870 Shady Shore Road Bay City, MI $ 159,900
870 Shady Shore Road
$ 159,900
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870 Shady Shore Road

Bay City, MI, 48706
$ 159,900
Bedrooms3 Baths1.1 Sq 1,212

Monthly Estimate*

$ 998

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Single Family Home for sale in Bay City, MI

for $159,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,212 square foot home was built in 1978 on a lot size of 0.18.

Affordable Bay Living - Just Steps from the Water! Enjoy the coastal lifestyle without the high waterfront price tag. This charming ranch is only a street off the Bay and down the road from the public boat launch - perfect for anyone who loves boating, fishing, or peaceful evening walks by the water. Inside you'll find a comfortable and efficient layout with many updates, including premium-grade windows, Energy Star furnace, central air, and an oversized attached garage for all your storage or hobby needs. The large first-floor laundry makes daily living easy, and the crawl space has been professionally insulated and waterproofed for extra peace of mind. The shaded yard provides natural cooling and a relaxing spot to enjoy your morning coffee on the porch. Oversized trees enhance the curb appeal while maintaining privacy and shade. Located in Bangor Township, you'll appreciate lower taxes, cheaper water bills, and a convenient location close to shopping, dining, and the Bay City amenities. Highlights: ? Steps from the Bay & boat launch ? Energy-efficient updates ? Low-maintenance yard ? Oversized garage ? One-level living ? Township taxes Whether you're looking for your first home, downsizing, or want a cozy retreat near the water, this property is a rare find at this price point.

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Single Family Contingent

Price

$ 159,900

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 2,095

Style

Ranch

Lot Size

0.18

Year Built

1978

Town/City

Bay City

County/Region

Bay

MLS | Web ID

61050183001

Features
General
Sewer PublicSewer
Heating ForcedAir NaturalGas
Cooling CentralAir
Possession AtClose
Garage Spaces 1.0
Patio/Porch Features Patio Porch
Architectural Style Ranch
Pool Features None
Construction Materials VinylSiding
Year Built 1978
Levels One
Property Subtype SingleFamilyResidence
Tax Year 2024
County Bay
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Contingency AcceptingBackupOffers
Subdivision Name NONE
Garage Y/N Y
Total Rooms 6
Full Baths 1
Status Accepting Backup Offers
City BangorCharterTownship_Bay
Disclosures TaxesHomesteadExempt
Senior Community Y/N N
High School District BangorTwpBayCity
MLS Area Area92101BangorTwp
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 2095.14
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status ActiveUnderContract
Legal Description COM AT NW COR OF SEC TH S 183.60 FT ALG W SEC LI TH S 58D 30M E 1082.15 FT ALG SLY ROW LI APLIN RD TO POB TH N 34D E 5.83 FT TH S 56D E 120 FT TH S 34D W 66 FT TH N 56 D W 120 FT TH N 34D E 60.17 FT
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Exterior
Fencing Fenced
Parking Features OneCarGarage Attached
Water Source Public
Foundation Details CrawlSpace
Spa N
Lot Dimensions 66x120
Lot Size Acres 0.18
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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Interior
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1212.0
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 0.0
Above Grade Finished Area Source PublicRecords
Above Grade Finished Area Unit Type SquareFeet
Total Baths 2
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Internal Only
Street Number 1 870
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* Excluded Features
List By
Angela Zolinski

Listing Agent

Mi Skye Realty Llc

Broker

(989) 620-0426

Phone

Affordability Calculator

$1,172
Per Month
85%
15%
0%
Monthly Principal & Interest
$998
Monthly Property Taxes
$175
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4909263 Elementary School
4909571 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/26/2025$159,900 -3.03% Price Down
11/6/2025$164,900 -2.94% Price Down
8/27/2025$169,900 -2.86% Price Down
7/25/2025$174,900 Listed Price

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870 Shady Shore Road, Bay City, MI, 48706 is a Single Family Home for sale at $159,900 with 1,212 sqft and a lot size of 0.18. 870 Shady Shore Road has 3 bedrooms, 1.1 baths, and was built in 1978. The property's zip code is 48706 which is in Bay City, MI