43 White Anchor Cove Cato, NY $ 800,000
43 White Anchor Cove
$ 800,000
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43 White Anchor Cove

Cato, NY, 13080
$ 800,000
Bedrooms4 Baths2.0 Sq 3,500

Monthly Estimate*

$ 4,991

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Single Family Home for sale in Cato, NY

for $800,000 with 4 bedrooms and 2 full baths. This 3,500 square foot home was built in 2010 on a lot size of 10.8.

Welcome to 43 White Anchor Cove, a rare lakeside retreat nestled on nearly 11 acres with a private 2-acre pond and 2,600 feet of Cross Lake waterfront. This home is a showcase of thoughtful design and custom craftsmanship, blending comfort, style, and the best of outdoor living. The exterior features white pine board and batten siding, a stamped walkway leading to a pergola-covered entry, and a stone patio with a built-in fire pit, pizza oven, and grill—perfect for entertaining or relaxing with family and friends. Inside, you’ll find soaring ceilings, sun-filled windows, and a host of unique details: hand-hewn support beams, custom cherry doors, slate-covered window alcoves, and arts & crafts light fixtures. The contemporary wood stove in the family room and multi-zoned radiant heat beneath stamped concrete floors keep the space warm and inviting year-round. The heart of the home is a one-of-a-kind designer kitchen, featuring a circular black walnut island and custom cabinetry. The open layout flows effortlessly into the living and dining areas. The first floor includes two bedrooms and a full bath, while upstairs offers two additional bedrooms and another full bathroom. Every window is outfitted with custom fabric and insulated cellular shades for comfort and privacy. Enjoy lush grounds, a fenced garden area, and an oversized, foam-insulated 3+ car garage with a versatile second-story bonus room—ideal for a studio, office, or guest suite. The home also features both passive and active solar heating systems for energy efficiency. As a resident of the exclusive 15-family White Anchor Cove association, you’ll have private access to 35 acres of recreational trails, a clubhouse, sandy beach, and your own boat slip on Cross Lake—plus direct entry to the 525-mile NYS Canal System from your backyard. If you’re seeking a blend of custom luxury, privacy, and an active lakeside lifestyle, this is a property you’ll want to experience.

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Single Family Active

Price

$ 800,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 13,274

Style

Colonial

Lot Size

10.8

Year Built

2010

Town/City

Cato

County/Region

Cayuga

MLS | Web ID

S1631431

Features
Interior
Interior Amenities CeilingFans CathedralCeilings EatInKitchen SeparateFormalLivingRoom HomeOffice HotTubSpa BedroomOnMainLevel
Flooring Carpet Tile Varies
Total Fireplaces 1
Total Stories 2
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 4
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 2
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General
Sewer SepticTank
Heating Ductless Propane Solar HotWater RadiantFloor Radiant
Cooling Ductless
Utilities HighSpeedInternetAvailable
Possession Closing
Roof Metal
Appliances Dishwasher ElectricCooktop ExhaustFan PropaneWaterHeater Refrigerator RangeHood WaterPurifierOwned
Garage Spaces 3.0
Patio/Porch Features Patio
Architectural Style Colonial
Construction Materials WoodSiding
School District Cato-Meridian
Year Built 2010
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features DeededAccess DockAccess Lake Pond
County Cayuga
Property Type Residential
Attached Garage Yes
Energy Efficient Appliances
Subdivision Name White Anchor Cove Ph 02
Garage Y/N Yes
Other Structures Gazebo Sheds Storage
Total Rooms 11
Full Baths 2
Status Active
City Cato
Body of Water Cross Lake
Senior Community Y/N No
High School District Cato-Meridian
Number Of Units Total 0
MLS Area Cato-052489
Lot Size Units Acres
Lot Size Square Feet 470448.0
Spa Features HotTub
Year Built Details Existing
Tax Annual Amount 13274.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1631431 https://www.propertypanorama.com/instaview-tour/syr/S1631431
Standard Status Active
Middle/Junior School District Cato-Meridian
Elementary School District Cato-Meridian
Tax Assessed Value 380000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 13
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Exterior
Exterior Amenities BlacktopDriveway Dock Fence HotTubSpa Patio SeeRemarks PropaneTankLeased
Fencing Partial
Parking Features Attached Electricity Garage HeatedGarage GarageDoorOpener
Lot Features Agricultural Rectangular RectangularLot Secluded
Water Source Well
Lot Size Area 10.8
Foundation Details Other SeeRemarks Slab
Spa Yes
Building Area Total 3500.0
Lot Dimensions 517X900
Lot Size Acres 10.8
Frontage Length 2600
Waterfront Y/N Yes
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Internal Only
Street Number 1 43
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* Excluded Features
List By
Exp Realty

Broker

(315) 726-3537

Phone

Affordability Calculator

$6,097
Per Month
82%
18%
0%
Monthly Principal & Interest
$4,991
Monthly Property Taxes
$1,106
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3040723 Elementary School
3040890 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/19/2025$800,000 Listed Price

Map


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43 White Anchor Cove, Cato, NY, 13080 is a Single Family Home for sale at $800,000 with 3,500 sqft and a lot size of 10.8. 43 White Anchor Cove has 4 bedrooms, 2.0 baths, and was built in 2010. The property's zip code is 13080 which is in Cato, NY