5 Birch Street Oneonta, NY ^$ 159,999

5 Birch Street

^$ 159,999

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5 Birch Street

Oneonta, NY, 13820

^$ 159,999

Bedrooms3 Baths1.0 Sq 1,198

Monthly Estimate*

^$ 998

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Single Family Home for sale in Oneonta, NY

for $159,999 with 3 bedrooms and 1 full bath. This 1,198 square foot home was built in 1915 on a lot size of 0.05.

Affordable, Updated, and Ready for You! Looking for a move-in ready home close to everything Oneonta has to offer? This sweet two-story has it all—NEW ROOF, NEW PLUMBING, NEW KITCHEN, NEW BATH, NEW FURNACE and FRESHLY PAINTED throughout. With three bedrooms and one full bath and an attached garage it’s cozy, comfortable, and full of charm. Quiet street with no through traffic! The location is unbeatable: just minutes from Main Street, colleges, shopping, and dining. Perfect as a starter home, a smart rental investment, or a convenient spot for students and professionals alike. Don’t wait—homes like this are hard to find in today’s market!

Single Family Contingent

Price

^$ 159,999

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,145

Style

TwoStory

Lot Size

0.05

Year Built

1915

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1632488

Features

Interior

Interior Amenities DiningArea

Basement Full

Flooring Carpet Hardwood Varies

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 0

Laundry Features InBasement

Total Bedrooms 3

Main Level Bedrooms 0

Main Level Bathrooms 0

Total Baths 1

General

Sewer Connected

Heating Gas ForcedAir

Utilities ElectricityConnected SewerConnected WaterConnected

Possession CloseOfEscrow

Roof Metal

Appliances Dryer Dishwasher ElectricOven ElectricRange GasWaterHeater Microwave Refrigerator Washer

Garage Spaces 1.0

Patio/Porch Features Open Porch

Architectural Style TwoStory

Construction Materials Frame VinylSiding

School District Oneonta

Year Built 1915

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Otsego

Property Type Residential

Attached Garage Yes

Garage Y/N Yes

Total Rooms 7

Full Baths 1

Status ActiveUnderContract

City Oneonta

Senior Community Y/N No

High School District Oneonta

Number Of Units Total 0

MLS Area Oneonta-City-361200

Lot Size Units Acres

Lot Size Square Feet 2178.0

Year Built Details Existing

Tax Annual Amount 3145.0

Property Condition Resale

Virtual Tour https://video214.com/play/MQ32ryYHv7poeeZfIuMaXQ/s/dark

Standard Status ActiveUnderContract

Middle/Junior School District Oneonta

Elementary School District Oneonta

Tax Assessed Value 85000

TaxOtherAnnualAssessmentAmount 0.0

Tax Lot 66

Exterior

Exterior Amenities BlacktopDriveway

Parking Features Attached Garage

Lot Features Rectangular RectangularLot ResidentialLot

Water Source Connected Public

Lot Size Area 0.05

Foundation Details Block

Building Area Total 1198.0

Lot Dimensions 43X56

Lot Size Acres 0.05

Waterfront Y/N No

Road Frontage Type CityStreet

Internal Only

Street Number 1 5

* Excluded Features

List By

Benson Agency Real Estate Llc

Broker

(607) 437-1694

Phone

Affordability Calculator

$1,260

Per Month

Monthly Principal & Interest: $998
Monthly Property Taxes: $262
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Oneonta, NY

Average List Price ^$317,428

Percent of Sale Price 98%

About Oneonta, NY

22,554 Population

4% Since 2002

^$48,532 Median Income

29.25 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122763 Elementary School

4122830 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/23/2025	$159,999		Listed Price

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5 Birch Street, Oneonta, NY, 13820 is a Single Family Home for sale at $159,999 with 1,198 sqft and a lot size of 0.05. 5 Birch Street has 3 bedrooms, 1.0 baths, and was built in 1915. The property's zip code is 13820 which is in Oneonta, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2025 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 12/12/2025.

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5 Birch Street

Single Family Home for sale in Oneonta, NY

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