550 Cross Plains Road Rockford, IL $ 399,900
550 Cross Plains Road
$ 399,900
New Construction
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550 Cross Plains Road

Rockford, IL, 61107
$ 399,900
Bedrooms3 Baths2.0 Sq 1,866

Monthly Estimate*

$ 2,495

550 Cross Plains Road, Rockford, IL 61107 - Image 1
550 Cross Plains Road, Rockford, IL 61107 - Image 2
550 Cross Plains Road, Rockford, IL 61107 - Image 3
550 Cross Plains Road, Rockford, IL 61107 - Image 4
550 Cross Plains Road, Rockford, IL 61107 - Image 5

Single Family Home for sale in Rockford, IL

for $399,900 with 3 bedrooms and 2 full baths. This 1,866 square foot home was built on a lot size of 0.32.

Brand-new construction located in a prime NE Rockford subdivision. This sleek, open-concept 1,866 sq ft ranch-style home offers impressive curb appeal with durable LP SmartSide siding on the front, a covered porch, a distinguished roofline, and a front door with dual sidelights. Inside, the spacious floor plan features an eat-in kitchen with a center island (with sink), quartz countertops, GE appliances, and a large pantry. The kitchen and dining area flow into the vaulted living room with an 8-foot sliding glass door leading to a 12x16 deck. The primary suite includes a walk-in closet and private bath with a double quartz vanity, tile flooring, and a tiled shower with a glass door. Two additional bedrooms and a full bathroom provide comfortable accommodations. High-end finishes include light-colored, wood-look LVP flooring in the main areas, plush carpeting in the bedrooms, craftsman-style trim, Moen plumbing fixtures, and black/brushed nickel lighting. A mudroom and laundry room off of the kitchen offer a utility sink, coat closet, and garage access. The basement is ready for future finishing, featuring an egress window, rough-in for a bathroom, power vent water heater, and 200 AMP electrical. Enjoy the already seeded yard. This home is eligible for the Rockford New Construction Property Tax Rebate Program—qualifying homeowners may receive three years of property tax refunds, potentially saving thousands. Conveniently located near I-90, the new Hard Rock Hotel & Casino, Javon Bea Hospital, shopping, and more.

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Single Family Active

Price

$ 399,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,297

Style

Ranch

Lot Size

0.32

Town/City

Rockford

County/Region

Winnebago

MLS | Web ID

202504653

Features
Interior
Interior Features Ceiling-Vaults/Cathedral Countertop-Solid Surface Radon Mitigation Passive Walk-In Closet
Basement Yes
Bedroom 3 Level Main
Bedroom 2 Level Main
Fireplace No
Living Room Yes
Beds 3
Total Baths 2
Dining Room No
Living Room Width 22.1
Living Room Length 28.1
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General
Road Frontage City/Town
Sewer City/Community
Heating Forced Air
Kitchen Level Main
Cooling Central Air
Ownership Type Fee Simple
Possession Closing
Roof Shingle
Water City/Community
Water Heater Gas
Garage 3
HOA Fee 0
Full Baths 2
Half Baths 0
Electric Circuit Breaker
Style Ranch
Topography City/Town
Class HOUSE
Type House
Parcel Number 1224201007
HUD No
Tax Year 2024
Basement Type Full
Status ACTIVE and AVAILABLE
Subdivision IL
Sale/Rent For Sale
Status Detail 0
Short Sale No
Primary City Rockford
Year Built 2025
High School Guilford High
City ROCKFORD
Taxes 1297
School District Rockford 205
Elementary School Spring Creek Elementary
Middle School Eisenhower Middle
Legal Description FOX RIDGE AT UNIVERSITY CENTRE NO 10 PT NE1/4 SEC 24-44-2 LOT 96
DOM 129
Postal Code 61107
Price Per Sq Ft Total AG 214.31
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Exterior
Exterior Siding
Lot Size Area 0.32
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* Excluded Features
List By
Lauren Medearis

Listing Agent

Keller Williams Realty Signature

Broker

laurenmedearis@kw.com

Email

Affordability Calculator

$2,603
Per Month
96%
4%
0%
Monthly Principal & Interest
$2,495
Monthly Property Taxes
$108
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2138264 Elementary School
2138252 Middle School
Guilford High High School
Pricing History
DatePricePrice ChangeDescription
11/3/2025$399,900 -3.64% Price Down
8/4/2025$415,000 Listed Price

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550 Cross Plains Road, Rockford, IL, 61107 is a Single Family Home for sale at $399,900 with 1,866 sqft and a lot size of 0.32. 550 Cross Plains Road has 3 bedrooms and 2.0 baths. The property's zip code is 61107 which is in Rockford, IL