281 Main Street Richmondville, NY ^$ 639,000

281 Main Street

^$ 639,000

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281 Main Street

Richmondville, NY, 12149

^$ 639,000

Bedrooms-- Baths5.0 Sq 6,000

Monthly Estimate*

^$ 3,987

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Commercial Property for sale in Richmondville, NY

for $639,000 with 5 full baths. This 6,000 square foot building was built in 1890 on a lot size of 0.1.

Welcome to 281 Main Street, Richmondville, NY, a rare commercial investment opportunity in the vibrant heart of Schoharie County. Priced at $639,000, this 6,000 square foot, 3-story building offers a turn-key setup for a variety of commercial or residential ventures. Currently home to Cargies (business name not included in sale), this property comes fully equipped with a professional-grade commercial kitchen, multiple freezers, refrigerated deli cases, coolers, and top-tier stainless steel appliances, ready to meet any culinary or food service needs. Built in 1890 and fully renovated in 2018, the structure offers 15 total rooms, including 6 bedrooms, 3 full baths, and 2 half baths, allowing flexible use for mixed commercial and residential configurations, owner-occupy and restaurant space

Commercial Active

Price

^$ 639,000

Full Bath

Property Type

Commercial

Taxes

^$ 3,170

Style

Commercial

Lot Size

0.1

Year Built

1890

Town/City

Richmondville

County/Region

Schoharie

MLS | Web ID

202519595

Features

Interior

Interior Amenities High Speed Internet

Basement Full

Flooring Vinyl Carpet Laminate

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Total Baths 5

General

Sewer Public Sewer

Heating Baseboard Electric

Cooling Central Air Wall Unit(s)

Possession At Closing

Roof Rolled/Hot Mop

Zoning Mixed

Architectural Style Commercial

Security Features Fire Escape Smoke Detector(s) Carbon Monoxide Detector(s)

Construction Materials Vinyl Siding

Year Built 1890

Electric 200+ Amp Service Circuit Breakers

Tenant Pays Heat Hot Water Internet Sewer Water Cable TV Electricity

Stories Count 3

Property Subtype Mixed Use

Current Use Apartment Plus Business Convenience Store Mixed Use Restaurant Retail

Business Type Restaurant

Business Name Cargie's

County Schoharie

New Construction N

Property Type Commercial Sale

HOA N

Attached Garage N

Possible Use Business Mixed Restaurant Retail Convenience Store

Status Active

Directions Rte 7 to Main St Richmondville Corner Lot

City Richmondville

High School District Cobleskill-Richmondville

Lot Size Units Acres

Lot Size Square Feet 4356.0

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 3170.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 12

Exterior

Parking Features Off Street Private On Street Gravel

Lot Features Road Frontage Level Corner Lot

Water Source Public

Total Parking 2.0

Inclusions Building & Land

Lot Size Area 0.1

Number of Buildings 1

Spa N

Building Area Total 6000.0

Lot Dimensions 32x63

Lot Size Acres 0.1

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 281

* Excluded Features

List By

Christy Dahms

Listing Agent

Charlotteville Realty

Broker

(607) 434-5993

Phone

christy@charlottevillerealty.com

Affordability Calculator

$4,251

Per Month

Monthly Principal & Interest: $3,987
Monthly Property Taxes: $264
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Commerical listings in Richmondville, NY

Average List Price ^$462,000

Percent of Sale Price 28%

About Richmondville, NY

2,518 Population

5% Since 2002

^$44,885 Median Income

43.9 Median Age

30% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

2477108 Elementary School

2477105 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
6/15/2025	$639,000		Listed Price

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281 Main Street, Richmondville, NY, 12149 is a Commercial Property for sale at $639,000 with 6,000 sqft and a lot size of 0.1. 281 Main Street has 5.0 baths and was built in 1890. The property's zip code is 12149 which is in Richmondville, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/12/2025.

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281 Main Street

Commercial Property for sale in Richmondville, NY

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