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407 E 13th Street Spencer, IA $ 89,000
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$ 89,000 Get more info
407 E 13th Street
$ 89,000
Back to search
Share Save

407 E 13th Street

Spencer, IA, 51301
$ 89,000
Bedrooms2 Baths1.0 Sq 680

Monthly Estimate*

$ 555

407 E 13th Street, Spencer, IA 51301 - Image 1
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407 E 13th Street, Spencer, IA 51301 - Image 10
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407 E 13th Street, Spencer, IA 51301 - Image 12
View a Virtual Tour

Single Family Home for sale in Spencer, IA

for $89,000 with 2 bedrooms and 1 full bath. This 680 square foot home was built in 1900 on a lot size of 0.13.

Welcome to this cozy 2-bedroom, 1-bath bungalow featuring classic charm and modern updates. The new roof (2022) offers peace of mind, while the inviting deck is perfect for morning coffee or relaxing evenings. Inside, you’ll find a warm and welcoming living space that’s ideal for everyday living or entertaining. The property also includes a 1-car detached garage for parking or extra storage. All appliances are included, making this home truly move-in ready. Whether you’re a first-time homebuyer, downsizing, or searching for an investment property, this home is ready for its next chapter.

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Single Family Pending

Price

$ 89,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,060

Style

Bungalow

Lot Size

0.13

Year Built

1900

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251029
Features
Interior
Interior Features Main Floor Bedrooms
Furnished Y/N No
Total Baths 1
Full Baths 1
1/4 Baths 0
Basement Features Unfinished
Basement Material Concrete Block
Basement Style Full
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General
Sewer Public Sewer
Construction Frame/Wood
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dryer Microwave Range/Stove Refrigerator Washer
Flood Zone No
Number of Garage Spaces 1
School District Spencer
Electric Breakers
Architctural Style Bungalow
Stories Count 1
Class RESIDENTIAL
Assessments Unknown
Levels One
Type Single Family Residence
Total Lots 1
Terms Cash Conventional DVA FHA Rural Development
Yearly Taxes 1060
Tax Year 2025
Fuel Natural Gas
Status Pending
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 5680
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1900
Directions USE GPS
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 680
Virtual Tour https://my.matterport.com/show/?m=iMeQEE2DSGw&mls=1
DOM 120
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 130.88
Public Remarks Welcome to this cozy 2-bedroom 1-bath bungalow featuring classic charm and modern updates. The new roof (2022) offers peace of mind while the inviting deck is perfect for morning coffee or relaxing e
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Exterior
Exterior Features Deck
Waterfront 0
Garage Type Detached
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Abby Goodell

Listing Agent

Keller Williams Okoboji

Broker

(712) 305-8987

Phone

homeswithabbs@gmail.com

Email

Affordability Calculator

$644
Per Month
86%
14%
0%
Monthly Principal & Interest
$555
Monthly Property Taxes
$88
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
10/17/2025$89,000 -10.10% Price Down
10/6/2025$99,000 -5.71% Price Down
9/22/2025$105,000 -8.62% Price Down
9/6/2025$114,900 -4.25% Price Down
8/9/2025$120,000 Listed Price

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407 E 13th Street, Spencer, IA, 51301 is a Single Family Home for sale at $89,000 with 680 sqft and a lot size of 0.13. 407 E 13th Street has 2 bedrooms, 1.0 baths, and was built in 1900. The property's zip code is 51301 which is in Spencer, IA

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