3489 River Camp Road Spencer, IN ^$ 115,000

3489 River Camp Road

^$ 115,000

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3489 River Camp Road

Spencer, IN, 47460

^$ 115,000

Studio Baths0.0

Monthly Estimate*

^$ 717

3489 River Camp Road, Spencer, IN 47460 - Image 1

3489 River Camp Road, Spencer, IN 47460 - Image 2

3489 River Camp Road, Spencer, IN 47460 - Image 3

3489 River Camp Road, Spencer, IN 47460 - Image 4

3489 River Camp Road, Spencer, IN 47460 - Image 5

3489 River Camp Road, Spencer, IN 47460 - Image 6

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Studio

Lots and Land for sale in Spencer, IN

for $115,000. The lot size is 12.04.

Great recreational or potential residential land! 12+ acres of beautiful land in Owen County! Hunting and fishing on one lot! There is a boat ramp to the river and two river access points. Large 3+ car garage with space for apartment and two additional sheds. Two residential sites with working septic, well, and electric. Existing mobile home is fire damaged and will need to be replaced, land is priced for lot only. Lots of bonus infrastructure to build a homestead! Lot is as-is.

Lots and Land Pending

Price

^$ 115,000

Bedrooms

Studio

Property Type

Lots and Land

Taxes

^$ 629

Style

Residential Land

Lot Size

12.04

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202523935

Features

General

Road Frontage County

Water Access Type Riverfront

Status Pending Pending

Subdivision None

Township Franklin

Class LOTS AND LAND

Present Use Recreational

Type Residential Land

REO No

Status Detail 0

Area Owen County

High School Owen Valley

City Spencer

School District Spencer-Owen Community Schools

Elementary School Mccormicks Creek

Middle School Owen Valley

Legal Description IN NE NE S12 T9 R4 11.94A IN NE NE S12 T9 R4 .09A

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202523935

Agent First Name Daniel

Agent Last Name Letman

DOM 153

Tax Year 2025

Exterior

Road Surface Gravel

Road Access County

Water Frontage 700

Waterfront River

Lot Size Area 524462

Lot Dimensions 650 x 580

Waterfront Y/N Yes

Interior

Fuel Type Gas

* Excluded Features

List By

Daniel Letman

Listing Agent

Century 21 Scheetz - Bloomington

Broker

dletman@homefinder.org

Affordability Calculator

$770

Per Month

Monthly Principal & Interest: $717
Monthly Property Taxes: $52
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Lots and land listings in Spencer, IN

Average List Price ^$159,467

Percent of Sale Price 39%

About Spencer, IN

2,332 Population

-12% Since 2002

^$40,502 Median Income

40.93 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1237060 Elementary School

1236321 Middle School

Owen Valley High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/27/2025	$115,000	-4.09%	Price Down
6/23/2025	$119,900		Listed Price

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3489 River Camp Road, Spencer, IN, 47460 is a Lots and Land for sale at $115,000 with a lot size of 12.04. 3489 River Camp Road is a studio with 0.0 baths. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/16/2025.

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3489 River Camp Road

Lots and Land for sale in Spencer, IN

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