High School
Pricing History
DatePricePrice ChangeDescription
7/21/2026$215,000 -8.51% Price Down
4/27/2026$235,000 Listed Price

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445 Elk Lake Resort Road 105-106, Owenton, KY, 40359 is a Single Family Home for sale at $215,000. 445 Elk Lake Resort Road 105-106 has 2 bedrooms, 1.0 baths, and was built in 1963. The property's zip code is 40359 which is in Owenton, KY