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118 Oak Street Cumberland, MD $ 184,900
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$ 184,900 Get more info
118 Oak Street
$ 184,900
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118 Oak Street

Cumberland, MD, 21502
$ 184,900
Bedrooms2 Baths1.1 Sq 1,377

Monthly Estimate*

$ 1,154

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Single Family Home for sale in Cumberland, MD

for $184,900 with 2 bedrooms and 1 full bath, 1 half bath. This 1,377 square foot home was built in 1900 on a lot size of 0.11.

This beautiful 2-story house was fully renovated and is move in ready. The first floor of this home includes a living room, dining room, kitchen, full bath with tub and mudroom with washer and dryer hook-ups. The upstairs has two bedrooms, a half bath, a common area, and a stairway to the attic. There are beautiful hardwood floors and full-size windows. Kitchen includes a refrigerator, range, over the range microwave and dishwasher. Appliances are black and stainless steel. The wiring, plumbing and windows were all updated during renovations. In 2019, the roof was replaced and a new HVAC system was installed in 2018. The home is heated by a high efficiency heat pump forced air furnace. This home also includes a front porch, fenced in backyard, detached 3 car garage with upper storage area and private off-street parking. The rear alley dead ends at this property. Home is minutes from Downtown Cumberland, Allegany College of Maryland, UPMC Western Maryland Hospital, recreational parks and trails, and access to Interstate 68. It is also a short drive to Frostburg State University and Northrup Grumman in Rocket Center, WV. Complete List of Renovations/Updates: 2025 - New Exterior Light Fixtures 2024 - New Roof on Detached 3 Car Garage, New Window in Detached Garage, New Gutters & Downspouts on House & Detached Garage, New Flooring on Front Porch, Windows Wrapped in Aluminum, New Refrigerator, New Stove New Over the Range Microwave, New Roof on House (2019), New Heat Pump Forced Air HVAC System (2018), New Wiring in Garage, New Plumbing throughout House, New Wiring throughout House, New Insulation in House, New Bathrooms Installed, New Kitchen Installed, New Windows (Double Hung, Double Pane, Low E/Argon Vinyl) & Exterior Doors Installed, Hardwood Floors Refinished, New Hot Water Heater Installed, New Garage Doors on Detached Garage

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Single Family Active

Price

$ 184,900

Bedrooms

2

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 1,440

Style

Traditional

Lot Size

0.11

Year Built

1900

Town/City

Cumberland

County/Region

Allegany

MLS | Web ID

MDAL2012518
Features
General
Living Area 1377
Sewer Public Sewer
Heating Heat Pump - Electric BackUp
Cooling Heat Pump(s) Central A/C
Possession Settlement
Zoning R
Garage Spaces 3.00
Architectural Style Traditional
Construction Materials Vinyl Siding
School District ALLEGANY COUNTY PUBLIC SCHOOLS
Year Built 1900
Levels 3
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Municipality Cumberland
Accessibility None
County ALLEGANY
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 1
Status ACTIVE
Directions From Industrial Blvd turn onto 2nd St then left onto Oak St. House on right sign in yard
City CUMBERLAND
Senior Community Y/N N
MLS Area W Cumberland - Allegany County (MDAL3)
Lot Size Units Square Feet
Lot Size Square Feet 4800.00
Tax Annual Amount 1440.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 134.28
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
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Interior
Heating Fuel Electric
Basement Outside Entrance Poured Concrete
Flooring Hardwood
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1377
Half Baths 1
Central Air Y/N Y
Total Bedrooms 2
Below Grade Finished Area 0
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Water Source Public
Garage Features Additional Storage Area
Type of Parking Detached Garage Off Street
Foundation Details Block
Water View Y/N N
Lot Size Acres 0.11
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 9600.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 118
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* Excluded Features
List By
Better Homes & Gardens Real Estate Old Line Group

Broker

diana.iman@oldlinegroup.com

Email

Affordability Calculator

$1,274
Per Month
91%
9%
0%
Monthly Principal & Interest
$1,154
Monthly Property Taxes
$120
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534976 Elementary School
3534179 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
9/29/2025$184,900 -7.50% Price Down
8/4/2025$199,900 Listed Price

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118 Oak Street, Cumberland, MD, 21502 is a Single Family Home for sale at $184,900 with 1,377 sqft and a lot size of 0.11. 118 Oak Street has 2 bedrooms, 1.1 baths, and was built in 1900. The property's zip code is 21502 which is in Cumberland, MD

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