2610 Highway 4 Jay, FL $ 3,500,000
2610 Highway 4
$ 3,500,000
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2610 Highway 4

Jay, FL, 32565
$ 3,500,000
Bedrooms-- Baths-- Sq 792

Monthly Estimate*

$ 22,099

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Commercial Property for sale in Jay, FL

for $3,500,000. This 792 square foot building was built in 2000 on a lot size of 320.545.

Jay, FL- Welcome to River Farms - 320.545± Acres on Escambia River Already Producing Income - Located in sought-after Santa Rosa County, this large waterfront tract offers 1,604ft on the Escambia River, plus frontage on 3 lakes - a rare blend of waterfront beauty & outdoor adventure. Already earning income from booking the *16x16 cabin or *6 completed RV pads with power, water well, 1 septic tank, partial natural gas & dump station. What's in place: *Infrastructure potential for up to 100 RV sites *24x36 pole barn w/bathroom facility *16x24 gazebo by the river *2 structures moved onto property for potential renovated venue/retail space: 24x38 church & 24x32 school *3 boat ramps to lakes & 1 to the river *Dry camping areas *Improved internal roads lead to scenic homesite options near the lakes & river *Permitted year-round roads to 6-acre hayfield pasture w/culvert *Road access includes 1,400ft of paved frontage on John Lowery Rd (county-maintained) & an easement off Hwy 4. Utilities: *190 3hp well *Electrical service through EREC *High-Speed Fiber internet from Uniti Fiber on Hwy 4 & John Lowery Rd *Water wells on the property + City water on John Lowery Rd Avail. *Natural Gas on John Lowery Rd. Outdoor enthusiasts will appreciate the river’s sandbar. Plus, enjoy a mix of pine & hardwoods ideal for deer, duck, turkey & other small game hunting, along with excellent fishing—bluegill, shellcracker, bream, bass & speckled trout. The Escambia River flows from South Alabama into Escambia Bay, eventually reaching the Gulf of Mexico—making this a uniquely positioned recreational tract. The property is positioned just south of the Alabama state line—between the towns of Jay & Century — only 37 miles north of Pensacola & 20 miles north of Pace. There are recorded covenants & restrictions. Whether you're envisioning an outdoor retreat, full-scale RV campground, event venue, or private getaway, the groundwork is in place for multiple development paths. Buyer to verify all information during due diligence.

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Commercial Active

Price

$ 3,500,000

Property Type

Commercial

Taxes

$ 0

Style

Vacant Land

Lot Size

320.545

Year Built

2000

Town/City

Jay

County/Region

Santa Rosa

MLS | Web ID

382652

Features
General
Utilities Water Available Natural Gas Available Water Well Sewage Septic Other/See Remarks
HOA Fee 0
Property Subtype Vacant Land
Waterfront Features Lake Front River Front
County Santa Rosa County
Property Type Commercial Sale
HOA false
Subdivision Name None
Status Active
Directions From Atmore AL/FL line: Start out going South on S Main St/AL-21. Crossing into FL S Main St/AL-21 becomes Hwy 97. In 2.5 mi turn left onto W Hwy 4. In 13.4 mi turn left onto N Century Blvd/US-29 N/FL-95. In 1 mi turn right onto E Hwy 4. In 3.5 mi turn onto dirt easement is on the left. To access from John Lowery Rd: Continue past dirt easement on Hwy 4 then turn left onto John Lowery Rd. Go for 0.5 mi. Then take left at the 5439 Mailbox onto dirt road with chain gate.
City Jay
MLS Area Santa Rosa County
Tax Annual Amount 0
Standard Status Active
Possible Use Warehouse Resort Small Business Other/See Remarks
Roof Other/See Remarks
Year Built 2000
Stories Count 1
Assoc Fee Paid Per Monthly
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Interior
Flooring Other/See Remarks
Total Baths 0
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Exterior
Lot Features Level Waterfront Land Recreation Water View Elevation Low Elevation High Other/See Remarks Heavily Wooded Lot
Lot Size Acres 320.545
Waterfront Y/N true
Building Area Total 792
Number of Buildings 5
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* Excluded Features
List By
Patty Helton Davis

Listing Agent

Phd Realty, Llc

Broker

patty@phdrealty.com

Email

Affordability Calculator

$22,099
Per Month
100%
0%
0%
Monthly Principal & Interest
$22,099
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/24/2026$3,500,000 Listed Price

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2610 Highway 4, Jay, FL, 32565 is a Commercial Property for sale at $3,500,000 with 792 sqft and a lot size of 320.545. 2610 Highway 4 was built in 2000. The property's zip code is 32565 which is in Jay, FL