20870 N River Ridge Drive Bristol, IN ^$ 998,000

20870 N River Ridge Drive

^$ 998,000

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20870 N River Ridge Drive

Bristol, IN, 46507

^$ 998,000

Bedrooms4 Baths3.1 Sq 4,680

Monthly Estimate*

^$ 6,226

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Single Family Home for sale in Bristol, IN

for $998,000 with 4 bedrooms and 3 full baths, 1 half bath. This 4,680 square foot home was built in 2002 on a lot size of 0.597.

This stunning riverfront retreat offers luxury living on the picturesque upper St. Joseph River. Situated on 120 feet of prime river frontage, this exceptional home offers breathtaking panoramic views. The heart of the home is a brand-new custom kitchen featuring stainless steel appliances, high-end finishes, and thoughtful design. The main-level primary suite is complete with a generous walk-in closet, stand up shower, dual vanities, and a luxurious jetted tub. Car enthusiasts will love the two attached, garages with room for up to six vehicles â both equipped with heat/irrigation systems. A bonus room above the main-level garage offers potential for additional living space. The walkout lower level has a 3 additional bedrooms, a second kitchen, office and a family room with fireplace. The grandfathered boathouse has an expansive patio â perfect for riverside entertainment. Additional features include a newer roof, newer mechanicals, refinished hardwood floors, fresh paint and a whole-house generator, ensuring peace of mind and efficiency.

Single Family Contingent

Price

^$ 998,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 7,778

Style

Site-Built Home

Lot Size

0.597

Year Built

2002

Town/City

Bristol

County/Region

Elkhart

MLS | Web ID

202519916

Features

General

Sewer Septic

Heating Gas Conventional Forced Air

Cooling Central Air

Laundry Y/N Main

Fireplaces Yes

Water Access Type Riverfront

Garage Attached

Amenities Alarm System-Security Attic Storage Attic-Walk-up Breakfast Bar Built-In Bookcase Built-in Desk Ceiling-9+ Ceiling Fan(s) Ceilings-Beamed Closet(s) Walk-in Countertops-Stone Deck Open Deck on Waterfr

Status Active Cont-First Right

Full Baths 3

Half Baths 1

Bathrooms 4

Year Built 2002

New Construction No

Subdivision None

Style One Story

Township Washington

Class RESIDENTIAL

Type Site-Built Home

Age 23

REO No

Status Detail 6

Area Elkhart County

High School Elkhart

City Bristol

School District Elkhart Community Schools

Energy Efficient Appliances HVAC Thermostat/Controllers

Total Sq Ft 5797

Elementary School Bristol

Middle School Pierre Moran

Legal Description NORTH RIVER RIDGE SUB LOT 3

Virtual Tour https://www.zillow.com/view-imx/e61bf264-1a89-435c-82d3-0774fff7eba1?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Agent First Name Wendy

Agent Last Name Echartea

DOM 186

Tax Year 2024

Interior

Basement Full Basement Walk-Out Basement Finished

Fireplace(s) 2

Flooring Hardwood Floors Carpet Laminate Tile

HVAC Ceiling Fan High Efficiency Furnace

Beds 4

Total Rooms 17

Fireplace Living/Great Rm Basement

Full Baths Main 1

Full Baths Upper 0

Above Grade Bedrooms 1

Below Grade Baths 2

Below Grade Bedrooms 3

Full Baths Below Grade 2

Half Baths Below Grade 0

Half Baths Main 1

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 14

2nd Bedroom Length 14

2nd Bedroom Level Lower

2nd Bedroom Width 11

3rd Bedroom Length 16

3rd Bedroom Level Lower

3rd Bedroom Width 12

4th Bedroom Length 12

4th Bedroom Level Lower

4th Bedroom Width 14

Exterior

Exterior Brick Shingle Vinyl

Water Frontage 120

Driveway Pavers

Pool No

Waterfront River

Garage Length 24

Garage Width 24

Lot Size Area 26005

Lot Dimensions 130 x 200

Lot Description Waterfront

Fence Metal

Garage Capacity 6

Waterfront Y/N Yes

* Excluded Features

List By

Wendy Echartea

Listing Agent

Berkshire Hathaway Homeservices Elkhart

Broker

wendyechartea@bhhsni.com

Affordability Calculator

$6,874

Per Month

Monthly Principal & Interest: $6,226
Monthly Property Taxes: $648
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Bristol, IN

Average List Price ^$514,542

Percent of Sale Price 48%

About Bristol, IN

1,953 Population

8% Since 2002

^$47,313 Median Income

37.63 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1235788 Elementary School

1237170 Middle School

Elkhart High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/18/2025	$998,000	-4.86%	Price Down
5/29/2025	$1,049,000		Listed Price

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20870 N River Ridge Drive, Bristol, IN, 46507 is a Single Family Home for sale at $998,000 with 4,680 sqft and a lot size of 0.597. 20870 N River Ridge Drive has 4 bedrooms, 3.1 baths, and was built in 2002. The property's zip code is 46507 which is in Bristol, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/6/2025.

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20870 N River Ridge Drive

Single Family Home for sale in Bristol, IN

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