226 Clayton Street
Saint Joseph, MO, 64504 $ 254,000
Bedrooms3 Baths2.1 Sq 3,090 Monthly Estimate*
$ 1,585
for $254,000 with 3 bedrooms and 2 full baths, 1 half bath. This 3,090 square foot home was built in 2011 on a lot size of 0.35.
This spacious property offers the perfect blend of charm, functionality, and potential. From the moment you arrive, you’re greeted by a large front yard and a mostly wraparound porch—ideal for morning coffee or evening sunsets. Inside, vaulted ceilings, wood floors, and updated carpet set the stage. To the right are two versatile rooms separated by a half wall, perfect for an office, playroom, or sitting area. Beyond is the expansive living room, offering plenty of space to relax or entertain. On the left, the dining room flows into a generous kitchen with a unique pass-through bar that opens to a bright additional room filled with natural light and access to both the front and back doors. This space also connects to the main-level laundry. A convenient half bath completes the first floor. Upstairs, the primary suite impresses with large windows, a walk-in closet, and a private bath. Two more bedrooms—one oversized—plus a full hall bath complete this level. The lower level offers endless possibilities. With much of the framing and flooring already in place, it’s ready to be finished into your dream basement. There’s room for a recreation area, non-conforming bedroom, storage, and even a potential future bath. Outside, about one third of an acre provides plenty of space for gardening, outdoor living, or play. Classic concrete steps add character and connect the backyard to the front of the property. With its generous square footage, flexible layout, and outdoor space, this home is full of opportunities—ready for you to make it your own.
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FeaturesGeneralLiving Area 3090
Sewer Public Sewer
Heating Forced Air
Cooling Electric
Possession Negotiable
Roof Composition
Appliances Dishwasher Disposal Microwave Electric Range
Patio/Porch Features Deck Covered Patio Porch
Architectural Style Traditional
Security Features Fire Alarm Smoke Detector(s)
Construction Materials Block Vinyl Siding
Exclusions see SD
Year Built 2011
Property Subtype Single Family Residence
Ownership Private
County Buchanan
Property Type Residential
HOA N
Subdivision Name Other
Garage Y/N N
Full Baths 2
Status Active
Directions From I-229 take 59 Highway south (King Hill Avenue) go 1 mile. At Stoplight stay on King Hill Avenue by merging left. Go 1 block and turn left (east) on Clayton Street. The home faces Clayton but for
High School Benton
City St Joseph
High School District St. Joseph
MLS Area 1122 - Buchanan Co NE-N=Co Line;S=I-36;E=Co Line;
Lot Size Units Acres
Lot Size Square Feet 15246
Listing Terms Cash Conventional FHA Other VA Loan
Elementary School Hosea
Middle/Junior High School Spring Garden
Public Remarks This spacious property offers the perfect blend of charm functionality and potential. From the moment you arrive you’re greeted by a large front yard and a mostly wraparound porch—ideal for morning c
Standard Status Active
In Flood Plain Unknown
HMS_MaintenanceProvidedYN N
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InteriorInterior Amenities Custom Cabinets Vaulted Ceiling(s) Walk-In Closet(s)
Basement Finished Full Partial Walk-Out Access
Flooring Carpet Wood
Basement (Y/N) Y
Air Conditioning Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2750
Half Baths 1
Laundry Features Main Level Off The Kitchen
Total Bedrooms 3
Below Grade Finished Area 340
Dining Area Features Breakfast Area Formal
Floor Plan Features 2 Stories
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ExteriorFencing Wood
Parking Features Off Street
Lot Features City Limits City Lot
Water Source Public
Lot Size Area 0.35
Road Responsibility Public Maintenance
Other Room Features Breakfast Room Entry Fam Rm Main Level Formal Living Room Recreation Room
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $1,585
- Monthly Property Taxes
- $221
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saint Joseph, MO
Average List Price $242,627
Percent of Sale Price 4%
About Saint Joseph, MO 75,488 Population
1% Since 2002
$ 44,477 Median Income
36.95 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
1846290 Elementary School
1844410 Middle School
Benton High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/8/2025 | $254,000 | -1.93% | Price Down |
| 10/28/2025 | $259,000 | -3.72% | Price Down |
| 10/16/2025 | $269,000 | -3.89% | Price Down |
| 10/10/2025 | $279,900 | -6.67% | Price Down |
| 10/2/2025 | $299,900 | -4.76% | Price Down |
| 9/23/2025 | $314,900 | -3.08% | Price Down |
| 9/10/2025 | $324,900 | -1.52% | Price Down |
| 8/28/2025 | $329,900 | | Listed Price |