2433 State Highway 28
Milford, NY, 13820 $ 229,900
Bedrooms3 Baths1.0 Sq 1,488 Monthly Estimate*
$ 1,434
for $229,900 with 3 bedrooms and 1 full bath. This 1,488 square foot home was built in 1950 on a lot size of 0.95.
CHARMING 3-bedroom Cape with WATER VIEWS of Goodyear Lake! With nearly 1500 sq ft of homeyness, this delightful, move-in ready home offers a perfect blend of cozy character and modern convenience—ideal as a full-time residence, weekend getaway, or Income-Generating Short-term Rental. A few short minutes away from public lake access for Boating, Fishing, and Swimming. Join the Goodyear Lake Association for just $30 per year to enjoy events the association has to offer. Whether you're looking to settle into your first or downsize into your last home, Step inside to fresh interiors! FRESHLY Painted throughout, FRESHLY FINISHED hardwood floors on 1st level, NEW Laminate flooring on 2nd level, NEW Baseboard heating on 2nd level. The welcoming layout includes a spacious living room, dining area for sharing meals, three comfortable bedrooms, and a functional breezeway for hot tub (hookup included) or laundry area. 2 bedrooms on 1st floor, 1 bedroom on 2nd floor with additional space for office, crafting, and storage. Newly installed door off breezeway offers easy access to backyard. A second refrigerator offers added convenience - great for entertaining, weekend hosting or stocking up. Stay comfortable year-round with central air for those hotter months and a NEWER furnace to keep things cozy in cooler seasons. The Full basement offers more space for Storage or finish to your liking for additional living space. Enjoy the oversized 2-car garage with an automatic door opener, plenty of workshop space, and enough room for outdoor gear or hobbies. The 2 sheds offer more storage for lawn equipment, gardening tools, etc. Conveniently located within minutes to Cooperstown Baseball Hall of Fame, Dreams Park and All Star Village for baseball fun, this home is a fantastic opportunity for investors or those looking to enjoy upstate New York's four-season lifestyle. Nearby State Forests and other area attractions offer more year-round fun with skiing, hiking, swimming and more. Whether you're looking for a relaxing getaway, a full-time residence, or an Airbnb investment, this property has the location and flexibility to make it yours.
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FeaturesInteriorInterior Amenities SeparateFormalDiningRoom SeparateFormalLivingRoom BedroomOnMainLevel Workshop
Basement Full
Flooring Hardwood Laminate Varies Vinyl
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 3
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 1
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GeneralSewer SepticTank
Heating Oil ForcedAir
Cooling CentralAir
Utilities HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Asphalt Shingle
Appliances Dryer Dishwasher ExhaustFan ElectricOven ElectricRange ElectricWaterHeater Refrigerator RangeHood Washer
Garage Spaces 2.0
Architectural Style CapeCod
Construction Materials VinylSiding
School District Milford
Year Built 1950
View Water
Township Not Applicable
Property Subtype SingleFamilyResidence
Waterfront Features Lake
County Otsego
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Other Structures Sheds Storage
Total Rooms 6
Full Baths 1
Status ActiveUnderContract
Directions From Oneonta take I-88 to Exit 17. Turn left onto State Hwy 28. Home is about 2-1/2 miles on left.
City Milford
Body of Water Goodyear Lake
Senior Community Y/N No
High School District Milford
Number Of Units Total 0
MLS Area Milford-364089
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 3224.0
Property Condition Resale
Standard Status ActiveUnderContract
Middle/Junior School District Milford
Elementary School District Milford
Tax Assessed Value 145000
TaxOtherAnnualAssessmentAmount 0.0
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ExteriorExterior Amenities BlacktopDriveway
Parking Features Attached Electricity Garage Storage WorkshopInGarage GarageDoorOpener
Lot Features Rectangular RectangularLot
Water Source Well
Lot Size Area 0.95
Foundation Details Block
Building Area Total 1488.0
Lot Dimensions 220X190
Lot Size Acres 0.95
Waterfront Y/N No
Road Frontage Type MainThoroughfare
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* Excluded FeaturesList ByColdwell Banker Timberland PropertiesBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,434
- Monthly Property Taxes
- $269
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Milford, NY
Average List Price $296,212
Percent of Sale Price 29%
About Milford, NY 3,021 Population
3% Since 2002
$ 45,259 Median Income
48.22 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
4122806 Elementary School
4122737 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/22/2025 | $229,900 | -8.00% | Price Down |
| 8/6/2025 | $249,900 | | Listed Price |