37 Church Street Oneonta, NY $ 249,900
37 Church Street
$ 249,900
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37 Church Street

Oneonta, NY, 13820
$ 249,900
Bedrooms6 Baths2.0 Sq 2,820

Monthly Estimate*

$ 1,559

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Multi-Family Home for sale in Oneonta, NY

for $249,900 with 6 bedrooms and 2 full baths. This 2,820 square foot home was built in 1900 on a lot size of 0.15.

Don't miss out on the opportunity to own this TWO FAMILY INVESTMENT PROPERTY on Church St. Great location and a great rental history. Each apartment has 3 bedrooms and 1 bath with a kitchen, living room and dining room. Downstairs apartment features an eat in kitchen and BAR with direct access to the FRONT PORCH and back DECK. Upstairs features a private enclosed porch with exterior and interior egress. There are HARDWOOD FLOORS in both units with UPDATED KITCHENS and BATHS. Currently rented by the semester. Downstairs is rented for the 2025-2026 school year. $3550 per semester, per bedroom (2 rooms). Upstairs is rented for the fall semester $3550 per semester per bedroom (2 rooms). Current total income $21,300 for 2025-2026 school year. Seller is working on getting the upstairs rented for spring semester 2026. Rents could be higher. SEPERATE UTILITIES FOR EACH UNIT. Close to bus route, downtown and colleges. PLENTY OF OFF STREET PARKING! Schedule your showing today!

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Multi-Family Pending

Price

$ 249,900

Bedrooms

6

Full Bath

2

Property Type

Multi-Family

Taxes

$ 5,559

Style

MultiFamily

Lot Size

0.15

Year Built

1900

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1633336

Features
General
Sewer Connected
Heating Gas Baseboard ForcedAir
Utilities HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Asphalt
Appliances GasWaterHeater
Garage Spaces 0.0
Patio/Porch Features Deck
Construction Materials VinylSiding
School District Oneonta
Year Built 1900
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
County Otsego
Property Type Residential
Rent Includes Electricity Heat HotWater SnowRemoval TrashCollection Water
Full Baths 2
Status Pending
Directions Main st to Chestnut st. Take a right onto Church St. House just past Cherry St on the left.
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 2
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 6534.0
Year Built Details Existing
Tax Annual Amount 5559.0
Property Condition Resale
Standard Status Pending
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 150000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 79
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Interior
Basement Full WalkOutAccess
Flooring CeramicTile Hardwood Varies Vinyl
Furnished Y/N Furnished
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 6
Main Level Bathrooms 0
Total Baths 2
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Exterior
Exterior Amenities Deck
Parking Features ParkingAvailable TwoOrMoreSpaces
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.15
Building Area Total 2820.0
Lot Dimensions 60X116
Lot Size Acres 0.15
Waterfront Y/N No
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type CityStreet
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Internal Only
Street Number 1 37
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* Excluded Features
List By
Oneonta Realty, Llc

Broker

(607) 287-8458

Phone

Affordability Calculator

$2,022
Per Month
77%
23%
0%
Monthly Principal & Interest
$1,559
Monthly Property Taxes
$463
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/26/2025$249,900 Listed Price

Map


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37 Church Street, Oneonta, NY, 13820 is a Multi-Family Home for sale at $249,900 with 2,820 sqft and a lot size of 0.15. 37 Church Street has 6 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 13820 which is in Oneonta, NY