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440 N FERN Street San Mateo, FL $ 179,900
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$ 179,900 Get more info
440 N FERN Street
$ 179,900
Back to search
Share Save

440 N FERN Street

San Mateo, FL, 32187
$ 179,900
Bedrooms3 Baths1.0 Sq 1,322

Monthly Estimate*

$ 1,122

440 N FERN Street, San Mateo, FL 32187 - Image 1
440 N FERN Street, San Mateo, FL 32187 - Image 2
440 N FERN Street, San Mateo, FL 32187 - Image 3
440 N FERN Street, San Mateo, FL 32187 - Image 4
440 N FERN Street, San Mateo, FL 32187 - Image 5
440 N FERN Street, San Mateo, FL 32187 - Image 6
440 N FERN Street, San Mateo, FL 32187 - Image 7
440 N FERN Street, San Mateo, FL 32187 - Image 8
440 N FERN Street, San Mateo, FL 32187 - Image 9
440 N FERN Street, San Mateo, FL 32187 - Image 10
440 N FERN Street, San Mateo, FL 32187 - Image 11
440 N FERN Street, San Mateo, FL 32187 - Image 12
440 N FERN Street, San Mateo, FL 32187 - Image 13

Single Family Home for sale in San Mateo, FL

for $179,900 with 3 bedrooms and 1 full bath. This 1,322 square foot home was built in 1971 on a lot size of 0.26.

Welcome to 440 N. Fern St.! This home can offer the perfect blend of comfort and potential—ideal for those seeking a place to plant their roots with the ability to personalize and make this place their own. Nestled in a serene rural neighborhood setting, you'll enjoy the tranquility of San Mateo while being just a short drive away from nearby Palatka and St. Augustine. Stay cool year-round with two recently installed mini-split systems, ensuring for comfort throughout the home. The main bathroom was recently updated. Additionally, there is potential for an additional 1/2 bathroom and additional room off the laundry room. With further updating, this home could be a 4 BR/2BA.

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Single Family Active

Price

$ 179,900

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 1,531

Style

Flat

Lot Size

0.26

Year Built

1971

Town/City

San Mateo

County/Region

Putnam

MLS | Web ID

2096014
Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Primary Bathroom - Shower No Tub
Flooring Laminate
Furnished Y/N Unfurnished
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Laundry Features Washer Hookup
Total Bedrooms 3
Total Baths 1
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General
Sewer Septic Tank
Heating Electric
Cooling Electric
Utilities Electricity Connected Water Available
Possession Close Of Escrow
Roof Other
Appliances Electric Oven Electric Range Electric Water Heater
Patio/Porch Features Front Porch
Architectural Style Flat
Year Built 1971
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Current Use Residential
Parcel Number 211027000007800010
County Putnam
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rural
Garage Y/N N
Total Rooms 8
Full Baths 1
Status Active
Directions From SR 207 turn left on US-17 S. Continue about 2.3 miles then make a left onto Reed-Bell St. Turn right onto Old San Mateo Rd. Continue 700 ft then make a left onto Live Oak St. Continue 0.3 miles
City San Mateo
Senior Community Y/N N
Zoning Description Residential
MLS Area 564-East Palatka/San Mateo/N Satsuma/Orange Mills
Lot Size Units Acres
Lot Size Square Feet 11325.6
Carport Y/N N
Listing Terms Cash Conventional FHA
Property Attached Y/N N
Tax Annual Amount 1531.39
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 564-East Palatka/San Mateo/N Satsuma/Orange Mills
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Fencing Chain Link
Parking Features Off Street
Water Source Well
Lot Size Area 0.26
Spa N
Lot Size Acres 0.26
Road Surface Type Paved
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 440
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* Excluded Features
List By
Keller Williams St Johns

Broker

yourhomegirlwithheart@gmail.com

Email

Affordability Calculator

$1,250
Per Month
90%
10%
0%
Monthly Principal & Interest
$1,122
Monthly Property Taxes
$128
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
11/3/2025$179,900 -10.05% Price Down
6/30/2025$200,000 Listed Price

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440 N FERN Street, San Mateo, FL, 32187 is a Single Family Home for sale at $179,900 with 1,322 sqft and a lot size of 0.26. 440 N FERN Street has 3 bedrooms, 1.0 baths, and was built in 1971. The property's zip code is 32187 which is in San Mateo, FL

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